Planning for an English YouTube channel on personal finance space along with productivity. My existing YouTube channel in Urdu language has at least 3 uploads a week: https://t.co/hAhoxAp7Es | The new channel can be found @ https://t.co/sZaVQwwDeF
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RBI is giving NRIs up to 7% interest on dollar deposits.
That too, tax-free in India.
But the window is open only till 30 September 2026.
Here's all about it. 🧵👇
@nom_nom_nomm What has PDT rule change got to do with IBKR account opening for Pakistanis? Resident Pakistanis with no source of income from abroad cannot simply fund IBKR - PDT or no PDT!
@tehseerali 1- there are areas, but then capital appreciation might be challenging.
2- even if you cherry pick the areas, I can cherry pick the stocks too ;-)
3- that’s why we are talking in general terms - purely from passive investment perspective.
1- 5% rental is very hard in PK.
2- with 7.5% annual increment - the entire investment will be paid back in >13 years (not reinvesting the rental)
3- rental defaults etc is not even thought of in this calculation
4- cherry picking of data is easy. Avoid intellectual dishonesty.
Property bought in 2010. First rented out at 5% yield with annual increment of 7.5%. It paid off entire investment in first 8-9 years. Now every 4th year the principal get paid off. Over & above 4x the appreciation. In stocks you have exceptions no doubt. But in real estate it’s common standard in Pakistan case.
@alialtafsaleem Add expenses on top of that - acquisition cost + maintenace. Moreover, selling cost eats up capital appreciation in short term and long term as well. This is without adding any risk premium.
@TalhaEjaz07ee You don’t get why people come here. Unless you know the use case, you can’t analyze.
Most of the Pakistani PSX influencers are based in Dubai - they just don’t publically say this.
Most people see Dubai from tax free income purpose - it’s much more than that
@moazzamhusain@najam_ali Investors are converting dirhams to dollars 😂😂
Your twitter handle says it all.
You are aware that you can just remit the money out of UAE and no one is applying any capital control? Who in the right mindset convert the currency 😂
@MDXreal I would love your take on Malaysia - no tax applied on income sourced from outside Malaysia.. there must be some caveats which I’m trying to understand.
@AmerSharifOFCL Investing in stocks for mitigating accidents is a bad strategy. This is built over a long period of time. People usually realize this after keeping invested for 4-5 years atleast - only then they find conviction to stay invested for very long marathon.
Thanks a lot to everyone who has been part of this journey. Couldn’t have imagined addressing to 100k people if this step was not taken back then.
For anyone thinking of starting, you just have to stop thinking and start :-)
100K Subs on YouTube. A surreal experience that started right after lockdown.
Today, while casually working on some research during an errand and sitting inside the car, I realized the milestone had been reached. So I thought I should share it.
There have been many ups and downs, but one thing has not changed in the last 5 years – come what may, I have uploaded a minimum of 3 videos every week on the channel.