Will Rice

Founder & CEO, Gen H. We're working to fix the housing market to make homeownership accessible to more people.

[Will Rice @William_Rice2]

@EdConwaySky you're welcome, we dropped our rates up to 0.60% overnight

[Will Rice @William_Rice2]

@George_Nixon97 @thetimes @oliver_wright we passed them on overnight...

[Classical Studies Memes @CSMFHT]

I think that's an SPQR code

[Will Rice @William_Rice2]

@RestIsPolitics I particularly enjoyed @RoryStewartUK calling Prigozhin Pirozhkin throughout, which essentially translates to Cake-Man or Bun-Boy. Quite sophisticated trolling of Putin's chef 😆

https://t.co/y6N4UlcgPs

[Jimmy Wales @jimmy_wales]

Everyone please be aware of and keep highlighting what is going on with WSJ reporter Evan Gershkovich. Journalism is not a crime.
#FreeEvan #IStandWithEvan #JournalismIsNotACrime

https://t.co/nUECNfYkHb

[Will Rice @William_Rice2]

@Samfr Hi Sam. Where's the best reporting you've seen on this?

[Will Rice @William_Rice2]

@coff_ey @ChrisGiles_ Hi Jack. Lender pricing is from MoneyFacts and swap rates from Bloomberg. The chart itself is one we create and use internally at Generation Home

[Will Rice @William_Rice2]

@ChrisGiles_ Some lenders have also moved to reprice a lot faster, so the reality for borrowers is much better than this. The best rates in the market are no just 0.4-0.6% above swaps

[Will Rice @William_Rice2]

@ChrisGiles_ Hi Chris! Unfortunately the chart is enormously misleading based on when the X-axis begins. This chart shows lender spreads (Big 6 2yr and 5yr products at 80/90% LTV) since autumn 2021.

The FT chart picks the point to begin at which spreads were deeply negative for a few days

[Will Rice @William_Rice2]

@George_Nixon97 Here's a chart showing spreads (2yr and 5yr fixes from the Big 6 lenders at 80% and 90% LTV) since autumn 2021. Spreads on leading rates from HSBC and Halifax are now at just 0.50%

[Will Rice @William_Rice2]

@George_Nixon97 Spreads collapsed by >1% in the week or two before this chart begins

[Will Rice @William_Rice2]

If France didn't want to play in the World Cup final, they could have let us through 🤷‍♂️

[Will Rice @William_Rice2]

@montysblog Justice!

[Will Rice @William_Rice2]

@Samfr Not even close

[Will Rice @William_Rice2]

@BondHack Well done guys! Did you ever get to the bottom of Shard Capital and their role in the whole crooked affair?

[Will Rice @William_Rice2]

@holland_tom You’re running the risk of become too modern! 😉

[Will Rice @William_Rice2]

@holland_tom Crisis of the 3rd century and Punic Wars please 🙏

[Will Rice @William_Rice2]

@holland_tom @holland_tom the Somerton Man narration was gripping. You and Dom need to moonlight with The Rest is True Crime

[Will Rice @William_Rice2]

@resi_analyst Do we know why they think mortgage rates will go meaningfully sub swaps? Presumably they don’t want their house price projections to be any more downbeat?