๐ซ๐ท Tech Enthusiast | Chief Growth Officer @terminus_pos since January 2025 | Bridging Web3 and the real-world economy through seamless crypto payments ๐
๐ AMA |AI in Trading: Unlock the Future! ๐ฑ
Join Terminus @terminus_pos AMA hosted by our CGO, Alex @AlexKoTree featuring top-tier guest speakers from projects:
๐ Svetlana, KOL & Growth Manager @HotcoinGlobal
๐ Ivan, CCO @eightlends
๐ Tara, BD Manager @IQAICOM
๐X Spaces
โฒ๏ธ Aug 28 at 1pm UTC.
Hear from experts on the most powerful AI apps for trading todayโML, Deep Learning, LLMs & more! What's proving most effective?
Don't miss outโset your reminder & join live!
โณ https://t.co/NBSdMI1VkZ
Weโre in APAC, but letโs take a trip to see how crypto is used differently around the world. ๐ Weโll cover all main regions, starting today with Europe.
๐ซ๐ท France is a good example. About 10% of the population owns crypto. Most see it as a speculative investment. High trust in the euro, banks and social safety nets means thereโs less perceived need for crypto.
Europe as a whole leads in transaction volume alongside the US, but adoption is mainly on the speculative side rather than the practical. Regulation is also shaping the market like the new MiCA framework that is setting a unified set of rules for the entire EU.
My personal note: Iโm always surprised by the Europe-bashing. Everyone loves to criticise Europe, but thereโs strong talent here and clear regulation.
Tomorrow, we cross the Atlanticโฆ and land in the US. ๐บ๐ธ
What's better for web3 builders and followers visiting Hanoi this week beside egg coffee and banh mi ๐ฅโ๏ธ?
It's the GM Vietnam's activities and tons of side events that unlocked the next big things about blockchain, web3, and crypto ๐.
The @terminus_pos team represented by Chief Growth Officer, Alex, spent his full two days in Hanoi for networking and forming new partnership movements ๐.
Huge thanks to @gmvn_official ๐ป๐ณ for centralizing the dencentralization-first people together ๐. Respect!
๐
๐ Sometimes you hear a story in crypto that just restores your faith in the whole thing. This is one of them.
Back in 2018, an anonymous user named "Pine" showed up on social media and announced they had made a fortune in Bitcoin.. and wanted to give most of it away. ๐คฏ
They created something called the Pineapple Fund and just.. started donating millions.
๐ต Over $55 million in BTC was given to 60 different charities.
๐ต Causes ranged from providing clean water and medical research to protecting digital privacy.
๐ต They did it all anonymously, wanting the focus to be on the causes, not themselves.
After seven months, Pine posted a final message, thanked the community, and disappeared. Just like that. ๐
Itโs a wild reminder that not everyone is here to chase the next moonshot. Some people are using this tech to genuinely try and make the world a better place. Thank you, Pine ๐
๐ Time for the uncomfortable truth about dividends that nobody speaks about... they're basically financial magic tricks ๐ชฐ
Here's what happens on ex-dividend date:
๐ต Company announces $2 dividend per share
๐ต Stock trading at $100 drops to $98 on ex-dividend date
๐ต You receive $2 cash but lose $2 in stock value
Net gain? ZERO. You just converted your investment into taxable cash ๐คฏ
As one Reddit user perfectly put it: "you will see the adjusted share price reduction on the ex-dividend date." It's mechanical, not magical.
Think about it: if dividends created free money, everyone would buy stocks the day before and sell the day after. The market's smarter than that ๐
The real kicker? You might owe taxes on that $2 "income" even though your total wealth didn't increase. It's like being taxed for moving money from your left pocket to your right pocket.
At @terminus_pos, instead of financial engineering tricks, we're building real utility: helping people actually USE their crypto for daily purchases in APAC region ๐
Ever noticed your dividend stocks dropping on payout day? Share your "wait, what just happened?" moments below ๐
Next Monday: the strategy that actually works better...
๐ Let's talk about the passive income dream everyone's chasing... and why the math might shock you.
PS: we're PayFI, but passive incomes interest everyone, including us!
Want $10,000 per month in passive income? Using the basic formula (income รท expected yield), here's what you actually need:
๐ต At 4% yield: $3 MILLION invested
๐ต At 10% yield (like some real estate): $1.2 million invested
๐ต For $50k annually at 5%: $741,000 invested
The reality? Most "passive income" strategies require massive upfront capital that takes decades to accumulate ๐
What's fascinating is seeing this play out differently across markets. In Vietnam and Thailand, where @terminus_pos operates, local investment yields and currency dynamics create completely different equations for financial independence.
The traditional path says "save for 30 years, then maybe you can retire." But what if there's a smarter approach?
Tomorrow let's dive into how taxation completely changes these numbers depending on where you live ๐
How much passive income would actually change your life? Drop your honest number below ๐
๐ Should banks own Bitcoin? This question is dividing the crypto world and there are many things to say ๐ค
Here's the thing: people are freaking out about BlackRock and institutional adoption, acting like it's some betrayal of Satoshi's vision. But wait a second..
Bitcoin was designed to be permissionless, right? That means ANYONE can use it, including the banks we love to hate ๐ฆ
The key insight: owning tons of Bitcoin doesn't give you control over the network. BlackRock could own 10% of all BTC and still can't change a single line of code or alter Bitcoin's rules ๐
๐ต They can influence the price? Sure, by dumping massive amounts
๐ต They can control the protocol? Absolutely not
๐ต They can touch your self-custody wallet? Never
What's fascinating is how this plays out in real-world adoption. At @terminus_pos, we're seeing institutional stability actually HELP everyday crypto spending. When big players provide liquidity, our fiat conversion becomes more reliable for merchants.
The plot twist? Maybe banks buying Bitcoin isn't killing decentralization.. maybe it's proving Bitcoin works exactly as designed ๐ช
Your take: is institutional adoption the ultimate validation of BTC's success, or are we watching the slow capture of a revolutionary system?
๐ข Roundtable Announcement ๐๏ธ
โณ Save the date for our upcoming roundtable hosted by @terminus_pos
๐ง ย Topic: AI x Web3: True Tech Applications or Just Funding Illusion?
๐ย Date: April 29, 2025
โ๏ธ Time: 12:00 PM (UTC)
๐๏ธHost: Alex, Chief of Growth @terminus_pos
๐ฅย Our amazing guests:
Tiffany, Head of BD at @flow3_tech
Daniele, Founder of @XDBchain
Tomer, CMO at @KimaNetwork
๐ Rewards pool:
โ 50,000 Flow3 points by @flow3_tech + 01 FREE Validator Nodes for 01 exclusive member
โ 30 USDT from @terminus_pos
๐ Join us here: https://t.co/GR0wSJY9fa
Letโs deep dive into whether AI is truly leveraging Web3 technology, or if itโs just hype.
@terminus_pos @flow3_tech @XDBchain@KimaNetwork
I just discovered @NautilusTrader, an open-source infra for backtesting and deploying trading systems. Has anyone used this platform before?
It looks powerful, but seems like thereโs not much traction on social media.
Simple models like GPT-4o cost me too much, like โฌ3 per run with disappointing results.
What to do? Iโve heard Gemini offers good models with a nice pricing model. Letโs see!
However, hereโs my problem:
- Most open-source LLMs (DeepSeek, Mistral, Metaโฆ) are too lightweight to handle tool usage, and my machine isnโt powerful enough to run their heaviest models.
- Paid LLMs areโฆ way too expensive because multi agents systems generate too many tokens!