Today, we’re announcing @ZARUniversal (ZARU), an institutional-grade, Rand-backed stablecoin developed in partnership with @LunoGlobal, @EasyEquities, @sanlam, and Lesaka, to modernise South Africa’s payment and settlement infrastructure.
Every ZARU token is fully backed by Rand reserves held at @StandardBankZA, in the form of cash, bank deposits, and government bond equivalents, managed by Sanlam with monthly independent attestations by @MooreSAfrica.
Built for both retail and institutional use, ZARU enables instant, low-cost, always-on payments and cross-border settlement, helping connect the Rand to the global digital economy while keeping its reserves within South Africa’s regulated financial system.
Read the full announcement: https://t.co/G96a3bWDip
Groceries, fuel, your morning coffee, the spending you’re already doing, quietly building digital gold in the background.
Spend @ZARUniversal on @LunoGlobal Pay and make your everyday spending more rewarding.
This Luno Pay rewards campaign runs from 1 June 2026 to 31 January 2027.
Terms and conditions apply: https://t.co/ZeXbvSdX9m
Your weekly shop could be earning you digital gold.
Every time you pay with @ZARUniversal on @LunoGlobal Pay, you earn up to 15% back in @tethergold ( $XAUT ).
That's groceries, fuel, airtime and your morning coffee, the everyday essentials you're already paying for, quietly building your digital gold over time.
Spend the way you always do. Earn gold while you do it. Start earning: https://t.co/QoLtoJYoHd
This Luno Pay rewards campaign runs from 1 June 2026 to 31 January 2027. Terms and conditions apply.
Make every fill-up count ⛽
With @ZARUniversal, you can get 15% back in @tethergold ( $XAUt ) when you pay with @LunoGlobal Pay at @Engen_SA on eligible purchases of R100 or more, including fuel.
Simply open your Luno app, tap Pay, and select ZARU as your payment method at your next Engen stop.
The offer also applies to eligible purchases at @WOOLWORTHS_SA and @KrispyKreme_ZA at Engen forecourts.
T&Cs apply. Learn more: https://t.co/BAO7j8gsxy
Fuel prices keep moving, but your rewards can too.
Get 15% back in @tethergold ( ethereum:0x68749665ff8d2d112fa859aa293f07a622782f38 ) when you pay with @ZARUniversal using @LunoGlobal Pay on eligible purchases of R100 or more at @Engen_SA, including fuel.
Fill up, pay with ZARU and get gold back. Simply open your Luno app, tap Pay, and select ZARU as your payment method at your next Engen stop.
The offer also applies to eligible purchases at @WOOLWORTHS_SA and @KrispyKreme_ZA at Engen forecourts.
T&Cs apply. Learn more: https://t.co/DFsYrfJBGs
@Paul_4Nyt Hi Paul, thanks for your interest in ZARU.
For enquiries about integrating ZARU into your platform, please reach out to [email protected].
Alternatively, visit https://t.co/LKiDd6jiJB to learn more about becoming a ZARU Distribution Partner.
Hope this helps.
South Africans are changing how they spend crypto at the till 🇿🇦
According to the latest checkout data from @MoneyBadgerPay, @ZARUniversal is rapidly gaining traction as a preferred payment method for everyday purchases.
ZARU has made up 7.7% of checkout spend on the MoneyBadger network in 2026, with monthly checkout value up 2.6x since June.
Read the full report on the rise of the digital rand: https://t.co/eDDBU9EA6H
Make your next @Engen_SA stop count.
Pay with @ZARUniversal using @Lunoglobal Pay at Engen and get 15% back in @tethergold ( ethereum:0x68749665ff8d2d112fa859aa293f07a622782f38 ) on eligible purchases of R100 or more.
Whether you're filling up, grabbing groceries at @WOOLWORTHS_SA, or picking up coffee at @KrispyKreme_ZA at Engen forecourt, select ZARU at checkout to earn digital gold and make your payment more rewarding.
T&Cs apply. Learn more on terms and conditions: https://t.co/ztl6bkKzKN
Road trip ahead? Make every stop count with @LunoGlobal Pay.
Pay with @ZARUniversal at @Engen_SA using Luno Pay and earn 15% back in @TetherGold ( $XAUT) on eligible purchases of R100 or more.
Whether you’re filling up, grabbing groceries at @WOOLWORTHS_SA or picking up @KrispyKreme_ZA at Engen forecourt, make your everyday stops more rewarding.
T&Cs apply: https://t.co/sxow0sTd6U
Petrol prices got you thinking twice about your next trip to work?
Your usual @Engen_SA stop could give you a little something extra.
Get 15% back in @tethergold (XAUT) when you pay with @ZARUniversal using @LunoGlobal Pay on eligible Engen forecourt purchases of R100 or more.
From filling up at the pumps to picking up groceries at @WOOLWORTHS_SA or a sweet treat from @krispykreme at Engen forecourts, make your everyday spending more rewarding.
Simply open your Luno app, tap Pay and select ZARU as your payment method and use it at your next Engen stop.
