A fascinating thing happens when you study purchasing power in Africa.
The strongest economies are not always the easiest places to live cheaply.
And the weakest currencies are not always the worst places to build digital financial ecosystems.
That’s the paradox.
In …
AI ambition across banking is accelerating, but implementation remains one of the industry’s biggest challenges.
Successful AI adoption depends on more than deploying new tools. From trusted data foundations and modern infrastructure to governance and embedded …
Africa’s economic story is changing quietly… and then all at once.
Look beyond the usual headlines and you’ll notice something fascinating in this GDP growth chart: many of Africa’s fastest-growing economies are not the traditional giants. They’re smaller, …
Banks have long faced a trade-off between customization and complexity. In this piece, Rohit Chauhan, Chief Technology Officer at Temenos, explains why that equation is starting to change as institutions move towards an “adopt, not adapt” model.
Modern SaaS banking …
There’s a dangerous misconception spreading through boardrooms right now.
People think AI is coming only for repetitive jobs.
It isn’t.
Look at this list carefully.
Programmers. Analysts. QA testers. Customer service. Security analysts. Sales support.
In other …
Africa’s growth map is starting to reveal something the global market still underestimates.
The next major economic expansion wave may not come from the world’s traditional financial centers.
It may come from countries still building foundational banking …
Ladies & Gentlemen… the AI race is no longer a technology discussion.
It’s an infrastructure arms race.
$40 billion quarterly AI spend.
Datacenters becoming the new oil fields.
Electricity becoming strategic infrastructure.
And every hyperscaler now betting that …
AI ambition across banking is accelerating, but implementation remains one of the industry’s biggest challenges.
Successful AI adoption depends on more than deploying new tools. From trusted data foundations and modern infrastructure to governance and embedded …
Banks have long faced a trade-off between customization and complexity. In this piece, Rohit Chauhan, Chief Technology Officer at Temenos, explains why that equation is starting to change as institutions move towards an “adopt, not adapt” model.
Modern SaaS banking …
Somewhere between strategy sessions, client calls, and deadlines… you realize the real advantage is the people sitting around the table with you.
Different backgrounds. Different stories. One team.
Proud to be part of the Temenos family here in Johannesburg. The …
Some lunches become meetings.
Some meetings become strategy sessions.
And every now and then… a team lunch reminds you why culture still matters in business.
Great food, good conversation, plenty of laughs, and a reminder that the Johannesburg Temenos team is filled …
Surveillance… the most profitable business model nobody openly admits to running.
Cities covered in cameras.
Algorithms watching behavior.
Patterns being monetised in real time.
From Beijing to London… from Moscow to Los Angeles…
The world is being indexed. …
Genius… doesn’t announce itself.
It shows up quietly… solves impossible problems… and then the world catches up years later.
Africa has been doing that for decades.
From Albert Luthuli to Nelson Mandela…
From Wole Soyinka to Abdulrazak Gurnah…
Different …
Leda Glyptis' latest FinTech Futures piece features a conversation with William Moroney, @Temenos Chief Revenue Officer, drawing on our new Technology Trends report.
A grounded look at data, discipline, platform choices, and what it really takes to execute under …
Understanding where technology matters most is influencing how banks approach transformation and growth.
@Temenos Technology Trends report, developed in partnership with Bain & Company, draws on industry data to examine the forces shaping banking across segments and how …
For decades, oil determined influence in the Middle East and parts of Africa.
But something interesting is happening.
The countries pulling ahead are no longer just exporting oil.
They are exporting logistics, aviation, tourism, finance, digital infrastructure, …
A million dollars.
In Monaco… it buys you a parking space with ambition.
In New York… a modest apartment.
In Mumbai… something that actually breathes.
Same money.
Completely different realities.
Now, if you’ve been around financial markets long enough, …
Eleven official languages.
Dozens more spoken quietly in homes, taxis, markets… and WhatsApp voice notes.
And yet… most financial services still speak just one.
English.
Now, I’ve spent enough time in African banking to know this isn’t just a language issue. …
One of the biggest risks facing Africa may not be debt, regulation, or even infrastructure.
It may be a talent flight.
According to recent surveys, a significant percentage of young Africans are actively considering leaving the continent, driven primarily by economic …
We’re proud to celebrate our 2026 Temenos Forward Award winners, announced earlier this week at #TCF2026. These awards recognize the leaders and innovators shaping the future of banking.
Congratulations to our winners: UBS, Haventree Bank, Questbank, apc bank, VPBank, …