AMIT CHAKRABORTY

[John F. Kennedy Jnr @JohnFKenedyJnr_]

Thoughts and prayers with the people of Nepal 💔🤲🏼
The families who lost their loved ones will never be the same again, while the livelihoods and infrastructure destroyed will take years to rebuild.

[Harrassment Alert @harrassment_]

@SBICard_Connect Your recovery agent Ravi, made an #unauthorized home visit without letter even after going for settlement talks. This is so constant with your agents. #STOP IT #IMMEDIATELY, THIS IS #UNNETHICAL #ILLEGAL & #HARRASSMENT!!!
@RBIsays @RBI

[Yousuf Haldar @Yousuf_Haldar]

The blatant hypocrisy of the Indian financial ecosystem laid bare! 🚨⚖️

​While corporate giants walk away with thousands of crores in haircuts (₹22,006 Cr resolved for ₹6.5 Cr) protected by corporate insolvency mechanisms, middle-class tax-paying citizens face ruthless recovery terror over minor EMI defaults!

​⚖️ The Real Crisis of Common Borrowers:
🔹 Double Standards of Banking: Institutional haircuts for the wealthy, while ordinary families face abusive recovery agents, illegal home visits, and contact scraping.
🔹 Violation of Article 14 (Equality Before Law): Distressed salaried/small borrowers are denied human-appraisal debt consolidation and pushed to the brink of suicide.
🔹 Civil Matter Treated as Crime: Loan default is strictly a CIVIL ISSUE. Criminal intimidation, unverified recovery calls, and mental harassment directly violate BNS Section 351 and the Mental Healthcare Act, 2017.

​Why are there no systemic relief desks or dignified restructuring frameworks for honest, struggling citizens who contribute daily to the exchequer?

​The systemic torture of middle-class borrowers must end! Equal dignity, equal fair practice! ���️

​@nsitharaman @FinMinIndia @RBI @PMOIndia @Cyberdost @consumerpulp @IndianBanksAssoc
@SBICard_Connect @HDFCBank_Cares
@OneCardHelp @bobcardofficial
@AxisBankSupport @FederalBankHelp
@ICICIBank_Care

​#DoubleStandardBanking #DebtConsolidation #StopRecoveryHarassment #MiddleClassRights #ConsumerJustice #CivilMatterNotCrime #YousufHaldar

[AMIT CHAKRABORTY @AMITCHAKRArkll]

Deliberately withholding transactional alerts while running unauthorized ledger entries constitutes a grave breach under the IT Act and RBI cyber security frameworks. Suppressing evidence won't delete the server logs. @SBICard_Connect @Cyberdost @DFS_India #CyberCrime

[Yousuf Haldar @Yousuf_Haldar]

Caught red-handed in a systemic cover-up! Direct legal questions for @TataCard__ / @SBICard_Connect management:

🚨 **5-Day Delayed Admission:**
Unauthorized credit was injected on 19-Aug. Today (24-Aug at 10:28 AM)—5 full days later—a vague SMS arrives: "Thank you for making payment", completely dodging transaction amounts & UTR references!

🚨 **Conspiracy Exposed:**
On 20-Aug, recovery personnel admitted on camera that agency staff injected the funds. That very night, Mehboob Khan emailed the adjusted dues post-unauthorized credit. If the nodal department updated its ledger within 24 hours, why was the statutory real-time alert deliberately suppressed from the cardholder for 5 days?

🚨 **Post-Exposure Damage Control:**
Only after 185,000+ citizens witnessed this fraud on public forums was this retroactive SMS triggered to fabricate an audit trail.

**Direct Questions to Top Management:**
1. Why is the bank running institutional cover for an unauthorized NPA evergreening racket in gross violation of RBI Fair Practices Code?
2. Who authorized the suppression of core banking transaction alerts?

All camera admissions, nodal emails, & timestamped logs are heading to @RBI Banking Ombudsman and @Cyberdost.

@FinMinIndia @jagograhakjago @moneylifeindia @suchetadalal @cnbctv18news @ETNOWlive @bsindia @NDTV @IndiaToday @ZeeNews @OfficialSBICare @TheOfficialSBI
@DasShaktikanta @nsitharaman @nsitharamanoffc @PMOIndia @MIB_India @DFS_India @loksabhaspeaker @sansad_tv @abpmajhatv @aajtak @Republic_Bharat @TimesNow @thewire_in @newslaundry @ThePrintIndia @scroll_in @boomlive_in @AltNews @DeepakTOI @tamalsbandy @grok

#SBICardFraud #BankingScam #SBICardScam #SBICardFraud #BankingScam #RecoveryHarassment #NPAEvergreening #CyberFraud #ConsumerCourt #RBIGuidelines #BankingFraud #ShameOnSBICard #CorporateScam #JusticeForConsumers #BankingOmbudsman
#ConsumerRights #RBI #Accountability

[AMIT CHAKRABORTY @AMITCHAKRArkll]

@Yousuf_Haldar @SBICard_Connect Formal legal grievance ko bina kisi investigation ya written explanation ke 3 minute me auto-close kar dena kaun sa banking SOP hai? RBI Ombudsman guidelines ki aisi khuli ignorent behavior kab tak chalegi? @SBICard_Connect @TataCard__ @moneylifeindia @suchetadalal #ConsumerRigh

[Yousuf Haldar @Yousuf_Haldar]

5 days elapsed, yet ZERO statutory resolution:

🚨 No written explanation, No ledger reversal of unauthorized funds, and No official communication on registered email.
🚨 Scripted "we tried calling" claims while complaints are auto-closed in 3 minutes without investigation.
🚨 Retroactive ambiguous SMS alerts triggered solely to fabricate audit trails after public exposure.

