An Indian institute of technology filmed a full course on how money actually moves through a banking system and released it for nothing.
The course is Economics of Banking and Finance Markets, produced at IIT Kanpur under NPTEL, India's national open courseware programme. It runs in sequence as one continuous argument rather than a set of clips.
A green chalkboard, a lapel microphone, a checked shirt, one fixed camera.
He opens with the only question that matters at the start. Where does surplus money sit, who needs it, and what stands between them.
Then he splits the answer in 2. Direct finance, where the saver reaches the borrower through a market. Indirect finance, where a bank stands in the middle and absorbs the risk instead.
Everything after that hangs off the split. Time value of money, risk, information asymmetry, why institutions exist at all, and what regulators are actually regulating.
The turn is what he does with information. Banks are not warehouses for money. They exist because one side of every transaction knows things the other side does not, and the whole industry is built on charging for that gap.
It matters more now. Every fintech product claims to cut out the middleman, and almost none of them remove the information problem that put him there.
Free, in order, subtitled, funded by a public programme.
The banking system explained from the first principle, for nothing.
Lecture 1. 2 channels. It is in the video.
When Modi took charge in 2014, he didn’t first appoint a Principal Secretary.
He appointed Ajit Doval.
Amit Shah says it himself:
A serial blast hits Gujarat.
Modi calls Shah and says, “Invite Ajit Doval. Don’t just investigate this one blast.
— Dig up the entire nexus of every bomb blast that has ever hit this country.”
Doval walks into the Home Minister of Gujarat’s house.
His inputs don’t just crack that case.
They unravel 11 other serial bomb blast modules across India.
This is the man.
The original, no-nonsense, country-first intelligence legend.
Shame on every keyboard warrior who abuses him.
Ajit Doval is the OG spy of India.
Period💥
Karnataka: Daughter of the KPSC Chairman got selected after declaring family’s annual income as ₹40K while her father, the Chairman himself, earns ₹2.17 L a month!
Justice Nagaprasanna tears apart the defence’s arguments!
One of the finest judges Karnataka has ever had! 🔥