Major areas where the financial system still needs an update:
1. Tokenization of real-world assets - Real estate, stocks, bonds, funds, etc. onchain for instant settlement, fractional ownership & massive distribution.
2. 24/7 Global trading - Pooled global liquidity, every asset, every person, with great leverage and capital efficiency.
3. Next-gen payments - Near-instant, low-cost global transfers using stablecoins, including for Agentic payments.
4. AI-powered risk, credit, compliance, and advice - Better decisions, less fraud, and broader access to capital. Everyone gets access to a great financial advisor.
5. Innovation friendly regulation - Move from one-size-fits-all to risk-based rules that encourage innovation and competition instead of stifling it.
6. Expanded access - Open protocols that reduce middlemen and self-custodial wallets to expand access to everyone with a smartphone.
7. Capital formation - Low cost and turnkey for anyone to raise money for a good idea, increasing the number of startups.
8. Sound money - A refuge from inflation, when discipline is lost in fiat money.
Jobs not done until we get these working for all.
Will require lots of tech innovation and policy work to get there.
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Announcing the Flare x Waterloo Blockchain Hackerhouse in Buenos Aires, Argentina ๐ฆ๐ท!
๐๏ธ November 17โ23
โก Featured: Devconnect & ETHGlobal Buenos Aires Hackathon
#FlareNetwork#WaterlooBlockchain
Over 10 years ago, we open-sourced React. And now, weโre excited to announce the next chapter: React & React Native are transitioning to the React Foundation under the Linux Foundation.
Meta is committing $3M+ and a 5-year partnership to support this next chapter of innovation.
Learn more: https://t.co/24NufQxYWK
We are entering the era of Fintech 3.0.
Regulatory clarity, growing consumer adoption, and low-cost chains have paved the way for a golden age of building in crypto โ and at YC, @base and @coinbase we want to fund builders to seize this moment.
@harjtaggar and @jessepollak sat down to discuss what kinds of companies they're most excited to see, why this is such an exciting time, and what the future could look like onchain.
00:00 โ The Golden Age of Crypto
02:00 โ Jesseโs Path to Coinbase & Base
04:00 โ From Fintech 1.0 to Fintech 3.0
07:00 โ Why Lowering Costs Changes Everything
10:00 โ L1 vs. L2, Simply Explained
13:00 โ How to Build Your First Crypto App
16:00 โ Regulation: Bottleneck or Unlock?
19:00 โ Stablecoins as the Killer Use Case
23:00 โ Beyond the Dollar: Local Stablecoins
27:00 โ Tokenization of Assets
31:00 โ New Asset Classes & the Creator Economy
35:00 โ What Coinbase Looks for in Founders
39:00 โ The Future of Crypto in 10 Years
Our summer intern program had a ~0.3% acceptance rate this year.
Enjoyed doing this Q&A with our 2025 interns and @emiliemc, they had some awesome questions and ideas!
I'd like to formally apologize for making every button in Tailwind UI `bg-indigo-500` five years ago, leading to every AI generated UI on earth also being indigo.