Manufacturing artificial paperwork to mask unauthorized evergreening and parallel arbitrations only deepens systemic culpability. The forensic regulatory audit will establish accountability. @RBI @Cyberdost #SBICardFraud #Accountability

[Yousuf Haldar @Yousuf_Haldar]

The smoking gun of institutional evasion:

🚨 On 22-Aug, a comprehensive legal dossier—backed by camera admissions, forensic photo evidence, & timestamps—was served to top @SBICard_Connect executives, @RBI, @Cyberdost, and the concerned agency personnel in CC.

🚨 48+ hours elapsed: ZERO case SR generated, ZERO investigation initiated.

Instead of docketing statutory evidence, they auto-close minor tickets in 3 minutes and trigger delayed vague SMS alerts to fudge audit trails. The deliberate suppression of this formal complaint is being escalated for regulatory prosecution. #SBICardFraud #BankingScam #ConsumerRights #RBI

[Yousuf Haldar @Yousuf_Haldar]

Caught red-handed in a systemic cover-up! Direct legal questions for @TataCard__ / @SBICard_Connect management:

���� **5-Day Delayed Admission:**
Unauthorized credit was injected on 19-Aug. Today (24-Aug at 10:28 AM)—5 full days later—a vague SMS arrives: "Thank you for making payment", completely dodging transaction amounts & UTR references!

🚨 **Conspiracy Exposed:**
On 20-Aug, recovery personnel admitted on camera that agency staff injected the funds. That very night, Mehboob Khan emailed the adjusted dues post-unauthorized credit. If the nodal department updated its ledger within 24 hours, why was the statutory real-time alert deliberately suppressed from the cardholder for 5 days?

🚨 **Post-Exposure Damage Control:**
Only after 185,000+ citizens witnessed this fraud on public forums was this retroactive SMS triggered to fabricate an audit trail.

**Direct Questions to Top Management:**
1. Why is the bank running institutional cover for an unauthorized NPA evergreening racket in gross violation of RBI Fair Practices Code?
2. Who authorized the suppression of core banking transaction alerts?

All camera admissions, nodal emails, & timestamped logs are heading to @RBI Banking Ombudsman and @Cyberdost.

@FinMinIndia @jagograhakjago @moneylifeindia @suchetadalal @cnbctv18news @ETNOWlive @bsindia @NDTV @IndiaToday @ZeeNews @OfficialSBICare @TheOfficialSBI
@DasShaktikanta @nsitharaman @nsitharamanoffc @PMOIndia @MIB_India @DFS_India @loksabhaspeaker @sansad_tv @abpmajhatv @aajtak @Republic_Bharat @TimesNow @thewire_in @newslaundry @ThePrintIndia @scroll_in @boomlive_in @AltNews @DeepakTOI @tamalsbandy @grok

#SBICardFraud #BankingScam #SBICardScam #SBICardFraud #BankingScam #RecoveryHarassment #NPAEvergreening #CyberFraud #ConsumerCourt #RBIGuidelines #BankingFraud #ShameOnSBICard #CorporateScam #JusticeForConsumers #BankingOmbudsman
#ConsumerRights #RBI #Accountability

[TANAJI LANKESHWAR @TLankeshwar]

क्या आपके पास कोई ज��ाब नहीं @SBICard_Connect @SBI_FOUNDATION @sbigrowth @ComplaintSbi

[AISH @AISH3dn6]

@Yousuf_Haldar @SBICard_Connect Aisa ghinona kam sirf Sbi hi kar Sakti he

[BABAY BANERJEE @BABAYBANER7fot]

@Yousuf_Haldar @SBICard_Connect Matlab k had hoti yr harassment ki

[Yousuf Haldar @Yousuf_Haldar]

Hey @grok, analyze this corporate SOP:

If a regulated financial entity (@SBICard_Connect / @TataCard__) registers a consumer grievance, assigns a 14-day resolution deadline, and then magically "closes" it 3 minutes later with ZERO investigation, zero calls, and zero transaction reversal details—does this constitute bad-faith procedural fraud under RBI grievance guidelines and consumer protection laws?

