Mais heu c'est quoi ?! 😅
financecomputer ,
Ça sert à offrir des services bancaires (comptes, cartes, paiements…) sous ta propre marque, sans devenir une banque.
En simple :
Tu as une app, une plateforme, un site ou un business (ex. : une app crypto, une marketplace, une chaîne de magasins, un service en ligne…).
Au lieu de juste dire à tes clients "payez avec carte bancaire", tu peux leur proposer :
• Un compte "TITA" (ou le nom de ta marque)
• Une carte de paiement à ton nom
• La possibilité d’envoyer/recevoir de l’argent
• Des récompenses, conversions, etc.
Tout ça sous ton logo et ton design.
Tes clients voient "TITA" pas "Finance Computer".
Pourquoi c’est utile ?
Normalement, pour proposer ça, il faut :
• Une licence bancaire / e-money (très long et cher)
• Des accords avec Mastercard/Visa
• Gérer la conformité, la sécurité, les virements SEPA, etc.
Là, ils ont déjà tout ça.
Tu intègres leur API une fois, et tu peux activer les fonctionnalités que tu veux (Hold = comptes, Spend = cartes, etc.).
C’est une solution d’embedded finance :
tu utilises leur licence et leurs rails (e-money institution régulée en Europe, principal member Mastercard & Visa, PCI DSS, siège au Liechtenstein).
Tes clients voient ta marque, eux gèrent la régulation, la conformité et l’infra technique.
C’est lié à l’écosystème MultiversX / xMoney / xPortal.
Ils ont déjà des clients comme Tradeville, Domino’s, xPortal, etc.
Approche "blockchain invisible" :
Sous le capot, le registre des soldes et mouvements tourne sur MultiversX, et xMoney prépare des stablecoins régulés. Les clients ne voient ni blockchain ni tokens, c’est le moteur technique qui tokenise l’argent en coulisse, pas le produit visible.
Avantages principaux :
• Tu proposes des comptes et cartes à ton nom sans demander de licence bancaire.
• Tu gagnes de l’argent sur les transactions.
• Tes clients restent plus longtemps dans ton app/écosystème.
• Une seule intégration technique.
• Tu te concentres sur ton produit, eux gèrent le reste.
Avantages pour la blockchain (MultiversX / EGLD) :
Plus de transactions :
chaque opération qui touche le registre (soldes, settlements, conversions, etc.) génère des transactions sur MultiversX. Cela augmente l’usage du réseau.
Brûlage de frais :
une partie des frais de gas est brûlée, ce qui réduit l’émission nette d’EGLD quand le volume augmente.
Entrée d’argent réel :
les dépôts fiat des entreprises/clients peuvent être convertis ou settlés en stablecoins et actifs sur la chaîne ➡️ plus de liquidité et de TVL.
Adoption invisible :
des millions d’utilisateurs interagissent avec la blockchain sans le savoir (pas de wallet, pas de seed phrase). La blockchain devient une infrastructure backend, pas un produit que les gens doivent comprendre.
Demande pour EGLD :
plus de liquidité et d’activité renforcent l’usage d’EGLD comme collatéral, pour le staking et comme actif de réserve du réseau.
En résumé :
Finance Computer apporte de l’usage réel et récurrent (pas seulement spéculatif) sur MultiversX, en connectant des entreprises et de l’argent traditionnel au réseau, tout en restant invisible pour les utilisateurs finaux.
Ah ça commence à être un peu plus clair, bon va falloir que j monte un p'tit business alors, ok...
On my way 😅🤙🏻
MultiversX xPortal $EGLD
Multivers𝕏 Multiversᕽ
Supernova 🌌
Astra
Bon, j’essaie de comprendre l’Ordinateur Financier, voici un début.
Je crois qu’on part sur quelque chose qui peut véritablement révolutionner les échanges !
Hum, tout le monde ne va peut-être pas forcément apprécier… 😁
☕ Market's grumpy, #MultiversX keeps building 😌
📲 @xPortalApp: show your portfolio in your local currency in just a few taps
👀 A new xPortal season? "we'll talk about this soon 🫡", eyes open
💳 @xMoney_com: cards, checkout, recurring billing and split payouts in one place
🎙️ @lucianmincu hints at a Space soon: roadmap, privacy, @FinanceCompute… stay tuned!
