Janet Akingboye

Finance & Investment | I help you make finance and investing simple so you can invest smarter & grow wealth.

[Janet Akingboye @wealthwithope]

Have you ever experienced a major loss on paper in the stock market?
How did you handle it?
Let’s talk in the comments

[Janet Akingboye @wealthwithope]

I’ve Lost Over ₦600,000. 😭”
A real message from a follower during the recent NGX market decline.

[Janet Akingboye @wealthwithope]

When the market is green, everyone feels like a genius.
When the market turns red, that’s when discipline is tested.

Instead of asking:
“Why is my portfolio down?”
Ask:
“Has the reason I bought these stocks changed, because there was a reason you invested in that stock.

[Janet Akingboye @wealthwithope]

@DanclemUIUX Congratulations

[Janet Akingboye @wealthwithope]

Serious investors don't guess.
They analyze.

Want to learn how to properly analyze stocks step-by-step?

Comment "STOCK" and I'll show you how to start.
Or book a free consultation let's review your portfolio together.

[Janet Akingboye @wealthwithope]

Fundamental Analysis You Must Do Before Buying any Stock.

Stop buying stocks because they are trending.
Before you invest your money, check these things.

If you skip them, you're gambling.

If you check them, you're investing.

[Janet Akingboye @wealthwithope]

Valuation
A good company at a bad price is a bad investment.

Check:
• P/E Ratio
• PEG Ration close to 1 is fair pricing
• Compare with industry
• Compare with company's history

Don't overpay because you're excited.
Price matters.

[Janet Akingboye @wealthwithope]

Debt Level
Too much debt can destroy a company.
Check:
• Debt-to-Equity Ratio
• Can they comfortably pay interest?

In tough economic periods, high debt kills businesses first.
Healthy debt is good
Excess debt is dangerous

[Janet Akingboye @wealthwithope]

Look at: PROFITABILITY
• Net Profit Margin

• Earnings Per Share (EPS)

• Gross Profit Margin should be above 50%

• ROE above 15% (strong signal)

A company must convert sales into real profit.
Big sales with small profit indicates weak management.

[Janet Akingboye @wealthwithope]

Revenue Growth
If the business isn't growing, your money won't grow.
Check:
• 5 - 10 years revenue trend
• Is sales increasing consistently?
• Is growth stable or jumping randomly?
No growth = no long-term stock appreciation.

[Janet Akingboye @wealthwithope]

@deyola_a Drama king 😂😂😂

[Oreoluwa Bukola, CFA. @BukkyOA]

Overpower yourself 🔥🔥🔥

[Janet Akingboye @wealthwithope]

VALENTINE GIFT IDEAS FOR HER.

1. Gold
2. Land
3. Flower
4. Shares
5. Book 1 - on - 1 personal finance consultation
6. E-book ( Investment guide for Beginners)

[Janet Akingboye @wealthwithope]

Example:
If your investment earns 8% per year:
72 ÷ 8 = 9 years
So, your money will roughly double in 9 years.
Another one:
If the interest rate is 12%
72 ÷ 12 = 6 years
Your money doubles in about 6 years

[Janet Akingboye @wealthwithope]

The Rule of 72 is a quick way to estimate how long it will take your money to double at a fixed interest rate.
Here's what it says:
Divide 72 by your annual interest rate (%) to know roughly how many years it will take your money to double.

[Janet Akingboye @wealthwithope]

@gboyeezy Amen in Jesus name