NARASINGHA MISHRA

IFA.
Providing a range of investment management & wealth management services to Indians across globe.
#financialplanning to corporates and HNIs

[NARASINGHA MISHRA @yesnarasingham]

@Investingcom @grok explain

[Margin of Safety🇮🇳 @InvestorOfJAMMU]

Digital Gold is unsafe and you may lose all your Saving parked into digital Gold🚨

🚨Not regulated by SEBI/RBI

Digital gold sold by apps (PhonePe, Paytm, Groww, etc.) is not regulated, so there is no guarantee like mutual funds / banks.

🚨No legal claim if seller shuts down

Your gold is stored by private vault partners. If the company goes bankrupt, recovery can be messy.

🚨Counterparty risk

You rely on the seller + refiner + vault. If any one fails, you face risk.

🚨Holding limit only 5 years

Most providers allow max 5 years storage. After that you must sell or convert to physical, which has extra charges.

🚨High buy–sell spread

Digital gold prices have a 3–6% spread, making it costly compared to ETFs.

🚨All Charges (Short)

1. Making/Storage charges (indirect) included in buy price; usually 2–3%.

2. Buy–Sell Spread 3–6% difference between buying and selling price.

3. 3% GST on purchase (same as physical gold).

4. Delivery charges (if you convert to physical), Making charges + shipping charges apply.

5. Exit charges if vault storage expires. Some providers charge for storage beyond limit.

Summary👇
Digital gold is risky mainly because it’s unregulated and depends entirely on private companies, plus it has hidden buy-sell spreads and storage-related costs.

[NARASINGHA MISHRA @yesnarasingham]

@kulachandrama Their own leader went Manipur after a year, what will this innocent spineless leader learn

[NARASINGHA MISHRA @yesnarasingham]

@gemsofbabus_ Living in India has become an absolute fraud now … specially under this government

[Indian Tech & Infra @IndianTechGuide]

🚨 Around 35% of IIT graduates end up settling abroad. Majority who remain works for foreign MNCs.

Hard truth to digest.

[Samir Arora @Iamsamirarora]

Hilarious(last line): - From today's WSJ

JPMorgan Is Revamping Its Bank for the Superrich to Cater to Global Clientele
..........
Erdoes said that JPMorgan’s private bank has already been busy helping its clients invest their money worldwide. When the German automaker Porsche started to work with JPMorgan’s investment bank for an initial public offering in 2022, it tapped the private bank to reach out to nearly 60 high-net-worth investors across the world to help build a book of orders for the stock.

Ultimately, 10 of the private bank’s high-net-worth clients participated in the deal, which was Europe’s largest IPO in over a decade. Each invested more than $100 million. Porsche shares are down nearly 50% since then

[Nikhil Jha @NIKHILLJHA]

Banking regulator RBI,
Warns banks against mis-selling of Financial products like insurance and Mutual funds!

Banks are the biggest mis-sellers of insurance, in particular.
Never buy any financial products from banks!

[Investment Wisdom @InvestingCanons]

“What the wise man does in the beginning, the fool does in the end.”

— Warren Buffett

[NARASINGHA MISHRA @yesnarasingham]

@Shasvathii Disturbing and disgusting, he has nothing beyond relation with top honchos & his speaking skills. God save our beautiful Sanatana and original gurus.

[NARASINGHA MISHRA @yesnarasingham]

@readswithravi @grok did the billionaires really recommended ?

[NARASINGHA MISHRA @yesnarasingham]

@awkwardgoogle Exactly how his past kingdom ruled over Africa

[Pankaj Arora 🇮🇳 @Panks_Arora]

LIC has been the slow poison of Indian wealth creation.
What was sold as “security” ended up eroding real value.

📉 Jeevan Anand: ~4%
📉 Jeevan Saral: ~4.5%
📉 Money Back: ~5%
📉 ULIPs: 8-10% (if you're lucky)

Only the agents got rich.
If our parents had SIPs instead of LIC, our net worth would be 10x.

❌ Stop glorifying LIC.
✅ Start investing in equity mutual funds.
✅ Start your SIP today.

[NARASINGHA MISHRA @yesnarasingham]

@DRMKhurdaRoad @RailwaySeva @srdmekur1 Pnr - 6548688112 , phone no. 9437253179

[NARASINGHA MISHRA @yesnarasingham]

Dear team,am travelling in train no.12881 today,the bedsheet & cover i got in packet is extremely smelling & seems its not washed after use.Stains are clearly visible,had very bad experience as I’m travelling with kid;hope u understand & take action

@RailMinIndia
@RailwaySeva

[NARASINGHA MISHRA @yesnarasingham]

@RailwaySeva @DRMKhurdaRoad Pnr - 6548688112 , phone no. 9437253179

[NARASINGHA MISHRA @yesnarasingham]

@AshwiniVaishnaw

[NARASINGHA MISHRA @yesnarasingham]

Dear team,am travelling in train no.12881 today,the bedsheet & cover i got in packet is extremely smelling & seems its not washed after use.Stains are clearly visible,had very bad experience as I’m travelling with kid;hope u understand & take action

@RailMinIndia
@RailwaySeva

[NARASINGHA MISHRA @yesnarasingham]

Dear team,am travelling in train no.12881 today,the bedsheet & cover i got in packet is extremely smelling & seems its not washed after use.Stains are clearly visible,had very bad experience as I’m travelling with kid;hope u understand & take action

@RailMinIndia
@RailwaySeva

[NARASINGHA MISHRA @yesnarasingham]

@kingsmanO13 @manas_muduli @Naveen_Odisha History will be kinder than followers …. As always being proved.. real 🤡

[Johns @JohnyBravo183]

Gukesh in his victory speech:

Without God performing so many miracles, I would not be here.