vooandchill | Guy

South African investor •

Buy diversified low-cost ETF's •

Buy the best companies •

10-yr goal to retire at 42 •

Not advice •

No affiliation with Vanguard

[vooandchill | Guy @vooandchill]

Welcome to 'vooandchill' — my name is Guy! 🥳

I firmly believe that for 99% of all investors purchasing low-cost, diversified ETF's is the best strategy for building wealth over the long-term. This approach doesn't sound "sexy" - it requires patience, dedication and consistency. However, there are countless numbers of studies and publications showing that investing in an index fund tracking the S&P500 would significantly outperform more than 93% of all retail and institutional investors and hedge funds. 🚀

The S&P 500 represents 500 of the largest publicly-traded companies in the U.S. It's often seen as a proxy for the health of the American economy. Investing in an S&P 500 index fund like $VOO is a strategy championed by legends like Warren Buffett and the legend himself, John Bogle, for its simplicity, low costs, and historical long-term performance. ✅

📈 The largest ETF tracking the S&P 500 is Vanguard's S&P 500 ETF called $VOO. Since its inception in 2010, $VOO is up over 664%, at an average gain of 14.6% per year.

$VOO is more than just a stock—it’s a diversified portfolio of America's leading companies. My goal here isn't to chase short-term gains but to invest in the biggest and best companies over the long term, without getting lost in the day-to-day noise. 💰

Keep it simple. Build wealth.

It's time to "vooandchill"! 🚀

[vooandchill | Guy @vooandchill]

@KeepitPassive Nice. That is a great source of cash. 👌

[Anthony Pompliano 🌪 @APompliano]

I sat down with Dan Ives (@DivesTech) to discuss the SpaceX IPO, the AI trade across chips, software, and infrastructure, the US vs. China tech race, and what bitcoin's performance means as capital rotates into AI.

YouTube: https://t.co/2FbIfS4x2w
Apple: https://t.co/WIcrhiX3hY
Spotify: https://t.co/0g7JWslhlU

TIMESTAMPS:
0:00 - Intro
1:00 - SpaceX IPO & the birth of a new sector
3:23 - SpaceX + Tesla merger thesis
5:51 - The AI backlash & Big Tech's PR problem
11:53 - US vs. China: who's actually winning in AI?
15:03 - Robotics, self-driving cars & physical AI
19:55 - How to invest in AI: chips, software & infrastructure
28:34 - New Fed chair, rates & macro risks
32:45 - Bitcoin vs. AI: capital rotation
37:55 - On-the-ground intel from Asia & Taiwan
40:06 - Any concerns with AI?
44:18 - Apple's AI strategy & Tim Cook stepping down
46:52 - The Ives AI ETF & portfolio construction

[vooandchill | Guy @vooandchill]

Investing doesn't need to be complicated. In fact, the simpler the better.

A portfolio consisting of:
$VOO
$VXUS
$SCHD

Or simply:
$VT

Will outperform 95% of all investors over time. 👌

[Cade Invests @cadeinvests]

You don't need 17 ETFs

Most need

- 1 core US stock ETF
- 1 international ETF if you want global exposure
- 1-2 growth or dividend funds depending on their plan

This goal isn't to build a complicated portfolio

It's to build one that's easy to stick with.

[vooandchill | Guy @vooandchill]

@cadeinvests 100%. 🏋‍♂️

$VOO
$VXUS
$SCHD

Easy game.

[vooandchill | Guy @vooandchill]

The core business? Absolutely.

The investment portfolio? No. Selling of out high-quality companies like $V, $MA and $UNH, while increasing their $GOOG position at these lofty valuations does not fill me with confidence.

Everyone is barking about $M position. Not the red flag most think it is, in my opinion. Huge real-estate portfolio and extremely attractive relative valuations.

