Aaron M. Moore

Sharing thoughts on personal finance, investments, economics, and current events. Not advice. RT ≠ Endorsements.

[Villanova University @VillanovaU]

Today, we joyously celebrate the election of His Holiness, Pope Leo XIV, a moment of profound significance for the global Church. A Villanova alumnus, Pope Leo XIV is the first Pope from the United States and the first Augustinian friar to be elected.

https://t.co/ObBq4dgJya

[Herb Scribner @HerbScribner]

I’m sorry y’all but #Paradise is in the running for best television show of the year. The latest episode, “The Day,” was one of the most intense and exceptional episodes of television I’ve watched in years. A must watch!

[The Associated Press @AP]

Jimmy Carter, the 39th US president, has died at 100 https://t.co/LhyY4m6AVX

[BLS-Labor Statistics @BLS_gov]

Payroll employment rises by 353,000 in January; unemployment rate remains at 3.7%
https://t.co/ZwrVfLviqL #JobsReport #BLSdata

[BLS-Labor Statistics @BLS_gov]

Payroll employment increases by 216,000 in December; unemployment rate unchanged at 3.7% #JobsReport #BLSdata https://t.co/ZwrVfLviqL

[Aaron M. Moore @AaronMooreUSA]

This is a great question!

- $5K for fun/needs/wants
- $5K in charitable contributions
- $3K to update estate docs
- $7K for a Backdoor Roth on 1/24
- $50K in my brokerage
- $5K in my “fun” blue chip brokerage
- $25K small business investments

[Brennan Schlagbaum, CPA @Budgetdog_]

If someone handed me $100,000 right now, here’s how I would spend it:

- $50,000 into a MF Syndication
- $25,000 on a business mentor
- $15,000 into index funds
- $7,500 into a skillset
- $2,500 into #BTC

What would you do?👇🏼

[Aaron M. Moore @AaronMooreUSA]

Gold is not an investment, its speculation. There is virtually never a good time or reason to buy in gold on its own.

If you want exposure, in the form of an investment, buy a diverse commodity and natural resource ETF like $GNR. https://t.co/rr1dRgttaA

[Aaron M. Moore @AaronMooreUSA]

“I think the best gift you can give yourself right now is to imagine you are laid off.” - Suze Orman

In December 1969, the unemployment rate in the U.S. was an equally low 3.5%, yet an 11-month recession followed right afterward. https://t.co/qWTHTjXrYi

[Aaron M. Moore @AaronMooreUSA]

A grim picture for personal finance apps. Saving people money doesn’t make money. And most people are unlikely to pay for a service they *think* they can do on their own—especially when they are cutting back. https://t.co/eTZdcMrl3i

[Aaron M. Moore @AaronMooreUSA]

S&P is up 2% at Noon EST today. Another reason why time in the market is better than timing it—you’ll miss the best moments!

[Aaron M. Moore @AaronMooreUSA]

Those with $1M-5M in assets have about 1% of their net worth in private equity—it’s opaque and can lock up liquidity.

At least 5-10% exposure is good for diversification. There are few, but it can be done through proxy-like ETFs. $KCE has a .35% fee. https://t.co/TX5MerbtgK

[Aaron M. Moore @AaronMooreUSA]

Compound Interest 101: Investing $100 per month in your 20s earning 12% annually for 40 years will yield nearly $1.2M.

Start saving early, even if you start small!

https://t.co/SUrqFlv95h

[Aaron M. Moore @AaronMooreUSA]

A budget is a plan, not an punishment. Allowing for flexible spending and fun is going to make you more likely to stick to it.

Why wouldn’t you want a GPS for financial success?

[Aaron M. Moore @AaronMooreUSA]

Most planners recommend a 3-6 month emergency fund. 3 mos. if you are in a stable job or have 2 incomes, 6 mos. if you are the opposite.

I recommended a minimum 6 mos., preferably 12 mos. Better planning has higher standards that stave off financial ruin—i.e., ‘08 & ‘21.

[Aaron M. Moore @AaronMooreUSA]

The 2 most important concepts in personal finance are: (1) budget and (2) emergency fund.

A budget is a roadmap to stability. An emergency fund will save you from going off track during instability.

You can’t lose if you get these 2 things right.

[BLS-Labor Statistics @BLS_gov]

Payroll employment rises by 336,000 in September; unemployment rate unchanged at 3.8% https://t.co/ZwrVfLviqL #JobsReport #BLSdata

[Tina Turner @tinaturner]

It is with great sadness that we announce the passing of Tina Turner. With her music and boundless passion for life, she enchanted fans worldwide and inspired future stars. We say goodbye to a dear friend who leaves us her greatest work; her music. Tina, we will miss you dearly.

[ProPublica @propublica]

For decades, Justice Clarence Thomas has secretly accepted luxury trips from a major Republican donor, newly obtained documents and interviews show.

The extent and frequency of these apparent gifts to Thomas has no known precedent in modern SCOTUS history... 🧵👇

[BLS-Labor Statistics @BLS_gov]

Payroll employment rises by 236,000 in March; unemployment rate changes little at 3.5% https://t.co/ZwrVfLviqL #JobsReport #BLSdata

[ABC News @ABC]

BREAKING: Reps. Justin Pearson and Justin Jones are ousted from Tennessee House after gun protest, marking the first partisan expulsion in the state's modern history.

A third lawmaker, Rep. Gloria Johnson, survived an expulsion resolution. https://t.co/QQMU7Gj9RG