Data analytics lead in gaming | Stockholm ๐ธ๐ช | Author of UPI: The Inside Story | Writing about AI, FinTech & tech on Medium | Horror fiction on the side
Why can a vegetable vendor in Indore accept digital payments instantly and for free, while small businesses in New York still pay 3% to Visa?
The answer is in my book.
https://t.co/Xt3ZBg0gEK
Everyone's writing about Vijay's win as a celebrity-politics moment.
It isn't.
It's a fifteen-year distribution moat finally getting a name. The fan clubs were the moat. The party was just the launch event.
https://t.co/hKd1evyqmD
#TamilNadu#Vijay
1/ I thought Vijay's politics was a vanity project.
Tamil Nadu just proved me wrong.
A thread on the most significant single-state political shift in India in twenty years, and what I missed.
6/ The win wasn't clean. The Karur stampede in September 2025 killed 41 at a Vijay rally. The same machine that delivered 108 seats also delivered Karur. Voters didn't appear to factor it in.
Whether he can govern is a separate question.
I was wrong to dismiss him. Trying not to be wrong in the other direction now.
I grew up in India watching cash rule everything. Then, almost overnight, a billion people started paying with a tap. I wanted to understand how that happened. So I wrote a book about it. ๐
UPI: How India Built the World's Most Successful Digital Payments System โ out now!
๐ https://t.co/7EIxUKY10L
#UPI #FinTech #DigitalPayments #India #IndiaFinTech #DigitalIndia #NewBook #NonFiction #BookTwitter #PayTech