Vojtech Cerny

Playing with words and thoughts.

[Firefish @firefish_io]

It’s Bitcoin Pizza Day tomorrow.

We have something else coming too.

[Vojtech Cerny @vojtechcerny]

@LadaLad93085959 @firefish_io Well we can do it for free, can we? :)

[Vojtech Cerny @vojtechcerny]

@LadaLad93085959 @firefish_io It’s called rollover loan :)

[Vojtech Cerny @vojtechcerny]

@LadaLad93085959 @firefish_io As many as you like, baby. Many of us have 5 at the same time.

[Jiří Bigas @mrspockcz]

Oficiálně: Warhorse Studios pracují na novém open world RPG ze světa Středozemě a současně na nové hře ze série Kingdom Come, která by měla vyjít v příštím fiskálním roce.

[Vojtech Cerny @vojtechcerny]

@mlyvla Po hoodně dlouhé době něco, z Netflix produkce, co opravdu stojí za to vidět. Zhltal jsem to za dva večery.

[Firefish @firefish_io]

∞/21M.

Bitcoin author. Educator. Armchair philosopher. Bitcoin rockstar. The man behind "Everything Divided by 21 Million."

"Bitcoin allows you to be your own bank. Firefish provides that bank with actual services — borrow fiat against your stack, or lend fiat and earn yield — all secured by on-chain multisig. No custodian," says @knutsvanholm.

Now we're working together to help you short fiat while never selling your $BTC.

[Vojtech Cerny @vojtechcerny]

@firefish_io @BTCPrague Actually, very fresh news - even a gold partner!

[Firefish @firefish_io]

Happy Birthday Hal!

[Vojtech Cerny @vojtechcerny]

@MatejkaMar Seems to be all over the place these days:
https://t.co/UHbIPCRtKQ

[Tax guy 🇵🇹 @cryptaxpt]

🚨Germany's Crypto Tax Shift: A Warning Sign for Portugal's Remaining Exemptions?🇩🇪➡️🇵🇹

🇩🇪Big news from Germany: Vice Chancellor and Finance Minister Lars Klingbeil has confirmed plans to reform the taxation of Bitcoin and cryptocurrencies as part of the 2027 budget. The widely anticipated change is expected to abolish the popular 1-year holding period exemption, which currently allows tax-free gains on crypto held longer than 12 months.

This move aims to broaden the state's revenue base and close what policymakers see as a loophole, potentially generating significant additional income alongside efforts to combat financial crime.

⚠️Why does this matter for Portugal?
Portugal stands out in Europe with its own 365-day rule: long-term crypto gains (held over 1 year) remain largely tax-exempt (0%), while short-term gains are taxed at a flat 28%. This has helped keep the country attractive for long-term crypto investors, digital nomads, and blockchain professionals even after the 2023 reforms ended the full tax-free era.

If Germany successfully removes its 1-year exemption, it could create real pressure on Portugal's regime:

1⃣Competitive dynamics: Harmonization trends across the EU (with ongoing discussions at the European Parliament level) may push more countries toward uniform taxation of crypto gains, regardless of holding period.
2⃣Policy precedent: Seeing a major economy like Germany tighten rules could embolden calls for similar changes in Portugal, especially amid budget pressures or efforts to align further with EU standards.
3⃣Investor migration signals: Crypto capital is highly mobile. Tightening in one jurisdiction often highlights (and stresses) the advantages, or vulnerabilities, of others.

[Vojtech Cerny @vojtechcerny]

@BTCnotWW3 @EliNagar @firefish_io It sure is

[Vojtech Cerny @vojtechcerny]

@TheChartWitcher @EliNagar @firefish_io https://t.co/fkagEpt2s8

[Firefish @firefish_io]

Take a EUR loan today. Pay it back in October 2027 at 7.93%. Or get a 3-month EUR loan at 5.64%!

7.93% is the current 18-month rate on Firefish. And, it's the lowest it's been in over a year. Rates across tenures have been falling across every term, quietly, steadily, since last summer's peak.

3-month: 5.64%
6-month: 6.44%
12-month: 8.22%
18-month: 7.93%
24-month: 9.51%

Back in January we said rates were the most affordable in over a year. They kept falling.

And, it's just market economics. Borrowers and lenders find each other on a P2P marketplace, where the price is set by the market.

You don't have to sell your Bitcoin to access liquidity. Lock it as collateral, borrow in FIAT, while your BTC stays exactly where it belongs. In your hands.

The rates are telling you something.

@LSEGplc

[Vojtech Cerny @vojtechcerny]

@VojtaZizka Za mě super rozhovor, hodně jsem se toho dozvěděl - pokud je pravda 50% toho co Robert říká, tak mu fandím a držím palce. Druhá část za paywallem ale už za mě hodně smrděla ezo managementem a došel jsem k závěru, že pracovat bych s ním asi nechtěl :)

[Quinten | 048.eth @QuintenFrancois]

Bitcoin holders after being told “no one uses it” watching governments pay Iran in BTC

[am.will @LLMJunky]

Milla Jovovich has a Github 😏

She's co-developed the highest-scoring AI memory system ever benchmarked with @bensig

Totally free and OSS.

What a boss.

[Vojtech Cerny @vojtechcerny]

@_Honza_Dvorak Aktuálně Gemma 4, v OC na orchestraci jednodušších tasku a cronu, chybí mi ramka, jinak by to bylo lepší

[Vojtech Cerny @vojtechcerny]

@ChUd94747 @fronk Moje Mac mini s openclaw s vami uplne nasouhlasi - dnešní testy na base Mac Mini m4

[Vojtech Cerny @vojtechcerny]

@BTC_hypoteka

[Vojtech Cerny @vojtechcerny]

@JosefTetek