[vooandchill | Guy @vooandchill]

$VOO currently up +0.85% on the day. 🚀

Strength in semiconductors, such as Lam Research ( $LRCK, +7.5%), Applied Materials ( $AMAT, +4.5%) and Micron ( $MU, +3.9%).

Defensive sectors pulling the market down slightly, with Eli Lilly ( $LLY) down -2%, and the oil majors Exxon Mobil and Chevron down more than -2% ( $XOM, $CVX).

What are you adding to here today? 💸

[vooandchill | Guy @vooandchill]

@DividendBreeder Boring really is the best!

[EasyEquities @EasyEquities]

Every couple of days now, we see another client cross R1 million in their TFSA.

Some are already sitting at R1.5 million!
Completely tax free!

All from an account that originally only allowed R30k annual contributions back in 2015.

That’s the power of time, discipline and compound growth. #Thrive

https://t.co/MtDNuQ7Fdy | #EasyEquities

[vooandchill | Guy @vooandchill]

$TGT press release: https://t.co/Ml1urlzlhR

[vooandchill | Guy @vooandchill]

📢 $TGT | Target Corporation Q1 Earnings ($VOO Top 100 Holding at 0.13% of fund)

Revenue: $25.4b (+6.7% YoY, beat by ~3.0%) 🟢
EPS: $1.71 (+31.5% YoY, adjusted, beat by ~16.3%) 🟢
Comparable Sales: +5.6%, driven by +8.9% digital sales 🟢

FY2026 guidance:
Net Sales Growth: ~4% YoY (raised by 2 percentage points)
Operating Income Margin Rate: >4.8% (+20+ bps over 2025)
EPS: Near the high end of the $7.50-8.50 range

My Takeaway:
- Strong numbers for $TGT across the board, showing that their everyday value focus is successfully driving higher store traffic (+4.4%) and refueling growth.
- Shares trading up close to +1.7% in the pre-market, due to beats on both the top and bottom lines alongside a relatively encouraging upward revision to FY2026 guidance.
- Trading around $129, well clear of its 52-week low of $83 and close to its 52-week high of $132.
- Good to see the operational turnaround for the retail giant appears to be working, highlighted by excellent momentum in same-day digital fulfillment and high-margin non-merchandise revenue streams (+24.6%).

[vooandchill | Guy @vooandchill]

$LOW press release: https://t.co/eaVMaYvkl3

[vooandchill | Guy @vooandchill]

📢 $LOW | Lowe's Companies, Inc. Q1 Earnings ($VOO Top 100 Holding at 0.22% of fund)

- Revenue: $23.1b (+10.5% YoY, beat by 0.5%)
- EPS: $3.03 (+3.8% YoY, adjusted for acquisitions, beat by 2%)
- Comparable Sales: +0.6%, driven by +15.5% online sales growth

FY2026 guidance:
- Total Sales $92-94 b (+7-9% YoY)
- Comparable Sales: 0%-+2%
- EPS: $12.25-12.75 (adjusted)
- Adjusted Operating Margin: 11.6-11.8%

My Takeaway:
- Strong numbers for $LOW across the board despite inflation concerns amongst consumers driving down appetite for home improvements.
- Shares trading down close to -3%, likely due to unspectacular results and solid reaffirmed guidance for FY2026.
- Trading close to 52-week low share price of $182 p/s. Compelling valuation for a solid company in an unloved sector with poor sentiment.

