Zerra Pay

Experience borderless #crypto payments with zero friction and absolute security. Zerra Pay is the gateway to @zerraventure

[Zerra Pay @zerrapay]

With our partners on the global scale, Zerra is more than a simple #crypto card company.

✅On/offramp: 20+ FIAT currencies
✅Card Issuing: Both virtual and physical crypto cards
✅Banking Solutions: Multi-currency bank accounts
✅Payment Gateway: Receive FIAT while your clients pay with crypto

On/Offramp Solution

Supports seamless exchanges for individuals and corporate clients across 20+ FIAT currencies and major cryptocurrencies including #BTC, #ETH, #SOL, and #USDC

Card Issuing

Provides virtual, plastic, and metal cards compatible with Apple Pay and Google Pay for global use.

Banking Solutions

Issuance of international multicurrency bank accounts for companies, banks, financial institutions, payment institutions, and licensed fintech companies worldwide.

Payment Gateway

Enables e-commerce businesses to accept Solana-based tokens such as USDC with crypto-to-FIAT conversion.

Offers easy API integration and supports global payments with FIAT payouts in local currencies.

Cross Border Payment Solution

Partners with global payment providers offering local clearing services in over 50 countries.

Transaction Monitoring, Fraud & Risk Management

Provides expert anti-fraud team support and automated fraud and risk management features to protect businesses and merchants.

[Zerra Pay @zerrapay]

Turn your crypto into real world spending with Zerra Card, a secure virtual/physical card designed for everyday use.

Use your digital assets to pay for:

✅ Online purchases
✅ Global transactions
✅ Streaming services
✅ Travel reservations
✅ Daily expenses

Make the most of your #crypto with seamless, borderless payments.

Get Zerra Card today and spend your crypto with confidence.

[Zerra Pay @zerrapay]

The wealthy don’t just earn globally, they spend globally.

Yet most freelancers getting paid in crypto still go through the same cycle:

- Receive crypto
- Convert to fiat
- Wait to spend

Too many steps.

With Zerra Card, your #crypto is ready to use the moment you get paid.

- Instant access
- Borderless spending
- Spend anytime, anywhere

Why convert first when you can spend directly?

[Zerra Pay @zerrapay]

Still letting your crypto sit idle?

Turn your digital assets into real-world spending power with Zerra Card.

✅ Instant crypto spending
✅ International payments
✅ Online shopping & subscriptions
✅ Secure and seamless transactions worldwide

Spend crypto without the limitations of traditional banking.

#Crypto #Web3 #CryptoPayments #DigitalAssets #Fintech

[Zerra Pay @zerrapay]

FX fees are charged by banks and POS networks, not by the card company itself. In most cases, crypto cards are denominated in USD, so when a purchase is made in a different currency, the transaction must be converted into the local currency. This currency conversion naturally results in an FX fee, which is typically unavoidable.

However, many #crypto card providers add their own markup on top of the standard FX costs, often under labels such as "settlement fee," "authorization fee," or similar charges. These fees are frequently presented as part of the FX cost, when in reality they are additional charges imposed by the provider. This allows them to generate extra revenue from users beyond the underlying currency conversion costs.

A standard FX fee is a normal part of international card payments and cannot be avoided. The key difference is whether the card provider adds an extra markup on top of it. Only a small number of providers choose not to do so.

[lito @litocoen]

a lot of crypto cards and neobanks advertise 0 FX fees

what they actually mean is that they are not *adding* any additional FX fees to the one already charged by Visa/Mastercard

to date, every crypto neobank piggybacks on the FX infrastructure provided by Visa & Mastercard

if a user has a USD card and spends in 🇧🇷Brazil, the merchant gets $BRL and the exchange is handled by Visa

to really get 0 FX you would need to receive the so called "interbank rate" which is the rate at which banks exchange currencies between one another and what you see on online currency converters like XE

the only way to get close to this and offer a more competitive rate is to build an FX engine in-house which is what players like Revolut and Wise have done but it involves complex treasury management and operations

in a nutshell they hold pools of different currencies on their balance sheet and when a user swaps e.g USD to EUR it's just an internal swap in their treasury

they can then settle with Visa/Mastercard directly in the merchant currency and avoid the markup for the user

but to avoid the FX risk that comes with holding multiple currencies on their balance sheet they need to hedge via forward contracts and try to net flows to hold as little float as possible

this is why they mostly only offer major currencies and not the more exotic ones because the cost of hedging, ops and lack of bi-directional flows makes it too costly

and even on major currencies the 0 FX amount is capped to $1000/month for most users

i think there's a real opportunity to move FX markets on-chain and let every neobank large or small tap into wholesale liquidity

0 FX for every user worldwide with no amount caps is how crypto neobanks become significantly better than their tradfi counterparts

[Zerra Pay @zerrapay]

Mostly, card issuers charge a fixed fee, and this is typically structured in one of two ways. In the first model, the fee varies based on transaction tiers. For example, transactions between $10 and $1000 may incur a $0.5 fee, while transactions between $1000 and $5000 may incur a $1 fee. In the second model, a flat fee is charged regardless of the transaction amount, such as $0.5 per transaction whether you spend $10 or $1000. These figures are only illustrative examples. Importantly, such fixed fees are determined by the card issuer and are not fees imposed by Visa.

[Zerra Pay @zerrapay]

FX fees are charged by banks and POS networks, not by the card company itself. In most cases, crypto cards are denominated in USD, so when a purchase is made in a different currency, the transaction must be converted into the local currency. This currency conversion naturally results in an FX fee, which is typically unavoidable.

