A retirement corpus that seems large today (₹5 crore) may be insufficient for a long retirement horizon if inflation averages around 6% ....
Personally I feel 5 Crore will be a bit challenging to live in urban India if you are retiring in 40s with a family of four
#Retirement
PM is traveling abroad to secure investments and ensure energy security in this period of economic gloom due to various global wars. It is one thing to know that, as a contender of PM post over the last 16 years, you don't have the intellectual capacity to understand this. However, I am intrigued to see your irritation towards promoting a reputed Indian brand (Parle). Is it because you don't want Indian brands to be showcased on the global stage? Or are you disgruntled by your intelligence (or lack of it), which has kept you puzzled over why melody is chocolaty?
🚨 The greatest life hack is treating your future self like a stranger you want to help.
Your brain can't emotionally connect with Future You. Brain imaging studies show that when you think about yourself in 10 years, the same neural regions light up as when you think about celebrities or distant acquaintances. Future You feels like somebody else entirely.
That psychological distance is why you stay up scrolling when you know you'll regret it tomorrow. Why you eat junk food knowing you'll feel sluggish later. Why you procrastinate on important projects until they become emergencies.
Your brain literally perceives Future You as someone else's problem.
The hack makes that distance work for you instead of against you.
When you're tired at 10 PM and considering another hour of social media, ask yourself: what would help the person waking up in this body tomorrow morning? When you're deciding whether to prep meals on Sunday, think: what would make weeknight life easier for the version of yourself coming home exhausted from work?
The reframe changes everything. You stop making choices based on immediate comfort and start making them based on setting up the next version of yourself for success.
I've seen that people struggle to deny themselves things they want, but excel at doing helpful things for others. The same person who can't stick to a diet will meal prep for a friend going through chemotherapy. The same person who hits snooze five times will wake up early to drive someone to the airport.
We have unlimited generosity for others and limited discipline for ourselves. The hack exploits that asymmetry.
Take it further. When you're procrastinating on a project, don't force Current You to work on it. Set up Future You to make progress effortlessly. Clear the desk. Open the right documents. Write one sentence about where to start. Leave breadcrumbs that make forward momentum inevitable.
When choosing what to wear, don't pick based on what looks good in the mirror right now. Pick based on what will make Future You feel confident in the situations they'll encounter. When deciding how to spend your evening, don't choose what sounds relaxing. Choose what will make Future You proud when they reflect back on how they used their time.
The psychology backing this runs deep. People who score high on "future self continuity" measures make better financial decisions, exercise more consistently, and have lower rates of anxiety and depression. They don't see delayed gratification as sacrifice. They see it as collaboration.
The compound effect kicks in fast. Every choice you make with Future You in mind creates better starting conditions for the next set of choices. Wake up early and you have more energy for evening decisions. Eat well and you think more clearly about work priorities. Exercise and you sleep better, which makes everything else easier.
Within weeks, your life starts running itself. Tasks complete before deadlines. Problems get solved before they become crises. Opportunities appear because you're prepared when they show up.
The approach requires zero self discipline. Instead of fighting present impulses, you channel your natural instinct to help others toward the one person who benefits from your help: the version of yourself living with today's consequences.
Future You starts feeling like someone you actually know. You anticipate their needs. You root for their success. You develop genuine affection for this person you're setting up to win.
Then one day you realize: Future You became Present You. And they're grateful for everything you did to get them there.
The cycle continues. Today's choices become tomorrow's starting conditions. Tomorrow's version gets to pay it forward to the day after that.
Your entire life becomes a collaboration between all versions of yourself across time, each one setting up the next for greater success than they could achieve alone.
The hack scales infinitely because you're always on the same team as yourself.
Scared the living daylights out of me !Received a similar mail alert. Ended up disturbing my CA friend late in the night unnecessarily to get this double checked.
Dear @IncomeTaxIndia@FinMinIndia@nsitharaman - careless reminders triggered by AI based automated systems will give people anxiety. 1) in days of digital fraud frequent bombardment is already bad! 2) you are sending advance tax and GST reminders to those who are tax exempt! Further scare 3) check below- emails yesterday - identical email received by individuals who are not businessmen nor have GST numbers!! This can cause a few heart attacks since the numbers are in crores! @TVMohandasPai
This is Uday Krishna Reddy.
- In 2013, Uday joined as a Marine constable.
- In 2018, one day he got a little late for the drill. His senior taunted him, “This sir will become an IPS officer or IAS officer.”
- He was not allowed to join the drill and was told, Don’t live in your dreams. You are just a constable.
