swapnil wankhede

[Chidanand Tripathi @thetripathi58]

Effortlessly access these cutting-edge AI models, all in one place:

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[Narendra Modi @narendramodi]

Congratulations to our scientists at @isro and the entire space fraternity for the successful demonstration of space docking of satellites. It is a significant stepping stone for India’s ambitious space missions in the years to come.

[England Cricket @englandcricket]

Jimmy Anderson's final ever Test wicket, set to the Titanic music - because why not? 😭

[England Cricket @englandcricket]

Jimmy delivering the goods at Lord's, one last time 🤣🍻

[Rohit Sharma @ImRo45]

🇮🇳, this is for 𝐘𝐎𝐔.

[swapnil wankhede @wanyaoo]

@ngpnmc I am writing to express my frustration and disappointment in being unable to pay my property tax due to the non-functional website. Despite multiple attempts, I am unable to access the payment portal.

[Rohit Sharma @ImRo45]

This picture epitomises how I’m feeling right now. So many words but can’t find the right ones to express what yesterday meant to me but I will, and I will share them, but right now I’m basking in a dream come true for a billion of us. ❤️🏆

[Sportskeeda @Sportskeeda]

𝐇𝐞 𝐬𝐚𝐰. 𝐇𝐞 𝐜𝐚𝐦𝐞. 𝐇𝐞 𝐜𝐨𝐧𝐪𝐮𝐞𝐫𝐞𝐝. 𝐇𝐞 𝐥𝐞𝐟𝐭. 🥹💙

A perfect farewell for the Wall, Rahul Dravid! 🏆✨

Thank you coach for all the memories! ❤️

#RahulDravid #T20WorldCup #CricketTwitter

[Harsh Goenka @hvgoenka]

Did you know the things India has invented 🇮🇳

[Arsenal @Arsenal]

Gave it everything until the end ❤️

[Abu Dhabi Autonomous Racing League @A2RLeague]

Supercar Blondie shows off our autonomous vehicle! It’s all about AI, with lidar, radar, and cameras guiding the way. See the race live on 27 April 2024 at Yas Marina. Register now! https://t.co/dRvLiL04f8

#A2RL #ASPIREUAE #AutonomousRacing #Innovation

[Indian Tech & Infra @IndianTechGuide]

🚨 India's longest bridge, Dhola Sadia bridge in Assam 🇮🇳

(📹-@SachinBharali2)

[Harsh Goenka @hvgoenka]

#Hero has unveiled a revolutionary three-wheeler that transforms into a two-wheeler, showcasing the innovative spirit and ingenuity of Indian engineering. It's amazing to witness such groundbreaking advancements. #Innovation #MakeInIndia 🇮🇳 🛵

[Uday Kotak @udaykotak]

My year end musings. A Financial Sector Model for India’s dream: 9% annual growth, $30 trillion GDP by 2047.

India is transforming from a nation of savers to investors. The tussle between the saver/ borrower and issuer/ investor model is underway.

In the early 80s, the Indian saver had low confidence in financial assets versus gold and land. Slowly the saver moved some part to bank deposits, UTI and LIC.

Even in the 90s, investing in equities was considered “speculative”. Hence companies looking for capital went to the foreign institutional investor (FII). FIIs saw potential and bought into companies while the Indian saver stayed away. Companies raised capital through the less known Luxembourg stock exchange. India’s capital market was being exported.

Some of us highlighted this phenomenon to SEBI. That began the private placement market (QIP) in early 2000s. Hence FIIs could also buy on Indian markets. The Indian saver’s interest in markets improved after the global financial crisis.
That saver is now savouring the joys of investing. Mutual fund platforms, cash equities and derivatives markets, insurance funds, global private equity in India, other platforms like AIFs, lower tax regime for equity, have all converted a saver to an investor.

How do we create a sustained growth story hereon?

1.Many investors have joined post Covid. They have mainly seen upside. While the situation is not comparable at present, we need to keep Japan of the 80s at the back of our mind. Its Nikkei Index peak was 1989. 34 years later with near zero interest rates, the Nikkei is still below its 1989 peak. We must avoid bubbles through policy, regulation, education, and supply of quality paper. Companies should raise equity at lower cost of capital for productive use.
2.While we must avoid tax arbitrage in debt, unless debt markets grow it will be a one legged race. The current gap on highest marginal tax rate between debt and equity of 39% and 10% is perhaps too wide.
3.Double taxation on dividends needs relook. A shareholder is like a partner. There is no additional tax when money is moved from the partnership to the partners capital account. Same principle applies to shareholders.
4. Low cost leverage through derivatives can distort financial markets. This needs attention.
https://t.co/M1heYN2OvA savers become investors the banking sector faces challenges on its deposits and cost of funds. The large corporate sector has to meaningfully move to capital markets (debt and equity) and away from banks. Banks will become distributors of corporate debt rather than storage houses. They will need to penetrate mid sized corporates, MSMEs and consumers.
6. We should avoid a retrospective tax and regulatory regime. We will need to balance developmental and regulatory role.
7. Two areas which need urgent focus for India’s aspiration are acquisition financing and streamlining of the IBC/ NCLT process.

As India aspires, the financial sector will be the key engine for delivery. Impact of technology is a separate subject of discussion for a future date. The saver/ borrower and the issuer/ investor models will coexist. It is time for a wholistic financial sector view.

[DRDO @DRDO_India]

India became first country to demonstrate the capability of engagement of 04 aerial targets simultaneously at 25Km ranges by command guidance using single firing unit. The test was conducted by @IAF_MCC using Akash Weapon System
@DefenceMinIndia
@SpokespersonMoD

[Harsha Bhogle @bhogleharsha]

Audacious is the first word that came to mind when you saw Rohit Sharma bat today. To do that in a knockout game was to see something special

[Manoj Naravane @ManojNaravane]

Finally someone has got the map of China as it really is.

[Shashi Tharoor @ShashiTharoor]

So we have protested China's latest outrage, the issuance of yet another map claiming Arunachal Pradesh as their territory: https://t.co/P9YKXVlDeq
Yes @DrSJaishankar is right, it IS an "old habit" of theirs. It's also their habit to ignore our protests. So are we going to leave it there? Is there nothing more we can do to show our displeasure? Why don't we start issuing stapled visas to Chinese passport-holders hailing from Tibet? And stop expressing our support for the One China policy?

[Cheteshwar Pujara @cheteshwar1]

🏏 ❤️