Wikrama

unimportant things that seem important

[Hanif | AI For Productivity @hanifproduktif]

Btw kalo lo dapet project plat merah dan nominalnya gede (di atas 100juta) pastikan pake bank garansi. Wajib

Bank garansi ga cuma buat proyek konstruksi tapi bisa juga untuk proyek kreatif dan website development

Simpelnya: bank garansi itu surat jaminan dari bank yang bilang "kalau orang ini gak selesaiin kewajibannya, kami yang tanggung."

Lo pake ini buat ikut tender, dapet uang muka proyek, atau nego sistem pembayaran yang lebih enak sama client.

Ada 4 jenis yang paling sering dipake:

1. Bid Bond (jaminan tender). Syarat buat ikut tender proyek pemerintah. Bukti lo serius dan gak asal ikut terus kabur.

2. Performance Bond (jaminan pelaksanaan). Jaminan ke pemilik proyek bahwa lo bakal selesaiin kerjaan sesuai kontrak. Kalau lo gagal, pemilik proyek bisa cairkan garansi ini.

3. Advance Payment Bond (jaminan uang muka). Lo mau dapet uang muka dari pemilik proyek buat mulai kerja? Mereka minta jaminan dulu dari bank bahwa uang muka itu bakal dipake sesuai kontrak.

4. Maintenance Bond (jaminan pemeliharaan). Setelah proyek selesai, lo masih bertanggung jawab 6-12 bulan buat perbaikan kalau ada yang rusak. Ini jaminannya.

Cara daftarnya: dateng ke bank (biasanya BNI, BRI, Mandiri, BTN), bawa dokumen kontrak proyek, laporan keuangan perusahaan, dan legalitas usaha. Bank bakal evaluasi dan minta lo setor sejumlah dana sebagai jaminan (biasanya 10-100% dari nilai garansi tergantung track record lo di bank itu).

Biayanya sekitar 1-3% dari nilai garansi per tahun. Jadi kalau proyek lo Rp500 juta dan butuh performance bond, lo bayar sekitar Rp5-15 juta ke bank.

Buat agency atau vendor yang client-nya suka bayar 100% di akhir, bank garansi bisa jadi alat nego biar dapet sistem DP atau termin. Client lebih tenang karena ada jaminan dari bank.

[Wikrama @wikramasurya]

James Ward-Prowse mana?

[𝐈𝐚𝐧 @Otinization]

Yooh @grok, who is the BEST freekick taker here?

[Wikrama @wikramasurya]

@HaloBCA boleh tolong cek DM ya. Terima kasih

[Wikrama @wikramasurya]

Nyaris semua main villain di Naruto

[ANIME FESS @anfess_]

Sebutin karakter yang bikin kamu salah paham begini -anf

[andi @andihiyat]

"Denger lagu doang aja nangis"

Lagunya:

[FC Barcelona @FCBarcelona_cat]

HISTÒRIC!!!!!!!!

[M. Chatib Basri @ChatibBasri]

Berikut Obituari saya untuk kawan, senior dan guru saya Faisal Basri di majalah Tempo minggu ini: “Faisal Basri: Kalkulator di tangan, keadilan di hati”

https://t.co/3fcnJTwZ5b

[shafiq @songgseorae]

flowchart terbaik dalam menjelaskan apa itu dampak kemiskinan struktural

cr dari twit orang mohon maaf lupa

[M. Chatib Basri @ChatibBasri]

Innalillahi wa innailaihi rojiun. Telah meninggal dunia kawan, senior dan guru saya Bang Faisal Basri. Kehilangan besar buat negeri ini. Saya banyak sekali belajar dari Bang Faisal, tidak hanya soal ekonomi, ia menjadi teladan soal integritas, soal keteguhan sikap, soal komitmen pada demokrasi, pada keadilan.
Faisal Basri adalah salah satu ekonom terbaik yang pernah dimiliki bangsa ini.
Ini foto terakhir saya bersama Bang Faisal ketika kami bersama sama berbicara untuk menyambut 900 mahasiswa FEB UI yg baru tanggal 16 Agustus. Selamat jalan Bang Faisal, selamat jalan kawan, senior dan guru.!

