@sethgun1800@AyoTurner1 I'll forgive you because you just came to Lagos in the last 1 week.
Lol! If you know how much Ikorodu enjoys light, you'll go & slap Seyi when you retrrn to Ibadan
I was just discussing this same thing with my wife earlier this morning…
I’d rather travel overseas for vacations and holidays but I will never relocate no matter the state of the country then also if Peter Obi wins the next election there won’t be any reason to travel out anymore.
I said I had an account with Skye bank, and some people were saying there was never a bank like that.... Lol
I know there are loads of young people here, but were you born in 2018 or how?
Happy birthday, dear Àròjinlẹ̀,
You are an Òrìṣà, ẹni Orí ṣà dá ni ọ́.
May you toll this path of greatness till you fulfill your destiny
Ọ̀pẹ ya ṣẹ́rẹ́ṣẹ́rẹ́ kanlẹ̀
A dífá fúnwọn légùn Aré
Níbi wọ́n gbé ń fiwọ́n ré tantantan
A kìí fagbe ré, kágbe má lè kunṣọ rẹ̀ láró
Èdùmàrè jẹ́ n jíṣẹ́ tóo ránmi
A kìí fàlùkò ré, kálùkò má lè kunṣọ rẹ̀ lósùn
Èdùmàrè jẹ́ n jíṣẹ́ tóo ránmi
A kìí fi lèkélèké ré, kí lèkélèké má lè ki aṣọ rẹ̀ bẹfun
Èdùmàrè jẹ́ n jíṣẹ́ tóo ránmi
A kìí fi odídẹrẹ́ ré, kí odídẹrẹ́ má lè fi ìyẹ́ ìdíi ti bepo
Olódùmàrè jẹ́ n jíṣẹ́ tóo ránmi
Happy birthday, dear Àròjinlẹ̀,
You are an Òrìṣà, ẹni Orí ṣà dá ni ọ́.
May you toll this path of greatness till you fulfill your destiny
Ọ̀pẹ ya ṣẹ́rẹ́ṣẹ́rẹ́ kanlẹ̀
A dífá fúnwọn légùn Aré
Níbi wọ́n gbé ń fiwọ́n ré tantantan
A kìí fagbe ré, kágbe má lè kunṣọ rẹ̀ láró
Èdùmàrè jẹ́ n jíṣẹ́ tóo ránmi
A kìí fàlùkò ré, kálùkò má lè kunṣọ rẹ̀ lósùn
Èdùmàrè jẹ́ n jíṣẹ́ tóo ránmi
A kìí fi lèkélèké ré, kí lèkélèké má lè ki aṣọ rẹ̀ bẹfun
Èdùmàrè jẹ́ n jíṣẹ́ tóo ránmi
A kìí fi odídẹrẹ́ ré, kí odídẹrẹ́ má lè fi ìyẹ́ ìdíi ti bepo
Olódùmàrè jẹ́ n jíṣẹ́ tóo ránmi
INEC uploaded the APC membership list with a total of 15 million members, more than the total number of people who voted in 2023.
For the second time, if this election doesn’t go as planned, we will revolutionize this country!
Let the worst happen!!
1. They don’t initiate conversation via texts
2. They don’t call back or text back immediately
3. When they text you or reply you late, they don’t apologise
4. They give monosyllabic responses to open ended questions
5. They don’t ask about your wellbeing even when you ask about theirs
Nobody advised me to register my son birth certificate with it.
Already, I am contributing to the name, which will also ease things for my children in the future, so why would I deprive them of that cos of my stupid selfish interest? They will decide their future themselves.
When I was younger, I told my siblings my kids won't bear our surname (normally I don't like how the name sound to outsiders).
When I grew older & needed something in my LG & even Lagos State, at the mention of my name, I barely stress, cos someone knows my father or relative.
Hello @LCFC
I’m Olaogun, a winger also played as a striker from Nigeria. I’ve spent the last 3 years training daily to get one shot at professional football.
I’m not asking for a contract. I’m asking for 7 days on trial to show you what I can do. If I’m not good enough, I’ll walk away with no hard feelings.
I’m fast, direct, and I work harder than anyone on the pitch.
My highlights are here: https://t.co/nD68FCLsMn
Thanks,
Olaogun
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I have been using my Nigerian phone numbers (+234) since I relocated to Austria many years ago. This is my usual practice, even when I visited Nigeria recently.
I recharge NGN1,000 every six months and then call a family member using that amount. My phone number remains active. Alternatively, you can use MTN or Airtel to keep your number active.
MTN allows you to pay a small fee to keep your line active for up to 3 years, even if you don't use it.