- He resigned the same day and decided to prepare for the UPSC exam to become an IPS officer.
- Many attempts failed, but his goal was to become an IPS officer, so he kept preparing.
- In his fifth attempt, he secured AIR 350 and became an IPS officer.
If someone throws stones at you, gather them and build a castle. No dream is too big.
On the eve of Republic Day 2026, the Government of India ‘s list of Padma Award recipients honoured several prominent Malayalis for their exceptional contributions across various fields.
Notably, three out of the five Padma Vibhushan (India's second-highest civilian award) recipients this year are from Kerala! The Kerala Honours List:
Padma Vibhushan
• V.S. Achuthanandan (Posthumous): Former Chief Minister of Kerala and veteran CPI(M) leader, recognized for his lifelong contribution to Public Affairs.
• Justice K.T. Thomas: Former Supreme Court judge, for his distinguished service in Public Affairs and Law.
• P. Narayanan: Eminent journalist and former editor, recognized for his contributions to Literature and Education.
Padma Bhushan
• Mammootty: The legendary superstar of Malayalam cinema, honoured for his immense contribution to Arts.
• Vellappally Natesan: General Secretary of SNDP Yogam, recognized for his work in Public Affairs and social leadership.
Padma Shri
• A.E. Muthunayagam: Renowned scientist and "father of propulsion technology" in India, for Science and Engineering.
• I.M. Vijayan: Former captain of the Indian national football team, for Sports.
• Kalamandalam Vimala Menon: Veteran dance educator and founder of Kerala Natyashala, for Arts.
• Kollakkal Devaki Amma: Environmentalist known for growing a forest on her own land, for Social Work.
As MP representing the state capital, my congratulations and sincere പ്രണാമം to these distinguished Keralites.
Handed over bike for service.
Added to excl whatsapp group for comm.
Quote shared.
Videos shared for part/oil change. Old and New.
🛵 At home by night.
Customer centric processes and agility in execution.
🙏 @agarageuncle for understanding what a customer needs.
Big brands & new age start ups handle #CustomerExperience better ? Nah..
3 yr old 🛵 doesn't start.
First port of call @honda2wheelerin auth ser centre - Sorry we are not providing doorstep service currently.
Book a tempo and send it to us.
Product 10/10
Service 0/10
@agarageuncle a multi-brand bike service centre in Kandivali.
Didn't have any expectations frankly. But these guys know their job.
Call attended promptly.
Immediate call back from ser team.
Details filled on WhatsApp form.
Technician at home in < hr.
🛵 Jump started.
The Karmic Reckoning in Business: A Philosophical Plea to the Tata Group
The very foundation of a great enterprise rests not just on profit, but on ethical reciprocity, a concept mirroring the philosophical law of Karma - (you reap what you sow) or Dharma.
The Tata Group's storied rise owes much to the Shapoorji Pallonji Group's pivotal bailout in 1991, a lifeline of faith amid crisis that forged an alliance spanning over a century.
Today, as the SP Group faces financial strain, while the Tata Group thrives with an 18.4% stake held by SP, their inability to unlock value from this substantial, illiquid minority holding appears as 'a stifling of a historical savior'.
This impasse creates a governance shadow that risks tainting the celebrated ethical bedrock of the ~$180 billion Tata empire.
Empires endure not by might alone, but by honoring the hands that steadied them.
For the Tata Group, such an action is a profound investment in its own enduring legacy, proving that its famed ethical charter extends to all stakeholders, especially a long-term partner - The SP Group.
Neglecting this reciprocal duty risks invoking a karmic debt that even the largest empires cannot withstand.
The strength of an institution is truly tested when it honors its past.
A must watch interview. @svembu spoke about Dharmic Capitalism and lot more on what drives the zoho ethos and his plans for the future.
Need more entrepreneurs like him building in India for India and the world.
And for people getting triggered, wait for more to come.
Thank you Arnab. You are that rare combination journalist-entrepreneur who has built a powerful media house from scratch in under 10 years through sheer will power and grit.
It was an honor to be interviewed by you. Thank you 🙏
Saw this post in our community group. Not a dog lover myself but this makes me so sad.
Can't help wondering what kind of sick mentality makes someone do this. If you can't take care of pets, why even have one...
#petparent#pets
For mental health history enthusiasts -
"Going doolally" is a common phrase used by the British to indicate someone loosing their mind.
It comes from this small garrison town near Nashik. "devlali".
It was a military sanitorium and "Tap" is marathi word for fever.
"Going Doolally Tap" was the full name - going delirious due to high fever. (must be malaria in those days)