T&Cs apply. Learn more: https://t.co/G0EgOM2ceb
Spend @ZARUniversal at @Engen_SA ⛽️
From groceries to petrol, the digital rand is now accepted at major retailers across South Africa via @LunoGlobal Pay.
Pay with ZARU. Earn digital gold. Find out more below👇
Your daily routine just got a major upgrade.
Whether you are filling up your tank at @Engen_SA, grabbing daily groceries at @WOOLWORTHS_SA or treating yourself to @KrispyKreme_ZA at Engen Forecourt, you can pay seamlessly with your Luno app.
Pay with @LunoGlobal Pay and enjoy 15% back in @tethergold ( $XAUT ) on eligible Engen purchases of R100 or more.
Just open the Luno app, tap Pay, and spend digital rands to earn digital gold at your nearest Engen today.
T&Cs apply. Learn more here: https://t.co/3RsZenalg6
Blockchain Africa is coming to Gauteng, and @BlockTowerTech will be on the programme.
Our Chief Commercial Officer, Aleks Andjelopolj, takes the stage on Thursday, 15 October at 13:35 at PwC Waterfall City. He’ll give an overview of @ZARUniversal and the use cases it unlocks.
If you’re at the conference, make time for his session and say hello.
Programme and tickets: https://t.co/8ure4GfJv3
Lipaworld officially plans to support @ZARUniversal, a rand-backed stablecoin on @JoinLipaworld Business.
Business customers will be able to hold digital rand alongside global stablecoins such as USDC & EURC, receive international payments and settle in rand.
Cross-border payments through correspondent banks typically settle in T+1 to T+3, tying up working capital. ZARU moves on 24/7 on-chain infrastructure.
Through Lipaworld Business, customers will be able to:
• Hold and transfer ZARU
• Move between ZARU, EURC and USDC
• Pay suppliers and run payroll in rand
"Stablecoins are changing how money moves globally, but we believe local currencies need to be part of that future." - Jonathan Katende, Co-founder & CEO, Lipaworld
Full details: https://t.co/jod5LLJj51
Your @ZARUniversal issuance, in one place.
The @BlockTowerTech Issuance Platform gives qualified institutional customers a simpler way to manage their ZARU activity:
✅️ Mint and redeem through a self-service portal with built in controls
✅️ Track your ZARU position, with real time updates
✅️ View and export transaction history
✅️ Keep an audit trail of account activity
Built for businesses that use ZARU as part of their day-to-day operations.
Learn more: https://t.co/1Ld3MLfkDk
Nkahiseng Ralepeli, @BlockTowerTech Director of Strategic Operations, joins a panel at Blockchain Africa on 15 October in Gauteng: “From Adoption to Trust: Building a Safe and Scalable Digital Asset Ecosystem in Africa.”
Attending? Find him afterwards and tell him what would make you trust crypto more.
https://t.co/Q8SYYQM059
BlockTower South Africa (Pty) Ltd is an authorised FSP (55172).
Mobile money changed how Africa transacts. Stablecoins are set to be an even bigger leap.
In a recent @forbesafrica feature breaking down the continent's stablecoin moment, @BlockTowerTech's Strategic Operations Director, Nkahiseng Ralepeli explains why this shift is critical for financial infrastructure: "Where mobile money built new closed, friction-heavy networks, stablecoins provide an open network that any system can plug into."
From lowering exorbitant remittance fees to enabling seamless cross-border business, the transition to open networks is already underway.
See the numbers driving the shift and read the full piece here: https://t.co/ZY9jMM61SK
When @ZARUniversal is part of your business flow, your minting and redemption processes need to keep up with your activity.
The @BlockTowerTech Issuance Platform allows you to initiate, approve, and track your ZARU minting and redemptions, all from one place.
With real-time status updates, full transaction history, and a streamlined flow, you get the visibility and control your business needs.
For businesses that require certainty in your operations and high-volume liquidity, this distinction matters.
A simpler way to manage ZARU issuance. Learn more about our new Issuance Platform here: https://t.co/Gp5lYzjDEy
Mint in. Redeem out. Repeat. 🔁
The new @BlockTowerTech Issuance Platform makes @ZARUniversal issuance simple for qualified institutional customers.
Fund your verified bank account and receive ZARU in your wallet once funds settle. Send ZARU to redeem and receive rand in your bank account.
Learn more: https://t.co/Sqmi6xtOaI
Introducing the @BlockTowerTech Issuance Platform.
A self-service platform built to make @ZARUniversal issuance simpler for qualified institutional customers.
Fund your verified BlockTower bank account and receive newly minted ZARU directly in your wallet automatically, once funds settle.
Need to redeem? Send ZARU through the platform and receive the rand value in your verified bank account.
Minting it in, redeeming it out, repeatedly with our new issuance platform.
Built for institutional issuance customers who mint and redeem ZARU directly with BlockTower.
Learn more here: https://t.co/Gp5lYzjDEy
Your business, your controls, one interface.
We are bringing a new level of autonomy to your digital asset operations. Soon, @ZARUniversal will be available to self-mint and redeem via the new @BlockTowerTech self-service issuance platform.
A simpler way to manage ZARU is coming.