Will Fulton

I teach wealth building & debt payoff. Educational purposes. Learn how to live for FREE guide. Join my tribe!

[Will Fulton @willtalksmoney]

@lindsay__stamp @TheDividendDog Game changer.

[Will Fulton @willtalksmoney]

The wealthiest 10% of U.S. households own roughly 90% of all U.S. stock market wealth.

This is why investing any amount is better than nothing.

The government isn’t coming to save you.

DM “Wealth” to learn more.

[Will Fulton @willtalksmoney]

What you need invested for the below incomes:

$40K ➡️ $1 million
$80K ➡️ $2 million
$120K ➡️ $3 million
$150K ➡️ $3.75 million
$200K ➡️ $5 million
$300K ➡️ $7.5 million
$500K ➡️ $12.5 million

Or

Invest in real estate 🤷‍♂️

[Will Fulton @willtalksmoney]

I was 19 when I started a Roth IRA.

Invested money from my summer job.

Was never able to max it out.

Graduated college at 22.

Did whatever I could to max it out.

Trust me.

It pays off.

When you’re young time is on your side.

Just start. You won’t get that decade back

[Will Fulton @willtalksmoney]

People don’t walk around with their net worth printed on their shirt.

You see:

-Big house
-Fancy car
-Lavish vacations
-Private school

Wealth is what you don’t see.

Wealth is what keep and don’t spend.

[Will Fulton @willtalksmoney]

@theficouple Do you think this will continue for the next 30-40 years?

[Will Fulton @willtalksmoney]

@AAStack Absolutely

[Will Fulton @willtalksmoney]

@ducksays No

[Will Fulton @willtalksmoney]

You’ve heard:

“Get a degree, you’ll be fine.”

A degree has value on average, but the guarantee is gone.

Rising tuition costs, student debt, automation…

Experience matters more than before.

Your 20s are about getting experience.

Develop a skill that is valuable.

[Will Fulton @willtalksmoney]

@MarketPalmer_ No one is thinking about you as much as you are. I never make comments on how people spend their money. It’s their money! They have to live with the choices they make

[Will Fulton @willtalksmoney]

Get 1X your salary invested by age 30,

Ex:

401(k), 403(b), or similar workplace retirement plans

Traditional or Roth IRA accounts

Taxable investment accounts

Other long-term investments intended for retirement

This is your foundation.

[Will Fulton @willtalksmoney]

The baby boomer generation holds more than 50% of total U.S. household wealth.

Boomers account for just 20% of the U.S. population.

[Will Fulton @willtalksmoney]

@theficouple Drops in the markets create opportunities!

[Will Fulton @willtalksmoney]

@james_xond 26

[Will Fulton @willtalksmoney]

You would need over $1.6 million in 2026 to have the same purchasing power you did with $1 million in 2005.

Inflation.

[Will Fulton @willtalksmoney]

By 2030, you’ll have:

➡️ 6-12 month emergency fund
➡️ $0 car debt
➡️ Six figure investment portfolio
➡️ $0 consumer debt
➡️ House down payment account

Set goals and claim it.

[Will Fulton @willtalksmoney]

Chapter 11 bankruptcy filings in the U.S. were up 42% in April.

Credit card delinquencies are at Great Recession levels.

Auto repossessions are the highest since 2009.

Gas is $4.56 a gallon.

[Will Fulton @willtalksmoney]

46 years old.

Married.

Net worth around $2 million.

Afraid to spend money.

What advice would you give him?

[Will Fulton @willtalksmoney]

@BarbellFi Is this a real story?

[Will Fulton @willtalksmoney]

@TheAlphaThought I agree. No more than 3-6 months if your investment account is sizable. Brokerage account that is