However, many #crypto card providers add their own markup on top of the standard FX costs, often under labels such as "settlement fee," "authorization fee," or similar charges. These fees are frequently presented as part of the FX cost, when in reality they are additional charges imposed by the provider. This allows them to generate extra revenue from users beyond the underlying currency conversion costs.

A standard FX fee is a normal part of international card payments and cannot be avoided. The key difference is whether the card provider adds an extra markup on top of it. Only a small number of providers choose not to do so.

[Ari Eiberman 🇦🇷 Stablecards @AriEiberman]

There’s only a few neobanks offering REAL 0% FX even absorbing the 1% the network’s International settlement authorization (ISA) most have. I have mentioned which are these only a gazillion times.

Hope people listen more

[World of Dypians @worldofdypians]

When investors speak with their wallets, you listen. 👀

@zerraventure has staked 15M+ $WOD tokens for up to 120 days. Full transparency. On-chain proof. Long term conviction.

This is what belief in a project actually looks like.

Strong hands. Strong future.

[Zerra Pay @zerrapay]

A simple crypto card is no longer enough.

Users want an all-in-one financial experience, not just a way to spend crypto.

That means combining payments, banking, and digital asset management in a single platform that works for both Web2 and Web3 users.

At Zerra, through our global partner network, we go beyond #crypto cards by providing the banking features modern users need to manage and move money seamlessly worldwide.

[Zerra Ventures @zerraventure]

To demonstrate our long term conviction in $WOD and show that we're committed for the long run, we have staked more than 15M $WOD tokens in total.

As always, we're sharing the details and transaction records with full transparency. Since $WOD was listed in November 2024, our belief in the project's potential has remained stronger than ever. More than 1.5 years later, we continue to see significant upside ahead. We're still early. Current TVL exceeds $1.3M, and as previously communicated by the team, $WOD will have almost zero sell pressure after this month.

$WOD is listed on @binance Alpha and @BinanceUS alongside with some other high tier CEXs. Always #1 in terms of metrics on @BNBCHAIN

Staking breakdown:

3M $WOD staked for 60 days
4M $WOD staked for 90 days
4M $WOD staked for 60 days
4.8M $WOD staked for 120 days

Transaction Hashes:

TX #1: https://t.co/rDk2upGMDQ

TX #2: https://t.co/Fn1F0XM2q7

TX #3: https://t.co/yT6phs90w3

TX #4: https://t.co/gDvW5WiORN

Go $WOD

[Zerra Pay @zerrapay]

Ever had your card decline right when you needed it most?

Awkward. Frustrating. Completely avoidable.

With the Zerra Crypto Card, you can spend your #crypto with fast, seamless, and reliable payments.

No unnecessary hassles. Just smooth transactions when they matter most.

Upgrade the way you spend.

[Zerra Ventures @zerraventure]

We're excited to see innovation thrive in the digital asset space. At Zerra Ventures, we invest in strategies developed by TSFC (@tsfc_io), leveraging their expertise to help navigate evolving market opportunities.

[Zerra Pay @zerrapay]

Most people don't realize how many opportunities are lost because of payment limitations.

❌ Card declined
❌ Subscription failed
❌ International payment blocked

With Zerra Card, spend your #crypto seamlessly at millions of merchants worldwide.

🛒 Shop online
💳 Pay subscriptions
🌍 Make global payments

Spend globally. Live without limits.

[Zerra Pay @zerrapay]

Your crypto isn't just for holding.

Pay for groceries, coffee, Netflix, lunch, and more with the Zerra Crypto Virtual/Physical Card.

Fund with crypto. Spend globally. Pay seamlessly.

No stress. No failed transactions. Just smooth everyday payments.

#CryptoPayments #VirtualCard #Crypto

[Zerra Pay @zerrapay]

Your crypto shouldn't be limited to your wallet.

With Zerra Card, you can pay for subscriptions, shop online, book flights, and make international purchases using your digital assets.

Spend globally. Pay effortlessly.

#Crypto #CryptoPayments #Stablecoins #VirtualCard

[Zerra Pay @zerrapay]

Failed payments are frustrating.

With Zerra Card, just fund your virtual card with crypto and spend globally with ease.

No unnecessary barriers. No payment headaches.

Crypto spending, made simple. 🌍💳

#Crypto #Stablecoins #Fintech

[Zerra Pay @zerrapay]

✈️ Tired of crypto cards that stop working when you travel?

🌍 Spend globally with the Zerra Crypto Virtual/Physical Card, accepted at 90M+ merchants worldwide.

⚡ Fast
🔒 Secure
💳 Hassle-free international payments

Your crypto. Your card. Anywhere.

#Crypto #Payments #Fintech #Web3 #Travel

[Zerra Pay @zerrapay]

Weekends are for enjoying life, not worrying about payments.

Spend your crypto seamlessly with Zerra Card anytime, anywhere.

Fast. Secure. Global.

No borders. No limits. Just effortless spending.

#CryptoPayments #Stablecoin #Fintech #Crypto

[Zerra Pay @zerrapay]

@CryptoRank_io We’re pushing hard for @BNBCHAIN in Zerra Pay. #BNB

[Zerra Pay @zerrapay]

Wherever life takes you, your payments should move with you.

Fund instantly with crypto, activate in seconds, and spend globally with the Zerra Card.

Fast. Secure. Borderless.

#Crypto #VirtualCard #DigitalPayments

[World of Dypians @worldofdypians]

It's official. 🇺🇸

$WOD is listing on @BinanceUS today. The most regulated crypto exchange in the United States just opened its doors to World of Dypians.

This is day one of a much bigger story. Stay close.

Read more: https://t.co/pCGN74KWCW