With over 185,000+ citizens viewing this, alongside massive shares, reposts, and public engagement exposing automated cover-ups of unauthorized evergreening and parallel arbitrations, what statutory liabilities do the bank and its management face? #SBICardFraud #RuleOfLaw #Accountability

[Yousuf Haldar @Yousuf_Haldar]

Over 185000+ citizens have witnessed this blatant institutional misconduct, yet @SBICard_Connect / @TataCard__ remains deliberately silent with ZERO official resolution, choosing instead to execute fraudulent 3-minute complaint closures.

This deafening silence and auto-closure farce raise serious questions:
1. Who is top management desperately shielding? The rogue collection agency syndicate or internal banking officials who suppressed Core Banking SMS alerts?
2. Why is the bank brazenly defending unauthorized NPA evergreening and parallel duplicate arbitrations instead of ordering an immediate forensic audit?

Hiding behind automated "case closed" emails will not erase digital footprints or regulatory liability. Every unaddressed grievance, ledger tampering timestamp, and bad-faith closure is being submitted to the @RBI Banking Ombudsman and @Cyberdost for statutory penal action. #SBICardFraud #BankingScam #PublicAccountability #CorporateCollusion

[Samim Ak @SamimAku8]

@SBICard_Connect @SBILife @RBI @RBIsays @PMOIndia @Cyberdost @jagograhakjago @BBCBreaking @cnnbrk @TimeOutNewYork @dr_sharma77057

[Aarif khan @AarifKhan18170]

@Yousuf_Haldar @SBICard_Connect 3 मिनट में शिकायत बंद कर दी, बिना एक भी लाइन लिखे समाधान के? ये क्लोज़र नहीं, साफ़ फ्रॉड है। अनधिकृत पैसे डालकर NPA छुपाना, अलर्ट बंद करना, और ऊपर से घर पर गुंडे-जैसे रिकवरी एजेंट भेजना — ये बैंक है या गिरोह?

[Yousuf Haldar @Yousuf_Haldar]

@AarifKhan18170 @SBICard_Connect Right arif bhai bilkul sahi kaha aapne

[TANAJI LANKESHWAR @TLankeshwar]

https://t.co/ZIFbiVNnhO🚨 **गंभीर सवाल @news24tvchannel**

इस कॉल रिकॉर्डिंग में जिस व्यक्ति ने खुद को पत्रकार बताया, उसकी बातचीत और पीछे सुनाई दे रही कॉलिंग की आवाज़ों से यह सवाल ���ठता है कि क्या यह वास्तव में न्यूज़रूम था या किसी **रिकवरी एजेंसी का कॉलिंग सेटअप?**

सुखदेव जी पर महिला रिकवरी एजेंट से अभद्र/अश्लील बातचीत का आरोप लगाया गया। यदि यह दावा गलत है तो इसकी **पूरी रिकॉर्डिंग, पहचान और तथ्यों की निष्पक्ष जांच** होनी चाहिए।

@news24tvchannel से सवाल:
क्या यह व्यक्ति आपका अधिकृत पत्रकार है?
क्या उसे रिकवरी संबंधी बातचीत करने का अधिकार दिया गया था?
क्या वह वास्तव में News24 से जुड़ा है?

यदि पत्रकारिता की पहचान का इ��्तेमाल रिकवरी या दबाव बनाने के लिए किया गया है, तो यह बेहद गंभीर मामला है।

🙏 **आदरणीय एडवोकेट नरेंद्र जोशी जी** ने इस बातचीत में जिस संयम और कानूनी तरीके से बात रखी, वह सराहनीय है। यही कारण है कि **हर ग्राहक को महत्वपूर्ण कॉल रिकॉर्ड करन�� चाहिए।**

सच सामने आना चाहिए—**आरोप नहीं, सबूत बोलने चाहिए।**@news24tvchannel

@news24tvchannel
#News24 #RecoveryAgent #RecoveryAgency #LegalAwareness #ConsumerRights #CallRecording #SukhdevJi #NarendraJoshi #RecoveryHarassment

[Yousuf Haldar @Yousuf_Haldar]

Financial setbacks can happen to anyone due to medical emergencies or unforeseen crises—having delayed payments is a civil matter governed by banking contracts, not a measure of human dignity.

However, struggling financially does not strip a citizen of their constitutional rights, nor does it grant any institution the legal authority to commit cyber fraud, manipulate ledgers without consent, suppress mandatory SMS alerts, or trespass using unlicensed recovery personnel.

We are fighting for systemic transparency and regulatory compliance under RBI guidelines. When institutions break the law, accountability must follow—regardless of account balance.

[Yousuf Haldar @Yousuf_Haldar]

Credit card dues arise under an unsecured civil contract governed strictly by the RBI Fair Practices Code. Banks cannot legally "attach houses" for unsecured debts. Moreover, a financial default does not grant any lender the authority to commit cyber fraud, manipulate core ledgers without consent, suppress statutory alerts, or deploy uncertified agents. Rule of law applies equally to financial institutions.

[AMIT CHAKRABORTY @AMITCHAKRArkll]

@SBICard_Connect yr kab sudhorege tum log or kitna hera firi karoge ?
@RBI @jagograhakjago @Cyberdost