Lydia_1015

hi

[New Scientist @newscientist]

JWST may have seen black holes suppressing the creation of new stars https://t.co/zdlo3AcInb

[📁r @ztredits]

they would make history in every universe
#RedWhiteAndRoyalBlue

[CZ 🔶 BNB @cz_binance]

Currently at Layer 2. How many layers do you need?

[The Wall Street Journal @WSJ]

Watch: Coinbase CEO Brian Armstrong sat down with the Journal to discuss allegations that tokens listed on the exchange put the company in violation of SEC rules. “I don't feel like there's a clear rule book.” https://t.co/GriPUiv1xo

[The New York Times @nytimes]

The Senate on Thursday passed a bipartisan bill to suspend the debt limit and avoid default after weeks of political impasse. It now goes to President Biden. https://t.co/dIXoOyFLoH

[Genevieve Roch-Decter, CFA @GRDecter]

Quick recap of FED policy the last few years

[Reuters @Reuters]

Biden picks Air Force chief to become top U.S. general https://t.co/IZs2uH4EGB

[FT Economics @fteconomics]

Germany’s China dilemma takes on a new urgency https://t.co/4PoD9X6vHW

[Bloomberg @business]

Ava Labs, the main developer of Avalanche blockchain, becomes the latest company to expand in Asia as regulatory pushback deepens in the US https://t.co/zsZJy0wrPk

[Jamie Quint @jamiequint]

An explainer on what is going on with Silicon Valley Bank:

- In 2021 SVB saw a mass influx in deposits, which jumped from $61.76bn at the end of 2019 to $189.20bn at the end of 2021.

- As deposits grew, SVB could not grow their loan book fast enough to generate the yield they wanted to see on this capital. As a result, they purchased a large amount (over $80bn!) in mortgage backed securities (MBS) with these deposits for their hold-to-maturity (HTM) portfolio.

- 97% of these MBS were 10+ year duration, with a weighted average yield of 1.56%.

- The issue is that as the Fed raised interest rates in 2022 and continued to do so through 2023, the value of SVB’s MBS plummeted. This is because investors can now purchase long-duration "risk-free" bonds from the Fed at a 2.5x higher yield.

- This is not a liquidity issue as long as SVB maintains their deposits, since these securities will pay out more than they cost eventually.

- However, yesterday afternoon, SVB announced that they had sold $21bn of their Available For Sale (AFS) securities at a $1.8bn loss, and were raising another $2.25bn in equity and debt. This came as a surprise to investors, who were under the impression that SVB had enough liquidity to avoid selling their AFS portfolio.

[Ming Zhao @FabiusMercurius]

🏦📉 SVB Crash Explained📉🏦

Silicon Valley Bank—#16 largest US bank with $212B — just crashed 60% in 1 day & fell 22% post-close. Stock halted now.

@BillAckman is calling a US gov bailout.
@peterthiel is calling a bank run.
JPM, BAC, WFC all dropped 6%.
What's next?

Is this (a) Lehman moment or (b) overblown?
Are depositors screwed or just equity investors?
And what do the terms "AFS", "HTM", "NII", & "FDIC Insurance" actually mean?

👇THREAD ON SVB
🧵/

[Watcher.Guru @WatcherGuru]

JUST IN: 🇺🇸 Montana Senate passes bill to protect #Bitcoin and #crypto mining rights.

[Lydia_1015 @1015Lydia]

@onebcher 房价越高 底层老百姓才越惨 穷人一辈子就背着房债了 谈房价就谈房价 扯币没有意义

[JieData_CN @JieData_Com]

教大家一招，如何找到比特币嚣张的地址，使用JieData浏览器点高级筛选，然后选择利润条件 大于10000000，你可以找到很多盈利的比特币大户，如果你想找到特别聪明的大户，你就在高级筛选的选择下跌前1天的时间段然后同样输入利润条件大于XXXX，然后在对变化量排序，大户在下跌之前减持的人，你觉的？

[Lydia_1015 @1015Lydia]

@stablekwon @0xHamz soon? It haven’t restore till now and keep dumping! It’s annoying that stablecoin would maintain its stability all the time. Think u have to reflect yourself. Didn’t see other stablecoins like busd depeg like UST

[旅宿達人貝瑞大叔 @Berry_Liao]

很多Defi玩家擔心Anchor-UST的20%利息支付能撐多久?
這篇文章從Anchor的收益、3次的Luna大跌、市場的信心、Terra基金會的錢包、資金的儲備量來看，最後以Maker DAO 聯合創始人的看法做結尾。

Terra & Anchor - “可靠的”庞氏骗局 https://t.co/gwBByamUqa

[Lydia_1015 @1015Lydia]

@YouHodler your site is down again！

[Lydia_1015 @1015Lydia]

@cz_binance More subscription on stakings and fixed savings pls. U probably don’t realise how many users u got are really invest into this🤣🤣🤣 But seriously, USDT fixed savings is ALWAYS SOLD OUT🥲🥲 MY monthly income is depending on this. Pls make some little improvements. Thanks!

[Lydia_1015 @1015Lydia]

@YouHodler what if our fund disappeared? Will there be any compesation？