HOW TO FIX IT: Link your NIN Through your bank’s app or USSD Code, or visit a branch with your NIN and BVN. Once linked, restrictions are typically lifted within a day or two. Confirm timelines with your bank.
WHAT HAPPENS: “POST NO DEBIT”Unlinked accounts can be placed on Post No Debit (PND). You can still receive money, but you can’t withdraw or transfer. Many people only find out when a transfer fails
Haggling isn’t awkward. It’s a skill.
See the thread for 3 phrases that get you a better price at the market without the drama. Which one are you trying first this weekend?
#MarketUpdate#MoneyTalks#smartshopping#FinancialLiteracy
LET ME THINN ABOUT IT (THEN PAUSE OR WALK).
The most powerful phrase in haggling. Many sellers will drop the price before you’ve taken three steps. If not, you’ve lost nothing
If your pricing process is "vibes and hope," this one's for you.
Check the thread for a simple 3-part formula every creative (designer, photographer, videographer) can use to stop underpricing. 🎨
Your skill has a number. Let's find it.
#CreativeBusiness#PriceYourWork
Part 3 - The Value of The Client: What will this work do for them: win customers, save time, build trust?
A logo for a new startup and one for an established company carry different value. Price the outcome, not just the hours.
Not resolved? Escalate to the CBN.
Banks are allowed up to 2 weeks to resolve most complaints (30 days for excess-charge disputes).
After that, you can escalate to the CBN Consumer Protection Department: [email protected]
Wrongful debits happen more than you think, and most people just let it go
Here's the exact process, and the timelines banks are expected to meet under CBN rules. Follow the thread
Don't let "it's small money" stop you from following up. It adds up.
Tag someone who needs this
Get a complaint reference number.
Your bank must acknowledge your complaint with a tracking number.
No reference number means no proof you ever reported it. Always ask.