1 Year: Dial *305*1# (costs ₦400)
2 Years: Dial *305*2# (costs ₦800)
3 Years: Dial *305*3# (costs ₦1,200)
2. AIRTEL
Airtel protects your line from disconnection for up to 1 year.
1 Year: Dial *121*5*2# (costs ₦500)
Hope this helps!
Haven’t shared this before, but a lot of people ask me how I do it, so here goes:
Long-dated options, or LEAPS, are a powerful way to aggressively compound portfolio gains if you have high conviction about the future price of a stock. I have personally made a lot of money doing this. Yes it works!
LEAPS gives you opportunity to control at least 100 shares of a stock without owning them. I use this mostly for swing trades I plan to dump in <1 year or two. No point doing this for long term holds.
Eg: A stock trades at $10 and you believe it can hit $20 within a year, Instead of spending $1,000 to buy 100 shares, you buy 3 call contracts with $11 strike (will explain this later), expiring roughly a year from now. Some people do short dated ones too. That’s fine as look as it’s not too short. You need time for your thesis to play out. Avoid ODTEs if you know what’s good for you except you’re an idiot.
Assume premium is say $3 per share? Each contract would cost: $3 x 100 = $300. 3 contracts would cost: $300 x 3 = $900. Total cost = $900
Now suppose the stock doubles to $20 in one year, just as you projected.
Each contract is now worth:
($20 - $11) x 100 = $900. Meaning 3 contracts you bought would be worth $2700
Summary:
Initial cost: $900
Final value: $2700
Profit: $1800
Assuming you bought the stock outright:
100 shares at $10= $1k. If the stock goes to $20, your shares are worth $2k. Profit: $1k.
In other words, LEAPS compounded your returns with lesser capital and vice versa.
Are there risks involved ? Of course. A lot of risk.
If the stock does not rerate meaningfully higher, you can lose most or all of your capital.
A wise man once said, “Leverage is for idiots.” and he wasn’t exactly wrong.
This isn’t something you YOLO, and definitely not with a large chunk of your port. I personally never risk more than 10% of my port (Okay fine, I’m lying. It goes as high as 20% sometimes)
You only use LEAPS when your conviction is extremely high and you believe the stock can rerate aggressively to the upside.
Now here’s the real alpha:
How do you manage risk and find the right stock for this kind of bet?
This is the filter that has consistently worked for me:
1. I like beaten down assets with improving business margins ie Growing revs & bottom line, positive or improving EBITDA (adj), and a low D/E ratio.
On the technical side, the stock should be trading within say 10% of their 52-week low, RSI below 40, and sitting on key support across all long timeframes.
The goal is to always find a mispriced asset, not to catch a falling knife.
2. Buy around 10% OTM strikes ie If a stock is at $10, I’m looking around the $11 strike.
That way, the stock only needs to move above the strike plus the premium paid for the trade to become profitable. If you buy very far OTM strikes, you can still lose money even if the stock moves meaningfully higher. This is essentially baba ijebu.
3. Theres no point holding the contract into the final 60 days unless it is already deep ITM and you are comfortably profitable. Read up about something called thetas and option decays.
At that point, either sell it, roll it, convert to shares, or take the loss on the chin. You live to fight another day.
4. Only buy LEAPS when implied volatility is low cos Low IV = cheaper premium. Thats when LEAPS make the most sense cos you don’t want to overpay for optionality, then be directionally right and still get hurt cos IV compresses.
My current LEAPS:
$HIMS
$SOFI
As always, This is not financial advice. Just sharing what works for me.
There are tons of tutorials on YouTube that explain the mechanics better, but take this as a primer.
You’re welcome :)
If u start your car in the morning and it takes time to start or after driving a while your vehicle loses power and doesn’t accelerate properly your fuel pump is the problem.
AC Not Cooling Well?
Check and replace cabin air filter
Dirty filter = weak airflow + bad smell
Brake Failure Emergency Trick
Pump brake pedal quickly
Downshift (manual) or use handbrake slowly
Aim for soft surfaces if needed
Clean Foggy Headlights Cheaply
Use toothpaste + cloth to scrub headlights
Rinse and wipe → improves brightness instantly
This one works perfectly
If Your Car Overheats Suddenly
Turn off your AC immediately and turn heater ON (it pulls heat away from engine)
Pull over and wait before opening the radiator
Never pour cold water into a hot engine (can crack it)
Remove Bad Smell from Car
Sprinkle baking soda on seats/carpet → leave overnight → vacuum
Charcoal also absorbs odors naturally
Know This Dashboard Trick
That small arrow beside fuel icon ⛽ shows which side your tank is on
Saves embarrassment at fuel stations 😄
Lastly
Always listen to your car
New sound = early warning
Fixing small issues early saves big money later