ramit sethi Research

@Netflix's How To Get Rich | Money For Couples Podcast | NYT Bestselling Author

[ramit sethi Research @Vedatbabatoglu]

Here's the scenario:

- Married 12 years, ages 37 and 40, one daughter
- He lost his $150,000 job 7 months ago. She now earns every dollar
- Assets: $1.2 million. Cash: $68,000
- Fixed costs: 83% (two mortgages, one is her mom's)
- His 401(k) contributions: $0
- She makes every

[Ramit Sethi @ramit]

Full episode: https://t.co/rwoyjuG3lc"

[ramit sethi Research @Vedatbabatoglu]

Here, look what Republicans have been doing for the last 2 weeks

[Ramit Sethi @ramit]

10 things Republicans have done in the last 10 days 🧵

1. DHS deported Brian Morales, a UNITED STATES CITIZEN born in Denver, after multiple officers refused to investigate his claim of citizenship. None of these officers will be charged

[ramit sethi Research @Vedatbabatoglu]

A Republican realizes that politics actually affects him

I've talked to literally thousands of Republicans who have no idea that the government has played a MASSIVE ROLE in:

- The truck they drive (why is every pickup enormous? Is it really true that ALL truck buyers prefer hug

[60 Minutes @60Minutes]

“This is the first time in my adult life where there's been an issue that's come up that I feel like is going to directly impact me,” says Dave Lowe, a lifelong conservative Republican who lives near a proposed data center in Texas.

[ramit sethi Research @Vedatbabatoglu]

Living in NYC, it would have cost 2.2x my rent to own an equivalent property. I took the thousands of dollars/month and invested it

The same rough dynamic was true in SF and LA

DO NOT follow simple, trite sayings like "you're throwing money away on rent" for the biggest purchas

[ramit sethi Research @Vedatbabatoglu]

Living in NYC, it would have cost 2.2x my rent to own an equivalent property. I took the thousands of dollars/month and invested it

The same rough dynamic was true in SF and LA

DO NOT follow simple, trite sayings like "you're throwing money away on rent" for the biggest purchas

[ramit sethi Research @Vedatbabatoglu]

How 50% of people don’t know their own household income:

- They only focus on monthly money: “Do I have enough to pay my bills? Do I have money in my checking account?”
- They delegate money to their spouse
- They’ve never faced the consequences of bad money management. (No, cre

[Lance Party 🍺🥃 @mullenade]

@ramit How do you not know how much you make?!

[ramit sethi Research @Vedatbabatoglu]

Guy on my podcast guessed their household income was $85,000

It's actually $108,000

I asked if he felt differently. "No, because it doesn't feel like enough"

He makes $23,000 more than he thought & it STILL doesn't feel like enough

The way you feel about money is highly

[ramit sethi Research @Vedatbabatoglu]

Sadly, most people don’t take #3 — the skill of spending money meaningfully — seriously

“Learn how to spend?? lol” is a common reply

People’s identity as “not having enough” lasts far beyond them having enough money

When people finally admit they’re stuck and don’t know how to

[ramit sethi Research @Vedatbabatoglu]

Everyone talks about saving money, but almost nobody teaches the skill of spending money meaningfully

3 key skills of money:

1. Saving. Everyone knows about this. This is the most common message the average person receives about money

2. Managing money. Investing, debt payoff,

[ramit sethi Research @Vedatbabatoglu]

How much is enough? Do you know the answer with your own money?

On my podcast, I ask people this question.

One couple was going to have $1.8 million. They said, "it won't be enough."

Another couple, on track for for $3.89 million. Their comment: "It's low."

A man whose pro

[ramit sethi Research @Vedatbabatoglu]

One classic mistake people make when taking control of their money: They try to make changes AS they’re gathering their spending together

- They’ll finally begin gathering all their accounts and expenses to write them down
- But instead of simply writing down what they’re spendi

[ramit sethi Research @Vedatbabatoglu]

Part 1:

https://t.co/UfpTCmmaa8

[ramit sethi Research @Vedatbabatoglu]

This is how you talk to racists

[ramit sethi Research @Vedatbabatoglu]

This is how you talk to racists (part 2)

[ramit sethi Research @Vedatbabatoglu]

Wow, good feedback. Now some suggestions for you

1. Stop insulting "socialism" when this is your job history

2. Stop lecturing people about being "accepted" and focus on assimilating into a superior culture by taking off your dirty shoes before you walk inside your grimy house

[ramit sethi Research @Vedatbabatoglu]

Wow, good feedback. Now some suggestions for you

1. Stop insulting "socialism" when this is your job history

2. Stop lecturing people about being "accepted" and focus on assimilating into a superior culture by taking off your dirty shoes before you walk inside your grimy house

[ramit sethi Research @Vedatbabatoglu]

This is how you talk to racists

[ramit sethi Research @Vedatbabatoglu]

You've had an unremarkable career working in no-name companies and now you live in a tertiary market, forced to start a business with your daughter because none of your coworkers want to work with you. You spend your days posting racist comments generated by AI. I would say good,

[ramit sethi Research @Vedatbabatoglu]

You've had an unremarkable career working in no-name companies and now you live in a tertiary market, forced to start a business with your daughter because none of your coworkers want to work with you. You spend your days posting racist comments generated by AI. I would say good,

[ramit sethi Research @Vedatbabatoglu]

🔗 RSVP

https://t.co/GxeaOWt1dB.

[ramit sethi Research @Vedatbabatoglu]

TOMORROW 11am ET / 8am PT

LinkedIn Thought Leader, Google Recruiter, and author of “Technically Recruiting” Nicky Slavich is joining us to answer your biggest job-search questions.

He’s spent 12+ years on the other side of the hiring process, deciding which applications move

[ramit sethi Research @Vedatbabatoglu]

Disgusting. Republican bigots hide behind the veneer of "legal immigration" but the truth is, they can't compete in today's world and their only response is racism

[ramit sethi Research @Vedatbabatoglu]

Instant fix for your money: Take your Fixed Costs & add 15% to account for the things you didn’t track

- Annual car registration
- House maintenance
- Surprise kid expenses
- Forgotten subscription

15% is the magic number. You’ll instantly be in more control