ASHLEY HARRIS

Educating you on affordable, accessible, and achievable homeownership. Follow for tweets on 0% down programs and the housing market. @neighborsbank NMLS 1106948

[ASHLEY HARRIS @AshleyHarrisNB]

I'm Ashley Harris and I'm educating Americans on affordable homebuying.

Follow me for education on low or no down payment loan options. Homebuying can be achievable and I can help!

[ASHLEY HARRIS @AshleyHarrisNB]

@FortuneMagazine We are a remote company that began in office.

After Covid, we leaned in.

Being remote allows you to recruit the BEST candidates and expand beyond your own town.

It has many perks.

[ASHLEY HARRIS @AshleyHarrisNB]

@CoachRolfes I’ve heard this from people in California.

[ASHLEY HARRIS @AshleyHarrisNB]

@MarketMindsRe Yes! Affordable housing is a key (one of many needed) to fixing the market.

[ASHLEY HARRIS @AshleyHarrisNB]

@financedystop Things change after year 5.

[ASHLEY HARRIS @AshleyHarrisNB]

To be clear, this was not “hey, here’s a coupon.”

This was a full operating procedure.

Handwritten. Mailed. With notes. With a closing recommendation to take the family to Culver’s.

I have seen less documentation for mortgage underwriting.

[ASHLEY HARRIS @AshleyHarrisNB]

Everyone says we could afford houses if we stopped buying lattes.

Meanwhile, retired people are out here mailing each other @culvers receipts like classified financial instruments.

My mom received actual physical mail containing handwritten instructions, coupons, validation codes, and a complete strategy for maximizing free custard through the survey economy.
This is not a letter. This is generational wealth transfer. 🍦📬

[ASHLEY HARRIS @AshleyHarrisNB]

Then came the exhibits.

Receipts. Validation codes. Proof of concept. A self-sustaining custard loop.

The model appears to be:

Buy Culver’s → take survey → get free scoop → generate new receipt → repeat until the American dream is restored.

So yes, the housing market may be broken, but the Culver’s survey loophole remains intact.

All hail Linda, Chairwoman of the Federal Reserve Bank of ButterBurger. 🍦👑

[ASHLEY HARRIS @AshleyHarrisNB]

The ROAD to Housing Act could help first-time buyers over time by boosting supply and reducing investor pressure on starter homes.

But affordability won’t change overnight.

Rates, prices, inventory, and down payment help still drive the monthly payment.

[ASHLEY HARRIS @AshleyHarrisNB]

@nardotrealtor We have to keep voicing opinions and providing feedback to ensure that those who want to purchase a home, have a path to get there!

[ASHLEY HARRIS @AshleyHarrisNB]

@HUDgov I’m very excited to be able to offer more assistance to those who are seeking to purchase a home affordability matter matters, accessibility matters, programs like these are fundamental.

[ASHLEY HARRIS @AshleyHarrisNB]

@realtordotcom This is great for affordability. We have so many clients who are looking for a property and are just struggling to find something within their budget.

[ASHLEY HARRIS @AshleyHarrisNB]

@facelessdevon Absolutely

[ASHLEY HARRIS @AshleyHarrisNB]

@tipsyfreelance1 @HomeLoanBill So underrated

[ASHLEY HARRIS @AshleyHarrisNB]

@HomeLoanBill Set up a puppet show vs getting Netflix.

[ASHLEY HARRIS @AshleyHarrisNB]

We’ve had one for the last 10. 3 different properties utilizing a primary conversion.
Current doesn’t cash flow but covers the payment with a cushion to cover the month left unoccupied.

Absolutely worth it.

Need to be careful or thoughtful when selling and consider capital gains.

[ASHLEY HARRIS @AshleyHarrisNB]

@massrealty Nothing like a low appraisal to take the wind out of a buyer’s sails.

[ASHLEY HARRIS @AshleyHarrisNB]

@brockpierson Me and my 36 would love a boost!

[ASHLEY HARRIS @AshleyHarrisNB]

https://t.co/0Q1Lu0TUh5

[ASHLEY HARRIS @AshleyHarrisNB]

Your lease end date? Your lender isn't tracking it — you have to tell them.

I spoke with @realtordotcom on the timing costs most buyers never plan for. 🔗 link in comments

#HomeBuying #MortgageTips

[ASHLEY HARRIS @AshleyHarrisNB]

I have to imagine a lot of this is due to the people who got rates that were 3% and under decided to do a primary conversion rather than selling.

They are able to rent to a tenant for that low payment or slightly above, use the income for part of their new home, and build wealth.