I don't use net banking apps on my phone because the mandatory permissions they ask for make no sense.
Why does a banking app need access to my SMS, phone, contacts, etc., in the name of security, when not seeking invasive device permissions is, in fact, the global benchmark for cybersecurity. This is called the Principle of Least Privilege (PoLP).
“Don't do unto others what you don't want done unto you” has been at the heart of the Zerodha philosophy.
This is exactly why we've built Zerodha the way we have. Kite asks for ZERO permissions on mobile, for instance, and this is one of the big reasons why millions of people trust us. What has enabled us is SEBI's mandatory strong two-factor authentication framework strike the right balance between security and privacy.
True Kerala Story in 60 Seconds.
Ottapalam a small town in Palakkad, but what happened there is a masterclass in crisis management.
A moving bus caught fire & you can see a 60 second display of citizen bravery.
10th Second: The bus doors opened. People started coming out.
30th Second: A local bystander came Not with a phone to record a reel, but with a fire extinguisher.
35th Second: 3 to 4 more people with fire extinguisher.
50th Second: Every single soul is off the bus. Safe. Unharmed.
60th Second: The visible flames are dead.
And note
NOT A SINGLE PERSON WITH A MOBILE IN HAND.
The Kerala we present.
#KeralaStory
Machine Learning loss functions - #infographic
Loss Functions in ML Explained: https://t.co/RDHUAkmHbO
Comprehensive Review of Loss Functions in Deep Learning: https://t.co/EydpS14eh5
#AI#DataScience#DataScientist#Mathematics
A 1 crore earning techie's life has no value in Bengaluru.
And if you're not earning that much? Your life has even less.
My sister and her friend were driving home in my car. They stopped at a red light - the logical thing anyone does. A drunk driver in a mini-truck didn't feel the need to stop. He slammed into them instead.
I know he was drunk. She knows it. The highway police knows it. The truck owner knows it.
No arrest was made.
The truck driver never showed up at the station. The owner never showed up. Nobody cared. My sister and her friend - both injured, both terrified - kept going back to the station, back to the accident site, explaining what happened over and over, just trying to get a report filed.
I was in the US. All I could do was talk to them on calls, helpless.
Here's what the police told them:
"If nobody died, an FIR doesn't make sense."
"Just claim first party insurance."
"Third party insurance doesn't pay much anyway."
And then, quietly, one officer pulled them aside and told the truth: "These truck mafia bribe us. Nothing will happen."
Nothing happened.
The truck was KA04 AE6550. The police themselves said if they'd been on a two-wheeler, both would be dead.
We had 100% insurance from Reliance. Claim rejected. Reason? "Misrepresentation of facts." These two, even while injured, kept showing up to represent the facts. Reliance still found a way to deny them.
The law says if someone hits you from behind, the person behind is at fault. It was a red light. How does a truck driver not see that?
Trust me, this isn't about money. I'll manage the repairs and the medical bills. I have savings. And I have a decent credit score; I'll take a personal loan if I have to. That's not the point.
The point is this: my sister is afraid now. Afraid that anything can happen to her at any moment and there's no one - no system, no law, no institution - that will protect her.
But how do I tell her the world is supposed to be fair? How do I tell her to trust the system? How do I explain that the drunk driver walks free, the truck owner was never questioned, and the police pocketed their bribe and closed the file?
I can't say to any official, "What if this was your daughter? Your sister?" Because their daughters travel in cars with security escorts. They will never know what it feels like to be ordinary and unprotected.
So I'm saying it to you, an ordinary reader.
You're on the road. You stop at a red light. A drunk driver in a truck rear-ends your car. Your loved one is inside, terrified.
And then you learn: there is no recourse. None.
The truck owner pays off the cops. The insurance company rejects your claim. The system shrugs.
This is Bengaluru in 2025. This is India in 2025. This is what your life is worth here.
One more thing. The friend in the car? He's one of the smartest people I know. close to top 100 rank in IIT-JEE. AI engineer and one of the biggest data companies. At 23, he is valuable to be paid more annually than the cost of five such trucks, that too, in India. He's patriotic. He pays his taxes. He stays in India even though he constantly gets offers to move to the US.
This is the confidence our system gives to someone who is clearly an asset to this country. All this unfairness - for a drunk truck driver.
@blrcitytraffic@BlrCityPolice - tell me. I've always avoided raising fingers publicly. But what else can I do?
Roads aren’t just infrastructure; they’re public safety.
If Pune could do it in 1976, why can’t India do it in 2025 with all our tech & funds?
It’s time for #RoadReformsNow. Tag your city officials. Demand accountability. 🛣️
JM Road’s secret: proper base layers, hot-mix asphalt tech, strict supervision.
No jugaad. No “temporary patch” contracts.
Why can’t every Indian city adopt proven tech & transparent tendering?We don’t need more spending; we need better spending.
Bangalore spends hundreds of crores annually on roads. Yet potholes reappear every monsoon. Citizens pay in taxes and lives.
What’s missing? Accountability, quality checks, and modern engineering standards.
In 2016, sisters Nikki and Kanchan married brothers Vipin and Mohit Bhati in Gr Noida. Their parents gave a Scorpio, Royal Enfield, cash and gold as dowry, payment for a dignified life they hoped for their daughters.
Instead, both brothers revealed themselves as monsters. They reduced their wives to slaves, ignored their calls, stayed out all night, and when questioned, lashed back with violence. They flaunted affairs openly, and when confronted, they beat their wives into silence.
The demands escalated: ₹36 lakh more. When the parents couldn’t meet it, the sisters were further tortured, mentally, physically, relentlessly. “Adjust,” their parents advised, like countless others do, as if adjustment could cure brutality. Nikki even gave birth to a son, a child who grew up watching his mother being broken in front of him.
Then came Thursday. Nikki was unwell, hooked to an IV drip. That didn’t stop Vipin. Along with his mother, he beat her mercilessly. Then, as her little boy stood frozen in horror, Vipin doused Nikki in petrol and set her ablaze. Kanchan tried to save her sister, but she too was beaten back. The in-laws spun it as suicide.
Vipin, unrepentant, even had the audacity to post on Instagram after killing her: “Why did you leave me, Nikki? Mujhe bata to deti kya dukh tha. The world calls me a killer. Mere saath bahut galat ho raha hai tere jaane ke baad.”
But Kanchan had captured a few seconds of hell, a video of Nikki’s final moments, beaten and burned alive. That clip, now viral, ripped open the truth.
Men like Vipin and Mohit, and their mother are not just criminals, they are parasites in human skin, leeches who feed on dowry, predators who crush women, cowards who hide behind family honor while destroying families. No less than capital punishment.
These 2 pics are 11 years apart. In these 11 years, I have had a job which takes about 55-60 hours of work per week. There is also fair bit of travel involved and I have a young family at home. And I am a big time foodie and also have a sweet tooth
Over the last few years, many working professionals with similar time constraints have approached me for help to begin/scale their fitness journey. Written this thread which I think will be beneficial- both educational as well as actionable- for all such folks
Here you go👇
Goodbye Chrome
The World's First Agentic Browser is here and it can take over your computer to complete tasks.
Here're 7 Wild examples and how to use it: