Yadranka

Motivational Speaker. NCCP Sports Coach.Award Winning Photographer. Author. Mentor. Help ppl reach their goals. Wife to a champion, Family of 5 Girls+ 9 GKids.

[Brennan Schlagbaum, CPA @Budgetdog_]

If you die without a plan...

- The government takes 40% in tax
- Probate court costs $100k+
- Your kids get the scraps

If you love your family, here's every document you need to protect them:

(from a CPA & father of two)

1) Emergency Access List

This should include:

-> All bank account numbers
-> Investment account logins
-> Life insurance policies
-> 401k/IRA beneficiaries
-> Safe deposit box location
-> Password manager master code

Keep a digital & physical version for safety...

And make sure your spouse has access.

2) Legal Documents

-> Will (name guardians for kids)
-> Durable Power of Attorney
-> Healthcare Power of Attorney
-> Living Will/Healthcare Directive

Setting all of this up costs about $500...

($1,500 with an attorney)

But without them, the state decides everything.

3) Money Protection

Your family will need time to mourn.

Make sure they can do it without going broke:

-> Term life insurance (10x income)
-> Emergency fund (6-12 mo in a HYSA)
-> Retirement accounts with spouse access

4) The "First 48 Hours" Sheet

Write down clear instructions for your family:

Call this attorney: [Name/Number]
Call this CPA: [Name/Number]
File life insurance claim here: [Details]
Don't touch investments for 6 months
All bills are on autopay from [Account]

Grief destroys decision making.

This protects them.

5) Business Owner Addition

If you have a business, set up:

-> Buy sell agreements
-> Key person insurance
-> Business succession plan
-> Separate LLC owned by trust

If your company can't survive without you...

It's a 9-5 with extra steps.

6) Trust Setup

A proper trust can save your family $400k+ in probate costs.

But 90% of them are set up wrong:

-> Assets never get transferred in
-> Beneficiaries aren't updated
-> Pour-over will is missing

Here's how to fix that:

"Bulletproof" Trust System:

1) Revocable Living Trust
-> Avoids probate completely
-> Keeps finances private
-> Protects kids' inheritance

2) Pour-Over Will
-> Catches forgotten assets

3) Guardian Designation
-> Who raises your kids
-> How they get paid

Setting this up takes a weekend...

But ignoring it could cost your family everything.

So start before you're ready...

Because no one plans on dying.

Hope this helps!

Share with your spouse if you want to set this up...

And follow me for more 🤝🏻

[Curling Canada @CurlingCanada]

VICTORY ❤️❤️❤️❤️

Congratulations to Team Kerri Einarson (Kerri Einarson, Val Sweeting, Shannon Birchard, Karlee Burgess, Krysten Karwacki and coach Reid Carruthers) on winning the 2026 Scotties Tournament of Hearts!

This is a record-tying sixth Canadian women's title for Shannon, fifth for Kerri and Val, fourth for Krysten and first for Karlee.

#STOH2026

[Team Peterman/Gallant @PetermanGallant]

MIXED DOUBLES SCHEDULE DROP🥌

Whether you’re an early riser or a night owl, we hope you will be able to tune in this week. All times listed in Mountain Time.

@CBCOlympics will have your full coverage of #MilanoCortina2026 action! See you on Wednesday. 🇨🇦

#TeamCanada #curling

[Mark Carney @MarkJCarney]

My heart breaks for the families of the three young hockey players killed in a car accident near Stavely, Alberta.

Canadians are keeping the entire Southern Alberta Mustangs community in our thoughts as they face this unimaginable grief.

[Vala Afshar @ValaAfshar]

KOBE BRYANT’S 10 RULES:

1 Get better every day
2 Prove them wrong
3 Work on your weaknesses
4 Execute what you practiced
5 Learn from greatness
6 Learn from wins and losses
7 Practice mindfulness
8 Be ambitious
9 Believe in your team
10 Learn storytelling

[TeamKEinarson @EinarsonTeam]

Champions together 🏆

Read more about our Scotties journey here... and spoiler alert WE WON :)

https://t.co/mG6lBfPsAv

[TSN Curling @TSNCurling]

Kerri Einarson of Team Canada shares what it means to win her fifth Scotties title, what was going through her head as she set up for the clutch angle-raise in the 10th end, and how excited she is to represent Canada at the World Curling Championship in Calgary. #STOH2026

[The Secret @thesecret]

Focus on the qualities you like about yourself, and the law of attraction will show you more great things about you.

[Yadranka @yadranka]

https://t.co/1MUhSCdAVO
If you’re a #Canadian or a #BlueJays fan, how excited are you for our MLB team?! Where will you be #cheering from? It alll starts tomorrow! #WorldSeries here we go!! #32years in the making! SO much #success to their story, passion, #belief & #performance!

[Yadranka @yadranka]

We celebrated Thanksgiving with family and the center of our gratitude is family. ❤️ https://t.co/2Ip10jycXU

[The Secret @thesecret]

As you go about your day, keep your attention on how you are feeling, and keep filling yourself up with more and more good feelings.

[The Secret @thesecret]

Permanent happiness comes from your choosing to be happy no matter what.

[The Secret @thesecret]

Ramp up your good feelings. In doing so, you will magnetize all good things to you.

[The Secret @thesecret]

You are amazing!

[The Secret @thesecret]

Problems will disappear when we take our attention off them!

[The Secret @thesecret]

You are the painter of your life and each day is a new canvas.

[Yadranka @yadranka]

Making the most of Access technology » https://t.co/iqlEYBv6ad https://t.co/WAMan2Z3of

[Yadranka @yadranka]

Join with our curling community as we Rally around Brook, to help her journey. Every donation, giving blood or plasma, will make a difference. Share the Gofundme, or send prayers for her speedy recovery. We’re grateful for your support.
https://t.co/FCjnfo5x2t
#CurlingCommunity

[The Secret @thesecret]

The reason people don’t have what they want is because they’re thinking about what they DON’T want more than what they DO want.