💭 Sentiment: neutral, curious community, pretty quiet this weekend
🔴 Trend: red market, BTC −1.4%, $EGLD −9.8%, Fear & Greed 51 (neutral), all eyes on the Oct 27-28 Fed meeting (not financial advice)
🐋 Whales: 15k EGLD re-staked this morning, and top whales are holding steady
🌍 Ecosystem: Solana goes sub-second with Alpenglow, and MultiversX has been there since Supernova ⚡
What's your question for Lucian's Space? 👇
Build, chill & stay curious ✨ $EGLD
Love, Art & Chill 💜
☀️ Love, Art & Chill: today's #MultiversX news 💜
👩💻 @MultiversX builders keep shipping: top 3 in commits per dev per @chainspect_app, and 435 commits in a month 🔥
🛡️ Security reminder from @SasuRobert: devs, check your dependencies (LiteLLM 1.107.0 was compromised) before deploying
🤖 PHP flaw, massive updates everywhere… Skynet loading 👀😅
💳 @xMoney_com bets on the invisible checkout, while @xPortalApp handles cross-chain behind the scenes with Aurora Intents ✨
⏳ Quantum resistance, xPortal Neo, ZK… Beni, the popcorn's ready, just waiting for the teaser 🍿😅
💭 Sentiment: the community is neutral and quiet today, with good vibes around the mainnet release and Finance Computer x Stock Estate
🔴 Trend: cautious market, Fear & Greed at 50 (neutral), BTC holding around $81.5k and all eyes on macro and the Oct 27-28 Fed meeting (not financial advice)
Build calmly, stay safe 🌙 $EGLD
the more i look into MultiversX $EGLD, the more bullish i get
the tech is seriously impressive, the chain is fast as hell and xPortal is easily one of the best crypto apps i’ve ever used
everything just works, clean UI, smooth experience, exactly what crypto should feel like
imagine what happens when people realize how much MultiversX has actually built
really bullish on $EGLD
☀️ Love, Art & Chill: today's #MultiversX news 💜
🏡 Real estate lands on @FinanceCompute with https://t.co/D2ZjfAMSlY, Romania's first licensed real estate crowdfunding platform
🛡️ A big audited hardening release is live on @MultiversX mainnet: an even stronger network
📱 @xPortalApp users can now connect to MVX Trade
👩💻 153 commits per dev: MultiversX builders keep shipping
🔐 Quick security note: two critical PHP flaws ("PHP2Shell") were just patched in a rush, and PHP runs ~70% of websites. @beniaminmincu calls it a security "DEFCON 1" moment for the whole internet, and says security has taken 80–90% of the team's time for months. AI-powered attacks need AI-powered defenses, so yesterday's release lands right on time 💪 Stay sharp: update your stuff, skip shady links, keep your seed phrase safe 🫶
🌡️ Mood check: sentiment around $EGLD is moving from neutral to slightly positive, lifted by the https://t.co/D2ZjfAMSlY news. The market is a bit red: $BTC around $81.9k (−1.7%) and $ETH around $2,400 (−2.4%), even though Bitcoin ETFs took in ~$528M yesterday. Fear & Greed is still in Greed at 68. Staying zen 🧘 (not financial advice)
🇰🇷 After the upgrade, Bithumb reopened EGLD withdrawals, but deposits stay closed for now and EGLD is still flagged as an "investment caution" asset there. Worth keeping an eye on 👀
Real adoption, built slowly but surely ✨ $EGLD
If you're a developer looking for a blockchain to build on, take a serious look at MultiversX.
🦀 **Rust smart contracts** running on WebAssembly.
⚡ **Native tokens** — create fungible tokens and NFTs without deploying a separate token smart contract.
💰 **30% developer rewards** — smart contract owners can claim 30% of the transaction fees generated by calls to their contracts.
🛠️ **SDKs for JavaScript, TypeScript, Python, Rust & Go.**
📚 **72 developer recipes**, including 61 standalone examples automatically checked by CI.
🤖 **AI development tools** — an open-source collection of skills and agent workflows for coding, testing, auditing and deployment.
🔓 **Open-source infrastructure** — inspect the blockchain implementation, follow development and contribute.
This isn't just a roadmap. Much of the technology and tooling is already available to use.
