Two bonds are live in Kenya's primary market.
KMRC is raising KES 3.0bn — an 8-year amortising bond, min. KES 100,000, closes 21 May 2026
I&M Bank is raising KES 10.0bn — a 5yr 6m bullet bond, min. KES 500,000, closes 15 May 2026
Both offer a coupon of 12.20% p.a.
Which one should you pick?
Breakdown below👇👇
This evening I want to speak directly to contractors, consultants, and companies run by single directors without proper structures.
In the current tax environment, you must ADJUST or PERISH .
Let’s be honest.
-Many of you don’t formally record expenses. -You procure casually without proper invoices or compliance checks. -You don’t have solid bookkeeping. -You mix personal and business money. -You withdraw everything that hits the account. -You don’t plan for tax.
And worst of it all -YOU DON’T KNOW YOUR TAX OBLIGATION
Yet a significant percentage of that consultancy income is TAX .
Now here’s what has changed.
With eTIMS framework and the operationalization of Income and expense validation , every invoice you issue is visible and every expense demand validation by being eTIMS supported! -If your client claims your invoice as an expense, it must match your declaration. -If you claim an expense, it must be supported by a compliant supplier invoice.
There is no “we’ll adjust later.”
The system validates both sides.
This is the era of structure.
-If you operate casually, the system will calculate your tax for you.
-If you operate strategically, you control your outcome.
5 PRACTICAL THINGS YOU CAN START WITH
1. Separate yourself from the business! Let business money be business money
2. Understand your Business model ( Profit equation ) and Structure
3. Know your Tax Obligations and plan for them
4. Account for every shilling as far as its business money !
5. Ensure that every business transaction is supported by an eTIMS invoice or TIMS invoice
-End -
sleeping with a fan on is extremely dangerous and most people do it every single night
you thinking the breeze is keeping you cool and comfortable but it's actually launching a silent attack on your respiratory system... when you sleep with moving air directed at you, it rapidly evaporates the moisture from your mouth and nasal passages.
your body reacts to this extreme dryness in panic mode producing excess mucus to try and compensate. this is why so many people wake up feeling congested with a stuffy nose or a pounding headache but it gets worse; a fan doesn't just blow air it acts as a vacuum for dust and dead skin cells shooting them directly into your sinuses for eight hours straight
but here's the strangest part: sleeping with a fan can actually damage your eyes, many people sleep with their eyelids partially open without realizing it, that constant air flow dries out the surface of your cornea all night long leaving you with red and irritated eyes the moment you wake up.
Here’s a step by step guide on how to get the persons with disability certificate to start enjoying the tax reliefs. Frame 3 is a list of all benefits the persons with disability and their parent/caregiver will enjoy upon registration.
Rt to create awareness.
Most Kenyans don’t know that if they are raising a kid with disability or are the primary caretakers of a PWD, they are qualified for tax reliefs. Here’s everything to need to know about the Persons With Disability Act of 2025.
Rt ti create awareness. 🧵
REVERSE INVOICING FOR TAX COMPLIANCE
What is Reverse Invoicing?
It is a tax compliance process where the buyer, instead of the supplier, generates the tax invoice for a transaction.
-This is required when dealing with suppliers who do not issue tax invoices, often because they are not VAT-registered or they are just very informal (i.e., their turnover is below the VAT registration threshold of Kshs 5 million in Kenya).
-In Kenya, the concept of reverse invoicing was introduced under the Finance Act, 2023, and the Tax Procedures (Amendment) Act, 2023, to ensure that all transactions are recorded digitally for tax purposes through eTIMS(Electronic Tax Invoice Management System).
This was to align with the provisions of Sec 15 (1) ITA that demands ; for any expense to be deductible for income tax purposes, the supporting invoice must be generated through eTIMS .
How Reverse Invoicing Works in Kenya
Applicable Scenario
- If a business buys goods or get services from a small supplier (turnover ≤ Kshs 5M) who is not VAT-registered and does not issue an eTIMS invoice becasue of the nature of their supply and demands by the law .
- However, the buyer needs an eTIMS invoice to claim the expense for income tax purposes.
Solution:
-The Buyer should generates a reverse Invoice
-Instead of relying on the supplier for an invoice, the buyer creates the invoice on behalf of the supplier within eTIMS.
-This ensures compliance with Section 15 of the Income Tax Act, which now requires all deductible expenses to have an eTIMS invoice.
Step-by-Step Process of Generating a Reverse Invoice on eTIMS
✅ Step 1: Log in to eCitizen and access KRA eTIMS ✅ Step 2: Navigate to the Invoicing Module ✅ Step 3: Select "Business to Customer" (B2C) Invoice Type ✅ Step 4: Enter the supplier’s details (who is not VAT-registered) ✅ Step 5: Provide details of the goods/services purchased ✅ Step 6: Enter the correct tax details applicable to the transaction ✅ Step 7: Generate and save the reverse invoice
Reverse Invoicing is Important Becasue it ensures that the buyer have valid tax invoices for income tax deductibility.
It enables the business to Capture all transactions with small suppliers preventing loss of deductible expenses in businesses working with non-VAT-registered suppliers.
#Tax
#eTIMS
#TaxationUpdates
#TaxPlanning
#Taxcompliance
@FRHoffmann1 You know why these things are left for manual assembly?
Because during wars, one of the first targets becomes production facilities.
And once a facility gets destroyed, which is easier? Relocating workers or building an entire f*cking factory along with robots every time?
CBK welcomes you to participate in the newly-reopened GoK Infrastructure Bonds: IFB1/2018/015 - (7.5 years to maturity) and IFB1/2022/019 - (15.6 years to maturity). The two bonds offer attractive tax-free returns. The deadline is Wednesday, 13 August 2025.
This life…
There is something else I wanted to caution you about, my young friends.
In this era of cell phone cameras, you like to go out and record live situations and unfolding violent events involving civilians or civilians and security officers.
Avoid that. You are not protected like official journalists. Bad guys might want to eliminate witnesses and make you a target. At minimum, acknowledge that it is a risk you are taking. Exercise caution and discretion.
❤️🇰🇪🙏🏽