zain ali

#Pakistani

[Taimur Malik @taimur_malik]

Dr Yasmin Rashid was with us at the Kot Lakhpat jail trial till 6pm today despite her old age, deteriorating health and the hot weather as yet another jail trial is reaching conclusion.

Her 84 year old husband, Rashed Nabi Malik Sb, was also present as he always is to support his wife.

Courts need to consider her suspension and appeal applications soon and authorities need to consider shifting her to a good hospital.

It’s been more than three years that she has been incarcerated despite her age, health and other factors all being in favour of her being granted bail earlier (and now suspension of sentence on the same grounds).

[Najam Ali @najam_ali]

Pakistan’s salaried class has become the government’s ATM.

(Image courtesy @AmerSharifOFCL

[Meher Jazib Ali @MeherJazibAli]

Banks in 🇵🇰 must transfer 10–20% of profit to Statutory Reserves (Section 21 BCO 1962) before dividends.

If (Reserve + Share Premium < Paid-up Capital) → ≥ 20% × Profit
Else → ≥ 10% × Profit

Profit × (0.10–0.20) is locked into equity.

#KSE100 #PSX

[Amer Sharif @AmerSharifOFCL]

What are Salaried Class's minimum demands for the current budget:

-Increase the income tax exemption threshold from the existing PKR 600,000 to at least PKR 1.2 million–1.5 million.

-Apply the top tax slab of 35% only on income exceeding PKR 10 million, or at minimum somewhere between PKR 7 million and PKR 10 million.

-Adjust all lower tax slabs accordingly after revising the top 35% slab threshold.

-Restore the tax credit for investment in mutual funds and IPOs, with a minimum retention period of 2 years, using the same model as pension funds for taxing early withdrawals.

Other minor incentives or “lollypops” are not acceptable and do not provide any real or meaningful relief for salaried class taxpayers.

[Amer Sharif @AmerSharifOFCL]

The most affected group due to the continuous increase in petroleum prices is the salaried class. Indirect taxes apply to everyone, but direct taxes are mainly paid by salaried individuals, and they are already struggling to manage their finances.

Now consider this: when petrol was around Rs. 260 (before the recent global tensions), it has now reached around Rs. 415. An average salaried person living in a big city, using a vehicle for daily commuting and consuming around 4 litres of fuel per day, is now facing an increase of more than Rs. 15,000 per month in fuel expenses (forget the impact of increase in fuel prices on other items).

It is becoming very difficult to survive under such conditions. We can only pray for ease from Allah, as there is very little expectation from the government.

[Amer Sharif @AmerSharifOFCL]

Tax Savings for Homeowners against interest on house loan! Understanding the Section 63A Tax Credit 📉

The Finance Act 2025 restored a tax benefit for individuals who take out home loans
. Starting from Tax Year 2026, you can get a direct "rupee-for-rupee" reduction in your tax payable based on the interest (markup) you pay on your house loan.

🛑 Who Qualifies?
The Individual: Any individual taxpayer (salaried or business) is eligible.
The Lender: Your loan must be from a scheduled bank, SECP-regulated NBFC, government body, or a PSX-listed public company.

The Goal: The loan must be used to construct or acquire your personal residential property (renovations are not included).

📏 Strict Property Size Limits
To claim this credit, your property must meet these size caps:
House: Land area up to 2,500 sq. ft.

Flat/Apartment: Total area up to 2,000 sq. ft.

🔢 How is the Credit Calculated?
The credit is computed using your Average Tax Rate multiplied by your markup paid. However, there is a crucial 30% income cap.

The Formula: (Total Tax Assessed / Taxable Income) × C Where "C" is the LESSER of:
The actual markup/profit you paid during the year.
30% of your total taxable income for the year.

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💡 Worked Example (Tax Year 2026)
Based on the "Tax Sahulat" illustrative profile:
Annual Salary: Rs. 8,400,000
Tax Before Credit (A): Rs. 2,121,000
Taxable Income (B): Rs. 8,400,000
Average Tax Rate (A ÷ B): 25.25%
Actual Markup Paid on 10M loan @ 13%: Rs. 1,300,000
30% Income Limit: Rs. 2,520,000 (30% of 8.4M)
Applicable Markup (C): Rs. 1,300,000 (since it is less than the 30% limit)
.
💰 YOUR TAX CREDIT: 25.25% × Rs. 1,300,000 = Rs. 328,250 ✅ NET TAX PAYABLE: Rs. 2,121,000 - Rs. 328,250 = Rs. 1,792,750
That’s a monthly saving of approximately Rs. 27,354!

