xDegentleman 🇬🇧 🇺🇸🇨🇭

Long-term investing journey across financial markets. NFA/DYOR.

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

People hate doing the actual math on this.

​Take a standard £275k house.

10% deposit, 5.25%, 30y term.
​
£1.3kpm

Total paid over 30 yrs: £492k
Total interest paid: £244k

​Renting that exact same property costs £1.8kpm and you are paying ~£174k MORE out of pocket than the entire cost of the mortgage plus the interest.

​Historically, UK house prices have often averaged between 3-5% growth rate, that house would be worth between £667k and £1.18m.

​Yet people will still argue renting is better but you're just funding your landlord's early retirement.

Disclaimer: Photos taken from internet.

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@FlippieFinance I mean interesting to stack 👀💎

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@BartolomeoGuy1 @pete_rizzo_ Understood thank you for clarifying

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@KorayChelikhan I know that Koray. I can see the hunger in your eyes to achieve real wealth. So am I.

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

"Most people don’t want wealth.
They want the appearance of wealth."

- @xDegentleman

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@moinvests28 Just my personal opinion 🤣

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@Dan_Daniel Side

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@timoassi Thanks Tim 🙏🏻

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

"Long-term investing is not a test of intelligence.
It is a test of temperament."

- @xDegentleman

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@FlippieFinance 🤝✌🏻

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@timoassi 🫡🤣 cheers Tim

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@ben__investing No worries mate

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@FinTradesX 🫡

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@JGreenCrypto Thanks buddy

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@JGreenCrypto Good luck

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@ishowpanda ✌🏻 I'd rofl. But just keep going

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@0xAnthonyyy V

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

Web3 was positioned as the decentralized internet — user-owned, censorship-resistant, and built on blockchains. Several years later, the industry is now talking about Web4. But what actually distinguishes the two, and is Web4 a genuine evolution or mostly a rebranding exercise?

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

Web3 was positioned as the decentralized internet — user-owned, censorship-resistant, and built on blockchains. Several years later, the industry is now talking about Web4. But what actually distinguishes the two, and is Web4 a genuine evolution or mostly a rebranding exercise?

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@0xAnthonyyy Hey

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@cmsinvests Skepticism.

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@stockupsideio Seems going down

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@KorayChelikhan It's alarming no? The news in ME

[xDegentleman 🇬🇧 🇺🇸🇨🇭 @xDegentleman]

@KorayChelikhan Indeed