@LegacyPathCA If possible, prioritize 3.
1. Max out FHSA as early as possible in new fiscal year
2. What ever monthly investment capacity you have, put 75% of it in RRSP.
3. Put remaining 25% in TFSA
@chrissssjohnson Totally agree. Context matters more than the headline number. Itβs easy to feel like weβre earning more, but if our expenses scale faster than income, weβre just running harder to stay in place. Understanding your personal P&L and balance sheet isnβt optional!