Vishal Shetty

Software Engineer - Product Manager - Hosting Pro Tips, trends, threads & insights.

Let’s build great products together.

[Vishal Shetty @vishalshettydev]

@policybazaar Why are your RMs so desperate to sell policies even after I’ve declined? I am extremely frustrated by the constant calls from PB. Did I make a mistake by purchasing from you?

[Vishal Shetty @vishalshettydev]

@HDFCERGOGIC I was looking to avail second opinion service, but it is very hard to find this option on HERE app and hdfc ergo website. I called customer care service, they gave me another number, but that's also not working. Kindly help. Its urgent.

[Vishal Shetty @vishalshettydev]

@IndiaFilings I would suggest people not to buy any services from this company. There only sales team is active which keeps on pushing to buy their products, later they won't respond at all. #scammers

[Vishal Shetty @vishalshettydev]

@AxisBank Can I initiate the current account closure request from non home axis branch from different city?

[Vishal Shetty @vishalshettydev]

@airtelbank DMed you my mobile number and the error message. Please check!

[Vishal Shetty @vishalshettydev]

@airtelbank I can't open an account. I completed the whole process twice, but at the end, I get an error saying 'cannot proceed further' with no explanation. Please help.

[Vishal Shetty @vishalshettydev]

@NotebookLM Thank you Google! For me NotebookLM is the best AI tool compared to any other AI tools available out there. This tool is insanely good for learners.

[Vishal Shetty @vishalshettydev]

Hello @IDBIBankCares , your wall-hanging calendars are really good-looking and very helpful. Could you please provide me one for 2026? I’d truly appreciate it. 😊👇

[Vishal Shetty @vishalshettydev]

@TTDevasthanams Please reconsider the booking system for special darshan and accommodation at Tirumala. Tickets sell out in 5–10 minutes, and monthly releases make it harder. Requesting a daily or weekly model so devotees don’t have to wait a month if they miss a slot.

[Vishal Shetty @vishalshettydev]

Don't buy @HDFCERGOGIC health insurance at all. I am very much frustrated with the services. The day when you start making the claims, these guys will show you their real face. No status update, unable to reach out via number, not replying to emails & X.

[Vishal Shetty @vishalshettydev]

@fazilahmed_nm @HDFCERGOGIC Now, your contact details will be sold by HDFC employees to some other insurance companies.

[Vishal Shetty @vishalshettydev]

Hello @HDFCERGOGIC , I have filed the claim for Rs 37,000 but claim settled was only Rs. 21397 despite of providing all the documents properly. Claim No: RR-HS24-14702768-5, unable to connect your customer care through call.

[Vishal Shetty @vishalshettydev]

@HDFCERGOGIC Hello, I have filed the claim for Rs 37,000 but claim settled was only Rs. 21397 despite of providing all the documents properly.
Claim No: RR-HS24-14702768-5

[Vishal Shetty @vishalshettydev]

@HDFCERGOGIC (3) When I inquired about how this amount was calculated, I did not receive a clear explanation. Instead, I was repeatedly sent the same quotation again and again without any explanation.

@HDFCERGOGIC

[Vishal Shetty @vishalshettydev]

(1) This is a concerning example of how health insurance companies in India may take advantage of customers.
Each year, the policy premium increases by 10%, and this year, the renewal cost is ₹36,163.

@HDFCERGOGIC

[Vishal Shetty @vishalshettydev]

(2) The insurance provider offered a three-year renewal option with a stated 10% discount on the premium.
Based on this, the total amount payable should be ₹97,641. However, I am being asked to pay ₹1,02,030.
@HDFCERGOGIC

[Vishal Shetty @vishalshettydev]

@ICICIBank @ICICIBank_Care RBI repo rate cut happened in Feb 2025, while all other banks did rate cut with immediate effect, however ICICI bank has not done rate cut yet. May I know the reason?

[Vishal Shetty @vishalshettydev]

Again @HDFCERGOGIC is the worst insurance company. Claim No RR-HS24-14702768 and amount settled is less than what is claimed. Claim amount is different, approved amount is diff and amount in bank is diff. Never buy insurance from @HDFCERGOGIC

[Vishal Shetty @vishalshettydev]

@HDFCERGOGIC is the worst insurance company. Claim No RR-HS24-14654380 and amount settled is less than what is claimed. Please provide proper training to your team. Ask them to carefully look at documents provided, don't just blindly settle down.

[Vishal Shetty @vishalshettydev]

It's been 5th time, I have faced this issue. Everytime I have to call the insurance company to tell them to look at the documents carefully. Then they raise suplementary claim and it get's settled. Something is really wrong with you guys.