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⚠️ Important Points to Remember:
15-Year Lock-In: You can only claim this credit for one house every 15 years.

To calculate your tax credit as per your salary, you can check the amount of credit from our below website link:
https://t.co/Ws8poEvjxK
You can also contact us for filing your tax return through the below link:
https://t.co/MvD0IzZwLm
We just not file the tax retuns we also educate you.

[zain ali @zainali02]

@iabdullah278 @SalmanQ61762401

[zain ali @zainali02]

@Ahmad__Mukhtar @salmanQ61762401

[Muhammad Mazen @mhmd_s09]

Never forget how Israel murdered Palestinian First Responders on a literal live stream.

Repost this. Please I beg you

[zain ali @zainali02]

@AmerSharifOFCL Is it applicable to all house loan or loan against the new govt. housing scheme only ?

[Seyed Mohammad Marandi @s_m_marandi]

The children massacred by Trump at their elementary school in the city of Minab

[zain ali @zainali02]

@investingAarif @Invest_Kardo https://t.co/f5krmiXabq

[Chief Secretary Khyber Pakhtunkhwa @CSKPOfficial]

جن اسکولوں میں مناسب فرنیچر کی سہولت موجود نہیں، گڈ گورننس روڈ میپ کے تحت خيبر پختونخوا حکومت کی جانب سے وہاں فرنیچر کی فراہمی کا باقاعدہ آغاز کر دیا گیا ہے، تاکہ طلبہ کو بہتر اور باعزت تعلیمی ماحول میسر آ سکے۔ اگر آپ کی نظر میں کوئی ایسا اسکول ہے جہاں فرنیچر کی کمی ہو، تو شہری ميرے X اکاؤنٹ @CSKPOfficial کو ٹیگ کریں۔ میں خود اس معاملے پر فوری کارروائی یقینی بناؤں گا انشالله۔

[PSX @pakstockexgltd]

Join PSX’s Portfolio Management & Allocation Short Course — and earn your certificate absolutely FREE.

Sharpen your skills, understand smarter allocation strategies, and become a more confident investor.

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[Saqib Bashir @saqibbashir156]

حسن بھائی آپ درست کہہ رہے ہیں آپ بھی معلومات کی بنا پر بتا رہے ہیں کہ ضمانت ناممکن ہے آپ ٹھیک کہہ رہے ہیں عدلیہ کا جو حشر 26 ویں ترمیم اور ٹرانسفر کے معاملات کے بعد ہوا ہے یہ آسانی سے کہا جا سکتا ہے کیونکہ ضمانت اس وقت تک نہیں ہونی جب تک منظوری نا ہو ۔۔ باقی میرٹ پر جس دن کیس کھلا اور آگے کوئی آزاد منش جج بیٹھے ہوئے تو آپ کو مجھے سب کو سمجھ آ جائے گی کیس تھا کیا بنایا کیا گیا اور ٹرائل میں کیا حشر نشر کر دیا گیا

[Saqib Bashir @saqibbashir156]

خیر سے میڈیا کے پاس بھی عمران خان کے علاؤہ بات کرنے کے لئے میٹریل کم ہی ہے چار چینلز پر پی ٹی آئی کے لوگ ون آن ون اور پانچویں چینل پر رانا ثنا اللہ بھی پی ٹی آئی ہی کی بات کر رہے ہیں

[Aamir Hafeez Ibrahim @aamir_ibrahim01]

My heart goes out to all affected by the floods in KP. Connectivity is a lifeline in times of crisis - that’s why we’ve made all on-net & PTCL calls free in flood-hit areas, so families & responders can stay connected when they need it most.

[Mazher Arshad @MazherArshad]

Recently, I spoke to a petrol pump worker in Pakistan who told me that in six months on the job he had not received a single tip.

I understand tipping isn’t really a norm at petrol pumps, but considering the tough conditions they work in (low wages, extreme heat and cold) I feel they deserve a little extra.

If you drive a luxury car and sit comfortably in the air-conditioning while someone makes the effort to fill your tank, a small tip would go a long way. Just like we do at restaurants.

[zain ali @zainali02]

@adeelraja As if destroying the case would really matter at the end of the day !!!