[Troll Football @TrollFootball]

Barcelona in Champions League draw

https://t.co/aqPClrFONL

[Buku Mojok @BukuMojok]

Kalau kemarin kamu heran melihat Reza Rahadian turun ke jalan ikut aksi massa, mungkin sejarah panjang di keluarganya ini bisa jadi sedikit informasi.

[sachy @sachyour]

“tolong sampaikan semua aspirasi ya, kami juga mau demo cuma kami terhalang seragam”🫡

#KawalPutusanMK

[Wikrama @wikramasurya]

Vibe mimpi tidur sehabis sahur

[Min Choi @minchoi]

AI is getting out of hand 😂

[Wikrama @wikramasurya]

🐭 to 🐱: English or spanish?

[Reza 🧛‍♂️ @Zapeach_]

🐈 : eh bentar, tadi kayak ada yg lewat

[Wikrama @wikramasurya]

Fifteen academy graduates have their debuts in La Liga under his management. 👏👏👏👏

[Wikrama @wikramasurya]

Thanks for the chances to let those children in La Masia play in primera division alongside w/ experienced players such as Lewa, Gundogan, and Ter Stegen.

Also raised Barca from the darkest period. Winning the league in the first season is not for every coach

Good luck

💯💯💯

[Fabrizio Romano @FabrizioRomano]

🚨 OFFICIAL: Barcelona statement confirm that Xavi Hernández has been fired.

[Wikrama @wikramasurya]

Nah apa bisa jadi 3-3 di menit 90+12 nanti? Wkwk

[Wikrama @wikramasurya]

Interesting point from Wolves, Addressing celebration.

Paling berasa pas selebrasi akhir2 ini tuh berkurang euphorianya karena aware bisa dicancel gol-nya karena VAR.

Tapi tetep masalah utama ada di decision maker, bukan di teknologinya

[Fabrizio Romano @FabrizioRomano]

🚨📺 OFFICIAL: letter sent to the Premier League regarding scrapping VAR.

"Wolves have formally submitted a resolution to the Premier League to trigger a vote at the league's AGM in June, on the removal of VAR from the start of the 2024/25 season.

The introduction of VAR in 2019/20 was a decision made in good faith and with the best interests of football and the Premier League at its heart. However, it has led to numerous unintended negative consequences that are damaging the relationship between fans and football, and undermining the value of the Premier League brand, which include:

• Impact on goal celebrations and the spontaneous passion that makes football special.

• Frustration and confusion inside stadiums due to lengthy VAR checks and poor communication.

•A more hostile atmosphere with protests, booing of the Premier League anthem and chants against VAR.

• Overreach of VAR's original purpose to correct clear and obvious mistakes, now overanalysing subjective decisions and compromising the game's fluidity and integrity.

• Diminished accountability of on-field officials, due to safety net of VAR, leading to an erosion of authority on the pitch.

• Continued errors despite VAR, with supporters unable to accept human error after multiple views and replays, damaging confidence in officiating standards.

• Disruption of the Premier League's fast pace with lengthy VAR checks and more added time, causing matches to run excessively long.

• Constant discourse about VAR decisions often overshadowing the match itself, and tarnishing the reputation of the league.

• Erosion of trust and reputation, with VAR fuelling completely nonsensical allegations of corruption.

The decision to table the resolution has come after careful consideration and with the utmost respect for the Premier League, PGMOL and our fellow competitors.

There is no blame to be placed - we are all just looking for the best possible outcome for football - and all stakeholders have been working hard to try and make the introduction of additional technology a success.

However, after five seasons of VAR in the Premier League it is time for a constructive and critical debate on its future.

Our position is that the price we are paying for a small increase in accuracy is at odds with the spirit of our game, and as a result we should remove it from the 2024/25 season onwards."

[Wikrama @wikramasurya]

Need to train before facing Nameless King 😂

[No Cats No Life @NoCatsNoLife_m]

Not today

[Wikrama @wikramasurya]

Gokil vision-nya Cole Palmer