Young Platform

The world's first crypto native neobank.

$YNG

[Young Platform @youngplatform]

From July 28, YNG will be tradable on @WhiteBit: our first listing on an external exchange.

It follows the year that changed our scale: a MiCA licence and a €22.5M round led by Azimut.

For $YNG holders it means more trading venues and exposure to an international community.

👉 https://t.co/z3cPY0gv1Y

[Young Platform @youngplatform]

https://t.co/O8YtkTPb8s

[Young Platform @youngplatform]

No caption needed

[Grok @grok]

@ApuKontiki11 @River Bitcoin added. Started near $434 in 2016, now ~$81,500: roughly +18,700% while every government currency on the chart lost purchasing power.

[Young Platform @youngplatform]

Probably nothing
@lookonchain

[Young Platform @youngplatform]

Find someone who looks at you the way Charles Schwab looks at Avalanche 🌹

[Avalanche🔺 @avax]

JUST IN: Charles Schwab identifies Avalanche as a leader in RWAs and institutional use cases.

New research from @CharlesSchwab points to custom L1s and high-utility financial activity as key differentiators for the network.

[Young Platform @youngplatform]

Imagine if... ⏳

[Ki Young Ju @ki_young_ju]

Fresh capital is flowing into Bitcoin. This only happens in bull markets.

[Young Platform @youngplatform]

https://t.co/r08yMew7VO

[Young Platform @youngplatform]

Citi did the homework on Aave, so did we.
Aave is among the protocols available in our DeFi Wallet, right inside the Young Platform app.

[Aave @aave]

New @Citi research positions Aave as a collateral mobility protocol for tokenized capital markets.

It calls collateral mobility one of tokenization’s most important use cases, with Aave able to take on functions that move tens of trillions of dollars in traditional finance.

[Young Platform @youngplatform]

Everyone wants ₿itcoin, makes sense 🟠

[The Block @TheBlockCo]

THE BLOCK: BlackRock's iShares Bitcoin Trust $IBIT recorded $665.2 million in net inflows on Monday, its largest since Oct. 7, 2025. This brought the daily net inflow of US spot bitcoin ETFs to $526.6 million.

Spot ether ETFs, on the other hand, saw $103.3 million in net outflows, extending their negative streak to four days. bitcoin:native ethereum:native

[Young Platform @youngplatform]

Can't say we're shocked

[Matt Hougan @Matt_Hougan]

First they ignore you, then they laugh at you, then they fight at you, then they add you to their Long-Term Capital Markets Assumptions paper and predict you'll be the best-performing asset of the next decade.

[Young Platform @youngplatform]

Give an investor perfect foresight.

They know the date of every market bottom for the next forty years. They hold cash and deploy only at true lows, the lowest point between two all-time highs, the kind you can usually only identify years after the fact. They hit it exactly, every time.

Against them: someone who buys a fixed amount every month and never looks at a chart.

Perfect foresight loses 70% of the time.

The reason isn’t that timing doesn’t work. It’s that over a forty-year horizon the market spends most of its time near its highs, and bottoms are rare and brief. Waiting for one means being out of the market, mostly while it is rising.

The compounding maths makes it worse than it sounds. The money that does the heavy lifting is the money that goes in earliest, because it has the longest runway. Every month spent in cash is a month of compounding you cannot buy back later, at any price.

And sitting in cash is exactly what the strategy requires. In the 1995-2018 window the dip-buyer accumulated $10,600 and held it for almost nine years before deploying it in March 2009. In the 1975-2014 window the first usable bottom doesn’t arrive until after 1985: ten years of accumulating and never deploying, against ten years of monthly buying.

Foresight only wins when the big drawdowns land early enough for the capital to compound afterwards. Which depends on when you were born, not on how good you are, and the spread is brutal.

$48,000 invested monthly from 1922 to 1961 became more than $500,000. The identical strategy from 1942 to 1981 became $153,000. Same discipline, three times the outcome, decided entirely by the starting date.

Then miss the bottom by two months. Not two years, two months. Underperformance goes from 70% to 97%.

The honest caveat: this is US equities, real returns, dividends reinvested, every 40-year window since 1920. It does not automatically travel to other markets or to shorter horizons, and past performance is not indicative of future results.

What does travel is the cost of the waiting itself. The problem was never picking the wrong entry. It was the capital sitting still while you decided.

Not being ready to take volatility risk is a legitimate position. It doesn’t have to be an idle one. Young Platform’s DeFi Wallet gives access to on-chain lending protocols in a few steps: @Morpho is currently paying up to 4.3% on ethereum:0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48 (*). Link in the bio!

(*) Variable, not guaranteed, capital at risk. Rate paid by Morpho on USDC on 14/10/2026. The DeFi Wallet is non-custodial and falls outside the scope of MiCA services.

Source: Of Dollars and Data, Even God Couldn’t Beat Dollar-Cost Averaging.

[Young Platform @youngplatform]

Young Platform's DeFi Wallet is now available to everyone.

Lend your stablecoins on Aave and Morpho, track the yield in the app and swap directly on-chain. Head to the link in bio!

Protocol yields are variable and change in real time. The DeFi Wallet is non-custodial and falls outside the scope of MiCA services.

[Young Platform @youngplatform]

Feels like the Gensler era was a lifetime ago. Wild.

[Paul Atkins @SECPaulSAtkins]

Since the advent of Bitcoin in 2008, the crypto asset market has grown from a niche curiosity into a multi-trillion-dollar asset class to which investors actively seek exposure. Unfortunately, our rules and regulations have not kept pace.

To that end, today’s proposal would provide a clear regulatory framework for the custody of crypto assets, giving investment advisers and funds a compliant pathway where none existed before—and replacing the grey of uncertainty created by custody rules crafted for a bygone era.

[Young Platform @youngplatform]

If you're a Club member, the DeFi Wallet is waiting for you.

Just update the app, activate the feature, and start exploring the new era of finance.

Link in bio.

[Young Platform @youngplatform]

In 2018, we launched with a clear mission: Crypto Made Easy.

We wanted to prove crypto didn't have to be complex or intimidating. Today, we're taking the next step.

DeFi Made Easy is here.

[Young Platform @youngplatform]

100% Non-Custodial.

"Turnkey" in every sense: your keys, your crypto. We never hold custody of your assets.

[WhiteBIT @WhiteBit]

Don't miss it! Trade @youngplatform $YNG/$USDC, climb the leaderboard, & compete for a share of the 4,500 $YNG prize pool: https://t.co/hQn6i6Ndme
T&C: https://t.co/Xq4VAhLZlW