Rohan

Books, cinema and cigarette's.

[Rohan @17_Rohan_]

The Godfather-1972
In Frame: Michael Corleone(Al Pacino)
Apollonia Vitelli-Corleone(Simonetta Stefanelli)

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Elon Musk @elonmusk]

In the future, a trillion times a trillion dollars will be spent on making antimatter to travel to other star systems

[Vaibhav @ig_vaibhav1]

the only video editor you'll ever need

[cinesthetic. @TheCinesthetic]

Tom Cruise 👑

[Prasad Sankar @prasadjs178]

Launching my first SaaS with actual payments this week.

Can't believe it's been this long though.

[Rohan @17_Rohan_]

@prasadjs178 All the best!!

[Indian Tech & Infra @IndianTechGuide]

🚨 Hyderabad-based Skyroot Aerospace is preparing to launch Vikram-1, India’s first privately built orbital rocket.

[Prasad Sankar @prasadjs178]

I'm building a browser-based video editor.

I feel like there's a big gap right now with online editors, and I can't find a single one that does everything I want perfectly.

That's what I'll try to do now.

[Prasad Sankar @prasadjs178]

This architecture unlocks distributed and decentralized vector databases.

The centroids are replicated, and the data is distributed

Plus, everything's fully private - queries and data

[basil @blis5ful]

marlboro reds taste like its serious about being a cigarette

[Pepe Silvia @pepe_silvia716]

Makhachev/Topuria is the only acceptable headliner for the White House card imo

[AB⚕ @AbsoluteBruno]

Born to be a world leader, forced to be a football coach

[The Diamond @DustinPoirier]

welcome to the big leagues Patrick!
1 up for the Legends
#UFC324

[The Sopranos Guy™ @uncle_june]

Producer Chris Moltisanti received a 54 minute standing ovation for his debut movie Cleaver at last night's Golden Globes ceremony.

[best of the sopranos @Bestofsopranos]

27 years ago today, The Sopranos premiered on HBO.

[Cinema Scene @CinemaScene404]

One of the greatest episodes in TV history

[Film Crave @_filmcrave]

Happy 39th birthday to Kit Harington!

[Film Updates @FilmUpdates]

Happy birthday to Emmy winner Jeremy Strong!

[Rohan @17_Rohan_]

@fcbharrison This makes me happy.