[vooandchill | Guy @vooandchill]

Good morning, investors! ☀️

20/05/2026

$VOO
Pre-market: $676.55 +0.29% ( 🟢)
Previous session close: $674.59 -0.64% ( 🔴)

Yesterday's winners (🚀):
Sandisk ( $SDK ) +3.77%
Hasbro ( $HAS ) +3.69%
Eli Lilly ( $LLY ) +3.37%

Yesterday's losers (📉):
Akamai ( $AKAM ) -6.87%
Vertiv Holdings ( $VRT ) -5.03%
The Trade Desk ( $TTD ) -4.98%

Big day for the index with $NVDA, $INTU, $LOW and $TGT reporting earnings. How are we feeling going into the big $NVDA call? 🤔

It's a great day to build wealth. Go crush it!!! 🚀

---------------------------------------

Earnings reporting today (💰) :
Lowe's Companies, Inc. ( $LOW ): Est. Revenue $22.98b, Est. EPS $2.97
Target Corporation ( $TGT): Est. Revenue $24.66b, Est. EPS $1.47
The TJX Companies, Inc. ( $TJX): Est. Revenue $14.02b, Est. EPS $1.02
NVIDIA Corporation ( $NVDA): Est. Revenue $78.91, Est. EPS $1.75
Intuit, Inc. ( $INTU): Est. Revenue $8.54b, Est. EPS $12.57
Analog Devices, Inc. ( $ADI ): Est. Revenue $3.51b, Est. EPS $2.88

Dividend payouts today ( 💸):
Nil.

Ex-Dividend Date Tomorrow ( 📅 ):
Applied Materials, Inc. ( $AMAT): Declared $0.53 p/s (0.52% yield)
Microsoft, Inc. ( $MSFT): Declared $0.91 p/s (0.87% yield)

[Blue Collar Dividends @bluecollardivvy]

My first deep-dive investment thesis is published on my Patreon profile (it is completely free). 🥳

In this first post, I looked at whether United Parcel Service ( $UPS ) is a fantastic value opportunity or a classic value trap?

I provide a detailed breakdown of the:
- Company history
- Business model and revenue streams
- Economic outlook (headwinds and tailwinds)
- Financials
- DCF valuation (bear, base and bull scenarios)
- Competitor analysis
- Detailed breakdown of my investment case for the company

Quick reminder that I am building a new value-orientated portfolio from scratch. I will be using my deep dives as my decision-making tool and this research and writing project as motivation and accountability.

Will $UPS be the first position I open in my new portfolio? Let's see.🤔

I would really appreciate any support, advice or constructive feedback. I absolutely loved working on this project, I put my heart and soul into it and I look forward to working on my next investment case that will be coming out next week. 🙏

My $UPS investment thesis can be found here : https://t.co/1lMVGts58C

[Blue Collar Dividends @bluecollardivvy]

I have been researching a company over the last few weeks that has an insanely very impressive balance sheet but has seen its stock price go down 60% in the last 18 months 📉

Revenue: 22% 5-year CAGR
Operating margin: 23%
Net profit margin: 17%
Return on Invested Capital: 30%
Net Debt: $377 million
Share buybacks: ~ 2% per annum over the last 5 years

Does this sound interesting to you? 🤔

I am so excited to polish my investment case for this company.

My deep dive will be published on my Patreon on Monday. It is completely free. Link below. I would appreciate the support and any feedback! 🙏🥳

[vooandchill | Guy @vooandchill]

@DvdndDiplomats 1. $VOO
2. $VXUS
3. $SCHD

[vooandchill | Guy @vooandchill]

@European_DGI Stick it on the wall. 🥳

Patience is key! Let's go!

[vooandchill | Guy @vooandchill]

I didn't have to wonder long.

$SCHD clipped $28 briefly during yesterday's rally. 🥳

If we do see a rate cut in September, I am quite confident $SCHD will continue its current momentum and we could see $29.50/$30.00 before the close of 2025.

That would be nice. Either way, I will be buying $SCHD. 😁

[vooandchill | Guy @vooandchill]

@SCHDETF I wonder if we see $28 before $26. 🧐

Have a great day!

[vooandchill | Guy @vooandchill]

@ChildressOTC Nice. 🥳

I don't think it will matter in 10 years, at all. Eeeking out a few % difference now won't outweigh the opportunity cost of, let's say, waiting for $SCHD to hit <$26 again and the potential for it to not happen for an extended period of time, or never.