₹19,000 crore.
That is what Banks collected in last 3 years just for not maintaining ‘Minimum Account Balance.’
Not from the rich. Not from big borrowers.
From the poorest accounts in the system.
Their crime? They didn’t have enough money.
A farmer misses the minimum balance - Penalty.
A pensioner withdraws money for medicine - Penalty.
A daily wage worker falls short by a few hundred rupees - Penalty.
The poor keep money in banks for safety. Not to be quietly fined for being poor.
Financial inclusion should protect small savings, not punish small balances.
In Parliament today I proposed ending minimum balance penalties so the banking system stops charging people for their poverty.
SRK ke movies dekhkr bada huaa, choti choti cheezon ko kareene se krne ki hasrat hai. "Sirf tum" movie ka concept toh kabhi samajh hi nhi aaya toh long distance relationship kya khaak ho payegi.
Saara sheher apna tha, aur tum ajnabee the,
Tum apne huye toh sheher ajnabee ho gya...
Ab na tum apne ho, na sheher apna hai,
Uss modd se shuru krni hai phir se zindagi..
Jahaan sara sheher apna tha, aur tum ajnabee the.