🚨 Tenemos máximo 3 años.
En ese tiempo, el trabajo humano todavía genera dinero real.
Después, la mayoría de lo que hoy pagamos con sueldo se automatiza hasta que ya no vale la pena pagarlo.
Se acaba el modelo que conocemos desde hace 200 años:
“Te alquilo tu tiempo por 40 años y te pago un sueldo”.
Esa es la transición más grande de riqueza de la historia.
Ahora mismo existe una asimetría de información brutal.
Un grupo pequeño ya lo está viendo.
La mayoría sigue esperando a que “sea obvio” en las noticias.
Esa diferencia de tiempo es toda la jugada.
Lo que hay que hacer en estos 3 años es muy simple:
Convertir tu tiempo en activos que no se puedan automatizar ni se diluyan.
Eso significa acumular:
Bitcoin y activos digitales escasos
Activos físicos reales (tierra, energía, producción)
Capacidad de cómputo e infraestructura
Redes de distribución y capital social
Capacidad de generar comida y recursos básicos
Un sueldo es alquilar tu tiempo.
Cuando tu tiempo ya no tenga valor porque una máquina lo hace mejor y más barato… el alquiler se derrumba.
Lo único que queda en pie es la propiedad.
Las personas que en estos próximos 3 años pasen de “empleado que cobra sueldo” a “dueño de activos escasos”…
en 2035-2036 van a parecer que vieron el futuro.
Cuando los sueldos dejen de subir (y después dejen de importar),
solo quedará una cosa:
Quién posee qué.
La ventana está abierta.
Se está cerrando más rápido de lo que la mayoría cree.
��En qué lado vas a estar cuando se cierre?
Un ejercicio de simulación al extremo simple de reestructuración y canje de las obligaciones internacionales de Venezuela por 170.000 millones de US$.
Supone: Nuevos bonos con amortización constante.
Gracia: 3 años
Vencimiento: 20 años
Cupón: 4%
Quita: 33%
Implicaciones👇
Interesante enfoque del informe de Finlandia sobre IA en educación
Considera que es un cambio profundo que obliga a replantear qué aprender, el rol del docente y habilidades humanas clave: empatía, juicio crítico,..📷 https://t.co/ptcPKo6CLi #IAenEducacion#EdTech#Finlandia
My column on Venezuela in @TheEconomist
“Prosperity does not come from oil, decrees or even benevolent rulers. It comes from rights. Rights create private property. Rights create security. Rights create debate. Rights allow people to invest, to innovate, to dream—and to transform reality. Take rights away, and society withers. Restore them, and recovery is possible.”
https://t.co/BuPYeGVGKs
"Ustedes están iluminando la realidad venezolana a partir de la exigencia de derechos. Se dice mucho que en el país hay resignación, que hay claudicación, y lo que está pasando acá es todo lo contrario. Hay un pueblo que está resuelto a vivir en dignidad, a vivir en la verdad".
Intervención del Coordinador General de Provea @oscarfmurillo, durante vigilia del Comité de Madres en Defensa de La Verdad frente al Ministerio Público.
Networking Protocols: The Backbone of Communication
In the world of IT, understanding networking protocols is akin to mastering the ABCs. These protocols serve as the foundation that enables devices to communicate seamlessly on networks, making them indispensable for any IT professional.
With a plethora of protocols in existence, it's easy to get lost in the jargon. Let's demystify some of the most common and vital ones:
DNS - Translating the Web's Language
DNS (Domain Name System) acts as the internet's translator. It converts user-friendly domain names (e.g., https://t.co/g8H4KF7ZDJ) into machine-readable IP addresses This translation is essential for locating and routing traffic across the vast expanse of the internet.
TCP (Transmission Control Protocol) and IP (Internet Protocol) are the dynamic duo responsible for the internet's core functionality. TCP ensures data is organized into packets and reliably delivered, while IP handles the crucial task of addressing and routing these packets.
HTTPS - Fortifying Web Communication
HTTPS, an encrypted sibling of HTTP, adds layers of security to web communications. Through SSL/TLS certificates it encrypts data transmission and verifies server authenticity , safeguarding privacy and integrity in an era where cybersecurity is paramount.
SMTP - Email's Reliable Messenger
SMTP (Simple Mail Transfer Protocol) is the go-to standard for transmitting emails between servers on the internet. It manages email formatting, transmission, routing, and delivery, ensuring your messages reach their intended destinations.
WebSocket is a communication protocol that provides full-duplex, bidirectional communication channels over a single TCP connection. Unlike traditional HTTP, which follows a request-response model, WebSocket allows for real-time, low-latency data exchange between a client and a server.
DHCP (Dynamic Host Configuration Protocol) is a network protocol used to automatically assign IP addresses and configuration information to devices on a network. DHCP servers manage a pool of available IP addresses and lease them to devices when they connect to the network.
UDP - Speedy and Streamlined
UDP (User Datagram Protocol) is the speed demon of transport layer protocols. It's ideal for time-sensitive transmissions like video streaming online gaming , and voice chats where speed takes precedence over guaranteed delivery.
Learning about these networking protocols is like acquiring a treasure trove of knowledge for anyone navigating the IT landscape.
Did we miss any crucial concepts? Your feedback is invaluable!
Yesterday, we released MedGemma a open medical vision-language model for Healthcare! Built on @GoogleDeepMind Gemma 3 it advances medical understanding across images and text, significantly outperforming generalist models of similar size. MedGemma is one of the best open model under 50B!
How MedGemma Was Trained:
1️⃣ Fine-tuned Gemma 3 vision-encoder (SigLIP) on over 33 million medical image-text pairs (radiology, dermatology, pathology, etc.) to create the specialized MedSigLIP, including some general data to prevent catastrophic forgetting.
2️⃣ Further pre-trained Gemma 3 Base by mixing in the medical image data (using the new MedSigLIP encoder) to ensure the text and vision components could work together effectively.
3️⃣ Distilling knowledge from a larger "teacher" model, using a mix of general and medical text-based question-answering datasets.
4️⃣ Reinforcement Learning similar to Gemma 3 on medical imaging and text data, RL led to better generalization than standard supervised fine-tuning for these multimodal tasks.
Insights:
- 💡 Outperforms Gemma 3 on medical tasks by 15-18% improvements in chest X-ray classification.
- 🏆 Competes with, and sometimes surpasses, much larger models like GPT-4o.
- 🥇 Sets a new state-of-the-art for MIMIC-CXR report generation.
- 🩺 Reduces errors in EHR information retrieval by 50% after fine-tuning.
- 🧠 The 27B model outperforms human physicians in a simulated agent task.
- 🤗 Openly released to accelerate development in healthcare AI.
- 🔬 Reinforcement Learning was found to be better for multimodal generalization.
🔴¿APOCALIPSIS CLIMÁTICO o EL TIMO QUE ARRUINA OCCIDENTE?
La narrativa oficial dice que el hombre emite mucho CO2, lo que calienta el planeta y sube el nivel del mar. Pero tras la narrativa hay muchos intereses...
¿Y si TODO fuera una estafa?
Haz RT: esto no lo verás en TV 🧵👇
Finance Master Cheat Sheet
Together with my friends Pieter and Josh, we've compiled our best finance resources.
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7. World of Finance & Accounting
8. 21 Lessons from Naval Ravikant
9. 10 Investment Tips from Warren Buffett
10. Finance Cheat Sheet
11. Excel CTRL Shortcuts
12. CEO vs CFO vs COO
13. Financial Statements Cheat Sheet
14. Financial Statements Mindmap
15. Top 100 Excel Tips
16. Accounts Payable vs Accounts Receivable
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