@house.of.kurrency

Your World. Your Kurrency. Packaging • Branding •Retail & bulk bundles that move product. DMV pickup | Nationwide shipping. IG @house_ofKurrency

[@house.of.kurrency @wegotbagz_com]

Packaging isn’t decoration.
It’s the silent salesman.

✔️ 100+ designs
✔️ Retail + wholesale bundles
✔️ Low 25ct- pack pricing
✔️ DMV pickup • Nationwide shipping

If you’re serious about selling, you already know.
DM to order.

⬇️⬇️⬇️

#Entrepreneur #Branding #Wholesale

[Natural Warrior @naturalwarrior]

They told us fluoride was for our teeth… but they left out the part where it poisons your brain 🧠⚠️ Fluoride is classified as a neurotoxin - yet it’s deliberately added to tap water, toothpaste, and even infant formula in many regions. Here’s what they don’t disclose: 🟢 It

[Tae Dawg 🧛🏽‍♂️ @OozinDawg]

Oozeology is the study of Ooze

[@house.of.kurrency @wegotbagz_com]

Goto @HOUSE_ofKurrency IG

[@house.of.kurrency @wegotbagz_com]

Check out House.of.Kurrency's video! #TikTok https://t.co/OOVX3ItGB1

Question:

Would you rather have:

A) 1,000 followers who never buy

or

B) 100 loyal supporters who spend money every month?

👇 Explain your answer.

#Entrepreneur #BusinessTwitter #HOK

⸻

[hunter @hxxntrr]

You paid your credit card 31 days late one time in 2022 and it's been destroying your score for 3 years

That single late payment is costing you 60 to 100 points on your FICO

One email to the right person at the bank deletes it like it never happened

It's called a goodwill adjustment and the banks process thousands of them every month while telling you on the phone that "we cannot modify accurately reported information"

The phone rep is reading a script. The script says no. The person who reads the email has the authority to say yes

The goodwill letter works because banks have internal "goodwill adjustment" or "courtesy deletion" programs that give specific teams the authority to remove accurately reported late payments as a customer retention gesture. These programs exist at every major bank. They're not advertised. They're not on the website. They're processed by a department you'll never reach by calling the 1-800 number

The email template that gets 40 to 60% deletion rate:

Subject: Goodwill Adjustment Request, Account ending [last 4 digits]

"I have been a [bank name] customer for [X years]. My account has been in good standing for the entirety of our relationship with one exception: a late payment reported in [month/year]

This occurred due to [brief honest reason: job transition, medical situation, payment processing error, travel, oversight]. It was not a reflection of my creditworthiness or my commitment to [bank name]

Since that date I have maintained perfect payment history and continued using my account responsibly

I am requesting a goodwill adjustment to remove this late payment from my credit report with all three bureaus. This adjustment would reflect the overall strength of our banking relationship and my consistent payment history

I value my relationship with [bank name] and hope to continue it for many years

Sincerely, [name, account number, phone number]"

Where to send it (not the general customer service address):

Chase: executive office at [email protected] (gets routed to executive response team)
Bank of America: [email protected]
Amex: customer advocacy at americanexpress .com/us/customer-service
Capital One: executive office at richard.fairbank@capitalone .com
Discover: executive office through their CFPB response portal
Wells Fargo: CEO office at wellsfargo .com/help/contact-us (select executive complaints)
Citi: executive response at citi .com/executive-office

The email gets routed to a team of 5 to 20 people whose job is resolving complaints that reach the C-suite. These teams have system access that regular phone reps don't. They can modify tradeline reporting directly

Success rates by bank:

Amex: 50 to 65% (most generous, especially for long-term members)
Chase: 40 to 55% (higher success for checking + credit customers)
Discover: 45 to 60% (known for customer-friendly policies)
Capital One: 35 to 50%
Bank of America: 35 to 45%
Wells Fargo: 30 to 40% (tightest, try twice)
Citi: 35 to 50%

If the first email gets denied, wait 60 days and send a second one. Different person reviews it. Different day, different mood, different approval odds. Third attempt at 120 days catches another batch. Across 3 attempts the cumulative success rate hits 70 to 80%

The score impact of removing one 30-day late:

If the late payment is your only negative: +60 to +100 points
If you have other negatives but this is the most recent: +30 to +50 points
If it's old (2+ years) and you have other negatives: +15 to +25 points

A client had an 11-year Chase relationship with perfect payment history except one 32-day late in March 2023 (autopay failed when he switched bank accounts). Score dropped from 762 to 698 overnight. That single late payment cost him 64 points

He sent the goodwill email to Chase's executive office. Response in 8 days: "We have submitted a request to update this account with the credit reporting agencies." Late payment removed from all 3 bureaus within 2 weeks. Score back to 754

The bank reported it accurately. He paid late. It happened. The bank also has the authority to un-report it as a courtesy. Both things are true. The question is whether you ask

One email. One late payment deleted. 64 points recovered. The bank had a delete button the entire time. They just don't press it unless you write them a letter lmfaooo

(i fix credit in 30-90 days. link in bio)

[Fred’s Farm | Herbal Wellness 🌿 @FredsFarm247]

Natural Penicillin

[@house.of.kurrency @wegotbagz_com]

#dmv #pickup #party #plug #fypシ゚viral #viral #dmvfreaks #dmvmeets

[Larry Cook @stopvaccinating]

Share this reminder with your friends, family and parents you know!

[War Correspondent @warDaniel47]

🚨In 1999, CDC data showed BABIES getting the Hep B vaccine in their first 30 days had a 1,135% INCREASE IN AUTISM compared to those who didn't get the vaccine.

They panicked, held a secret meeting at Simpsonwood with Big Pharma & regulators...then BURIED THE DATA.

[Nicolas Hulscher, MPH @NicHulscher]

CDC SLAMMED WITH FEDERAL LAWSUIT FOR OPERATING ILLEGAL 72-DOSE CHILDHOOD VACCINATION PROGRAM

NEVER tested for cumulative safety.

NEVER filed the legally-required safety reports.

This lawsuit could DISMANTLE the CDC’s unlawful vaccine regime that has poisoned the nation.

[@house.of.kurrency @wegotbagz_com]

PICK UP TODAY

[healthbot @thehealthb0t]

Cancer was a rarity more than 250 years ago.

[@house.of.kurrency @wegotbagz_com]

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[@house.of.kurrency @wegotbagz_com]

#dc #md #freaks #mdfreaks #dcfreaks

[Fred’s Farm | Herbal Wellness 🌿 @FredsFarm247]

A gift from me to you…

[@house.of.kurrency @wegotbagz_com]

https://t.co/xPjaTJkIiH

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