@FlynnandO I resemble that remark. Venetian.....crushed. Horseshoe crushed.......30 hours of poker over three days. I'd be washing dishes in the poker room if they had them.
@ramit Nimbyism is a huge problem without a doubt. The RMD inclusion seems rather hypocritical on your part since a RMD is the result of doing exactly what you advise, saving and letting compound interest do its work, especially effective if you can do so tax free.
@ramit Making? Try earned. RMD's is pre-tax money they saved right? (That they now owe taxes on). Social Security that they paid into, likely for most of their working life. And pension plans they contributed to throughout their working lives.