**Don't take my word for it. Check it yourself:**
📖 Developer docs:
https://t.co/LbM0vO3pT2
💻 GitHub:
https://t.co/NDSdibkq4Q
🛠️ SDK cookbook:
https://t.co/1AWkQAd8ea
🤖 AI developer tools:
https://t.co/BjaZKps1kS
🌐 Live blockchain:
https://t.co/pmkrhVv7fY
Build something on devnet. Test the tools. Look at the code.
And if something is missing, tell the ecosystem what you need.
#MultiversX #BuildOnMultiversX #Web3Dev
@planctonscream Hmmm je ne px te conseiller, oui xmn et un peu d'EGLD. Mais le token a pris cher . Pour l'instant je m'y "retrouve" .
Le stak c'est 8% , +2% si tu as le sft .
Bref j'aime bien, ça fonctionne bien et facile a utiliser.
J'ai 5% sur tout mes achats via cb xPortal , même Amazon , machine à café, resto bref sur tout en fait, sauf les top-up.
Pas testé l'essence, pour le reste oui je confirme.
Si tu n'es pas sûr, peut être tester avec des p'tits achats si tes rewards passent en "pending", c'est good ( 15 jours de clearance) .
Seamless, like water 😁😅💪🏻💎
"Empty your mind of old chains. Be formless, without rigidity, like water.
You put MultiversX into a shard, it becomes the shard. You put it into an ecosystem, it becomes the ecosystem. You put it face to face with congestion, it adapts.
Water can flow or it can crash. MultiversX can scale or interconnect.
Be MultiversX, my friend."
💜 Finance Computer: when blockchain disappears and only simplicity remains ✨
One API. Regulated rails. #MultiversX under the hood 🔧
Already live with real businesses 👇
📈 @Tradeville: Romania's leading retail broker (~15–16% of brokerage on the Bucharest Stock Exchange, 160k+ clients). Faster card funding, same-day availability
🍕 @Dominos: live in Cyprus & Romania with card / Apple Pay / Google Pay checkout
🚗 ProMotors: smoother payments, from first deposit to service
🏡 https://t.co/QkIrdp01sT: Romania's first ASF-licensed real estate crowdfunding platform (+ EU passport). Invest in property by card from €100
Same stack, bigger family 🌍
📱 @xPortalApp: 2.5M+ users
💸 @xMoney_com: 20,000+ merchants
@FinanceCompute (xMoney + MultiversX) handles the regulated side: e-money licence, Visa/Mastercard, compliance. MultiversX is the invisible high-speed ledger ⚡
No wallets, no jargon. Just money moving faster and simpler 🌊
Less friction. More business. $EGLD
Love, Art & Chill ✨ @MultiversX
Finance is becoming vastly simpler.
Less friction. More business. Who would've thought?
Great to see https://t.co/nKCH5xSTOW, Romania’s largest real estate crowdfunding platform, now live on @FinanceCompute!
today a new big release got out to the mainnet.
a few thousands of lines of codes of hardening.
multiple audits with all the AI tools available.
fixing, making things faster, improving.
this is MvX.
let's build more!
☀️ Daily crypto coffee on #MultiversX 💜
🔀 @xPortalApp adds @XoxnoNetwork to its routing for @StellarOrg swaps: more liquidity, better trades
💸 @xMoney_com Payment Links: send a link, get paid on WhatsApp, Insta, SMS or email
📊 $EGLD volume up +70% in 24h, per the community
🌊 Real adoption, one block at a time
🐋 Big move last night: 25,000 $EGLD (~$93k) deposited to Binance from an unlabeled wallet. A sale is possible but not confirmed, and ~10k EGLD also left Binance for @HatomProtocol. Watching, not panicking 👀
🌡️ Mood check: the market is slightly green. $BTC is around $83k (+2%), still capped below its October open, and Fear & Greed is at 63 (Greed, up from 55 yesterday). Bitcoin ETFs took in $527M on 10/19, and institutions keep coming.
Sentiment around $EGLD is neutral and calmer than last week. Staying zen ahead of the Fed on 10/28 🧘
⚡ Next door, @solana activates Alpenglow, targeting ~150ms finality. The speed race is on 👀
☕ PS: the community has refreshed the page three times this morning waiting for a little word from @beniaminmincu… keeping the coffee warm 😄
Love, Art & Chill ✨ @MultiversX