Rent a virtual office for $39.
Set up a Wyoming LLC.
Wait a month.
Get:
• Wise
• Stripe
• Vercel
• Apple Developer Program
• Google Play Developer account
• US phone number
• X account
All done in ~1.5 months.
Total operating cost: ~$150
Setting up a business has never been easier.
Breaking : Honey I killed the story @rajkamaljha
The follow-up story of MSRDC bribery scandal Part 2 killed by @IndianExpress
The arrangement of 2021-2025 between MSRDC and HDFC Bank of paying negotiated interest rate of 6.01% on deposits in saving bank account was not the first and only instance. ( Indian Express covered it earlier )
Its genesis goes back to 2017-18 arrangement when Mr Aditya Puri was the MD & CEO and Mr Sashidhar Jagadisan his long serving CFO.
Arrangement with MSRDC: 2017-18
In 2017, HDFC Bank approached MSRDC showing willingness to manage land acquisition payments for their project. MSRDC wanted HDFC Bank to specify a “compensation amount" that they would pay to MSRDC for getting deposits.
HDFC Branch Manager after discussing internally initiated email proposal mentioning Rs. 1.25 crores of "compensation amount" which was approved on email by the then CFO Mr Sashi Jagadisan on 24th May 2017.
MSRDC CFO negotiated with the Bank and increased “compensation amount” to Rs.1.50 cores which was further approved on email by the then CFO Mr Jagadisan on 3rd June 2017.
Payment of agreed amount of Rs. 1.50 crores was made to MSRDC and then deposits were received by the Bank in the savings account of MSRDC. Commitment to pay negotiated amount of 1.50 crores for getting deposits from MSRDC was made by HDFC Bank and approved by the then CFO, however Rs.1.50 crores pay-out was not paid directly by HDFC Bank.
Instead amount was routed through a third party vendor named “Me-Hin Consultants & Advisors, Mumbai” through four cheques issued by this vendor totalling Rs.1.50 crores to MSRDC in Sept'18 on instructions from @HDFCERGOGIC ( HDFC Group Company at the time when transactions happened and now subsidiary of HDFC Bank post merger) for whom this vendor was actually working as payment facilitator for such dubious payments which HDFC Ergo directly could not execute for obvious reasons.
This vendor is a common empanelled vendor of HDFC Ergo and HDFC Bank. The vendor acted only as a payment facilitator and routed the payment on instructions from HDFC Ergo and not by HDFC Bank.
Vendor Me-Hin did not have visibility of the purpose of this pay-out to MSRDC and simply made this payment through their cheques. This vendor used to get commission ranging between 3-5% from HDFC Ergo for acting as payment facilitator and executing such dubious payments.
HDFC Bank acts as a Corporate Agent and strategic channel partner for HDFC Ergo. Through this bancassurance model, HDFC Bank sells a wide variety of non-life insurance policies across its branches and digital platforms and earns commission income from HDFC Ergo.
These arrangements of 2017-18 and 2021-2025 are forming part of vigilance report and charges Mr Sashidhar Jagadisan on both counts. And this was in knowledge of incumbent MD CEO Aditya Puri.
@RBI@RBIsays needs to immediately seize the email archives of the then CFO and to extract those mails of dates mentioned above.
Journalism of Courage finally lost to the Corporate Power.
cc @DFS_India@PMOIndia@SmalhotraRBI@SES_Governance@IiASAdvisory@InGovern@AmitTandon_in@SandeepParekh@DeeptimanTY@MathewLiz@tavleen_singh@sadafmodak@mazoomdaar@mihirsv
I sometimes feel Stupid as F*ck
I have spend almost 2 years building dreamlaunch and scaling things up alongside personal brand
Then i saw jonathan launching a website and hit $170,000+ in <48 hours and being the biggest name on X for outbid
But at the same time, i went through his posts and understood that it's his first "viral" idea and he has been on the grind for almost 5+ years
It's years of sleepless night to have this overnight success happen to him !
Kudos to him for the achievement and everyone who is in aww of his achievement or even jealous of him; just use this as a fuel to keep working hard !
