@StewartGilmour1 Stewart really sorry to hear this as you and Alex Dillon are people I respect on the Smisa board . I share your concerns with regard the level of reserves not being adequate and we are walking blindly in to a crucial vote to give future moneys away.
@stmirrenretro@oldscotfootball My first season was 74/75 and I only remember 2 players from the squad pictured which was Fitzy and Bill Johnston in the front row middle . Fergie obviously had a clear out
@stmirrenretro A 30,000 crowd and I was nearly squeezed to death . Scary night and I only got in just before half time . I was 14 years old and really scared with police horses and ambulances. Only a few years ago I found out I was on the front page of the Daily Record in absolute shock
@bramptonAP@weirbuddie@saintmirrenfc Very sad .Had the pleasure interviewing Cammy in the 1877 Club and he was an absolute gentleman and very fond of his time at St.Mirren . Holds the record for the most consecutive games which in those days is amazing.Donated his player of the year trophy to the 1877 club .RIP
Well done @MartinSLewis for clearing up any confusion on ISAs on death . Passing ISA to spouse is tax free and passing to any other beneficiary is taxable .
@MartinSLewis Martin @MartinSLewis I think you have said ISAs are exempt from inheritance tax but they are not . If you are liable to inheritance tax the ISA will form part of the estate
@MartinSLewis Good to hear the death benefits of a drawdown plan providing the fund on death rather than losing the fund on death on an annuity . Don’t forget to complete a nomination of beneficiary form with the provider to state who you want your pension fund to go to