Liki

Not an avg engg!
Sports enthusiast
RCB
📍Bengaluru

ಸಿರಿಗನ್ನಡಂ ಗೆಲ್ಗೆ, ಸಿರಿಗನ್ನಡಂ ಬಾಳ್ಗೆ 💛♥️

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[MNV Gowda @MNVGowda]

The sad thing is that not a single player from RCB's back-to-back championship winning teams selected in the T20I format. As long as Gambhir's contract remains active, he's unlikely to favor RCB players.

[Liki @venomka46]

@ranjikarnataka Please avoid posting low-quality pictures like this. The players are hardly visible and cannot be identified properly. I’ve shared the HD image already, so please use that version.

[Johns. @CricCrazyJohns]

KOHLI & BHUVI 😂🔥

- The part mode on for IPL victory

[Liki @venomka46]

@raparthi_ashish @RCBTweets @munindravarmaa No

[Liki @venomka46]

Uppal, we are coming! ❤️🔥

We’re coming with posters, chants, and full madness — tomorrow we will paint Uppal red! 🏟️❤️

RCB army ready to roar louder than ever. Ee Sala nu Cup Namde! 👑🖤

@RCBTweets @munindravarmaa

#RCB #PlayBold #RCBvsSRH #Upp

[Liki @venomka46]

@hershooee DM

[Liki @venomka46]

@prakhyath_dhoni DM

[Liki @venomka46]

@jackste8977 Firefox > chrome in terms of speed. It worked RCB website also

[Liki @venomka46]

121 Queue for RCB vs SRH tickets 🎟️🔥

How I got this queue:
• Logged in on Mac (faster processing with more RAM)
• Used Firefox
• Hit refresh exactly at 0:01 sec

Boom 💥
Queue number: 121

Got 4 tickets easily and almost all stands were available 😎🏏

#RCB #RCBvsSRH

[Liki @venomka46]

@KOHLIdeGOAT West floor, Will meet outside stadium @KOHLIdeGOAT

[Liki @venomka46]

@allaboutcric_ https://t.co/hRio1k5Vto

[Liki @venomka46]

121 Queue for RCB vs SRH tickets 🎟️🔥

How I got this queue:
• Logged in on Mac (faster processing with more RAM)
• Used Firefox
• Hit refresh exactly at 0:01 sec

Boom 💥
Queue number: 121

Got 4 tickets easily and almost all stands were available 😎🏏

#RCB #RCBvsSRH

[Liki @venomka46]

@carebydistrict @district_india

[Liki @venomka46]

Sad to see that RCB vs PBKS and RCB vs SRH tickets are still not live. Why does this happen only with RCB matches? Fans travelling from far places will face huge inconvenience because of the delay. Poor decision making.

Please release the tickets soon, @district_india

[Liki @venomka46]

@carebydistrict You guys released tickets for RR vs LSG match which is there on 19th may but you have not released tickets PBKS vs RCB which is scheduled on 17th Any specific reason ? Makes no sense!
Is your replies are automatic?

[Liki @venomka46]

@RVCJ_FB Romarios wicket😂😂

[Liki @venomka46]

@SidduManare @munindravarmaa Sure

[Liki @venomka46]

Sorry to say this, Shepherd. Last season was brilliant, but this season just hasn’t been yours. A finisher scoring 4(11) is simply not acceptable at this level. Please back your bags and hope to see you come back stronger next season. 💔

#IPL #RCB #RCBvsMI

[Liki @venomka46]

@Ggk_here_ @venkateshprasad @kscaofficial1 @kscaofficial1 @venkateshprasad please answer this. You are responsible for moving out of chinnaswamy