Sorry to leak the sauce to all founders
But if you want to know the most slept on and hottest method for growth it's Apple Search Ads
Apple's valuation is $3,800,000,000,000
They built a tool that guarantees your app shows up the second someone searches for exactly what your app does
no algorithm luck. no viral gamble. just a marketplace where you bid on intent
most startups & founders ignore it because they think it needs a big budget which is not the case
here's how to run it profitable with $500 :
> know your numbers first
- apple charges per tap (CPT), usually $0.50 to $1.50 on low competition keywords
- your target is cost per install (CPI) under your app's LTV
- if your app makes $5 per user in 30 days, $5 is your ceiling on CPI
- most founders skip this step and thats exactly why they lose money
> keyword research
- don't bid on your own app name, you already rank there for free
- bid your top 5 competitors' exact names instead
- add category terms your app actually solves ("budget tracker" not "finance app")
- long tail terms with under 10 apps bidding, pull these from sensor tower or just search manually
> the setup
- search results only, skip search tab, it shows up even when nobody's actively searching
- $20 a day for 7 days, thats a $140 test
- exact match keywords only, broad match will burn your budget fast
- upload your best converting screenshot, apple auto tests it for you
> the only 2 numbers that matter
- conversion rate, above 15% means your keyword and screenshot actually match intent
- CPI, if its above your LTV ceiling, kill that keyword
after 7 days cut anything under 10% CR or over your CPI target. double down on what survived.
> scaling
- take your top 5 winners, bump to $50 a day
- add broad match on those same keywords, apple's algorithm finds variants that convert
- run a second ad group on search tab with the same creative, cheaper traffic but lower intent so watch it closely
open app store connect. run $50 for 7 days.
you'll know what works before your organic strategy even gets off the ground !
Shopify billionaire co-founder & CEO Tobi Lütke — one of the most analytically rigorous founders alive — uses affirmations.
His exact words:
"If you tell yourself or write down something about yourself 100 times, it writes into the neurofrontal cortex at such a deep level that your brain will start reconciling you to that. It just works."
His personal example:
He was terrified of public speaking.
For one week he sat down every day for 10 minutes and wrote: "I love public speaking."
A week later the fear was gone.
"It's not like a placebo. You just actively change your neurofrontal cortex in this moment."
Your brain starts shaping your behavior around the identity you rehearse most.
Rakh hausla, woh manzar bhi aayega,
Pyasa hai jo dil, uska samandar bhi aayega.
Thak kar na ruk jaana raahon mein kabhi,
Tere kadmon ke neeche ek din muqaddar bhi aayega.
Aaj andhera hai toh kya, kal savera bhi aayega,
Jo khwaab tune dekha hai, woh sach hokar bhi aayega.
Bas waqt ko waqt de, aur khud par yakeen rakh
Rakh hausla… woh manzar bhi aayega,
Jiska intezaar hai, woh pal bhi aayega
I made the pen fight game we all played in our school & bet our best pens on it
can you win it & be the Pen Fight Champion of your class?
The winner gets to keep the Trimax
play - https://t.co/kk6IW40FWI
I fuckin hate the fact that twitter has some of the smartest people on earth sharing incredibly valuable ideas and insights
But with the huge volume of content and uncertain algorithms, most of those ideas get buried and forgotten.
Not anymore.
I've created this directory of the best tweets (tweets, threads, and articles) available on twitter.
Every single tweet is hand-picked and reviewed by a human before being added.
lessgoo: https://t.co/UEhZBIpA6i 🎉🔥
Deedy Das has been a VC for 2.5 years. In that time he's backed OpenRouter, Wispr Flow, Goodfire, Pangram, and more.
He also passed on a company Nvidia later bought for $20B. On this episode of CLIMB, @DeedyDas, Partner at @MenloVentures, brought *all* his receipts.
We also had a fun debate about the value of going open source. When he said open weights are not going to be the cheap way out, I pushed back so he priced it all out for me.
KIMI K3, about $15 per million output tokens. Well, Opus is about $25. That's all the discount you are getting, and to get it you are now hosting and maintaining a 2.8 trillion parameter model yourself.
His read on the labs shipping open weights is that they are not in the business of giving away free things. They'll give it away until they can charge for it.
What if frontier model costs don't meaningfully come down? Maybe free models were never free?
Hear his argument for yourself and tell me if you agree. EP 101 of CLIMB is live 👇
being a principle-driven man in your 20s these days is viewed as pointless, since it doesn’t bring any immediate tangible benefits and usually comes with some sort of risk or downside.
why be moral when you could do anything for immediate reward, and sometimes get lucky enough to get away with being immoral? because karma does not always work like that. and because there is sometimes genuine, long term value in being a good guy.
but mostly, because defining yourself by a set of principles gives you a way of seeing what’s possible in your life when everything around you is saying you should cut corners and make the world a better place to live.
and I’ve discussed how men these days have lost their ambition and drive. there’s the incentives to neuter men; a lack of religious/family structures, the influence of woke ideology and anti-male culture. and, of course, the fact that over the past twenty years we’re all experiencing the ability to indulge every human vice without effort, distraction, or consequence.
when you have instant access to every pleasure, satisfaction, sin, and indulgence that your human nature demands, the only thing left to do is enjoy what you have rather than strive for something more.
when you don’t strive for more, there’s no ambition to pursue it.
if I knew you were going through it right now, i would say respect to those who still struggle against this tide and remain principled.
you are a lot closer to success than others will think and you might very well end up undefeated