Yadirichi Oyibo🌼

A Writer with a Math Degree. Using the power of numbers and storytelling to equip young adults with money skills. 💡 Future fintech changemaker

[Yadirichi Oyibo🌼 @yadirichi]

Putting $111,000 (₦166.5 million) in one place isn't an investment but a gamble.

Idea:
- ₦50 million in bonds or mutual funds (5-15% returns).
- ₦50 million in real estate.
- ₦30 million in stocks.
- ₦10 million in a personal business.

Even if one fails, the rest covers

[Deekay @deekay_umar]

I never thought I’d be in this position my entire life, waking up every day with regret, replaying the moment I put my trust in the wrong people. I gave @Habbyforex_ $111,000 of my hard earned money, believing It was in the right hands, but instead, he wiped it out like it was

[Yadirichi Oyibo🌼 @yadirichi]

@instablog9ja You were WRONG for saying she doesn’t have your heart, when you, the man, are called to LOVE HER SACRIFICIALLY. How can you then expect respect?

But then again, you’re a traditionalist, so do you!

[Yadirichi Oyibo🌼 @yadirichi]

@instablog9ja We are answerable to God, esp the man. You can’t command what you are NOT DOING. You’re not a supreme being, even in marriage.

How do you treat God? Do you obey all He says ? If NO, don’t go home asking for the same respect that, YOU, a mortal human cannot give. Act first!

[Yadirichi Oyibo🌼 @yadirichi]

Most Nigerians don’t budget because…

They think they don’t earn enough. 😂

Meanwhile..

⚠️₦1,500 on shawarma.
⚠️₦3,000 on a ride because "it's too hot to trek."
⚠️₦5,000 on data (that finished in two days).

⛔️ And like that, 10k gone!

START TRACKING YOUR EXPENSES! 👏🏽

[Yadirichi Oyibo🌼 @yadirichi]

With N1.3trn gone with the CBEX heist, it’s safe to say, some people don’t need more money. They need fewer bad decisions. And no, self-control isn’t poverty.

[Yadirichi Oyibo🌼 @yadirichi]

NOBODY TEACHES YOU THAT MAKING MONEY IS EASIER THAN MANAGING IT. THAT’S WHY MANY PEOPLE EARN FAST AND CRASH FASTER.

#stockmarketcrash

[Yadirichi Oyibo🌼 @yadirichi]

Crypto can be like that "too-good-to-be-true" suya you see on the street.

Tempting, but unpredictable.

It’s not a get-rich-quick thing.

Education is key. Don’t dive in without knowing how to swim!

[LERRY @_AsiwajuLerry]

Na today I just understand why Crypto starts with “cry”

[Yadirichi Oyibo🌼 @yadirichi]

A budget is not punishment.

It is a plan.
Save first.
Invest early.
Spend wisely.

Financial discipline beats financial struggle—every time.

[Yadirichi Oyibo🌼 @yadirichi]

Money doesn’t disappear. It moves.‼️

It moves to restaurants, data subscriptions, impulse shopping.

Have you tracked where yours goes?⁉️

[Yadirichi Oyibo🌼 @yadirichi]

At The Young Millionaire, we believe money should be working for you—not just sitting in your account.

That’s why we wrote ‘How to Make Your First One Million Before 21’—to teach young Nigerians how to start building wealth.

[Yadirichi Oyibo🌼 @yadirichi]

The reason many Nigerians don’t invest? Nobody taught them how.

(Read that again.)

We were taught algebra.
We were taught photosynthesis.
But nobody taught us how money grows.

Investing is not just for the rich.
It’s how people become rich.

(a thread)

[Yadirichi Oyibo🌼 @yadirichi]

👉🏼Real estate funds: Own a share in property investments without buying land.

(Yes, you can start investing with as little as ₦5,000.)

Many Nigerians are afraid of investing.
Because nobody taught them.
But now, you know.

[Yadirichi Oyibo🌼 @yadirichi]

Your money isn’t spending itself, it just has better plans than you do. 😂

If you don’t track it, budget it, or assign it a job, it will disappear into impulse buys, data subscriptions, and just ₦2k expenses.

Give every naira a purpose—because if you don’t, it will find one.

[Yadirichi Oyibo🌼 @yadirichi]

I found a fintech that gives up to 1 Million Naira on their credit card ‼

It’s #fintechthursday Let’s give it up for @allaweehq for their amazing innovation. 🚀

P.S. This is not sponsored.

New here? Follow me for more.

[Yadirichi Oyibo🌼 @yadirichi]

@dosia_oyibo The problem is they don’t teach us this in schools.

[Yadirichi Oyibo🌼 @yadirichi]

Putting $111,000 (₦166.5 million) in one place isn't an investment but a gamble.

Idea:
- ₦50 million in bonds or mutual funds (5-15% returns).
- ₦50 million in real estate.
- ₦30 million in stocks.
- ₦10 million in a personal business.

Even if one fails, the rest covers

[Deekay @deekay_umar]

I never thought I’d be in this position my entire life, waking up every day with regret, replaying the moment I put my trust in the wrong people. I gave @Habbyforex_ $111,000 of my hard earned money, believing It was in the right hands, but instead, he wiped it out like it was

[Yadirichi Oyibo🌼 @yadirichi]

@dosia_oyibo @AnikeBeloved__ Thanks ☺️

[Yadirichi Oyibo🌼 @yadirichi]

@zaddde_yo @Erotic_shoppe You can also get this on mtn online with the family plan (and yes, without a router)

[Yadirichi Oyibo🌼 @yadirichi]

@cenbank I noticed the SabiMONI platform has been down for almost a week. I believe you're already aware, but could you please provide an update on when it will be back up? I need to complete my course. Thanks for your assistance!

[Yadirichi Oyibo🌼 @yadirichi]

@Ayodele_xvx 😂😂😂 I’ve been told I’m too cute for maths

[Yadirichi Oyibo🌼 @yadirichi]

All I want for Christmas is…

I think I already got it 🥰

Slide one is Math
Slide two is English

Yes, I’m a mathematician and a writer.