@bitcoinmalaya I love the fact that no one in power really takes @Iqtodabal seriously and his takes have little to no effect on our policy.
We’re still safe guys
@JohanSamim@NewsBFM@BFMradio Syarikat insurans yang akan tanggung. Premium insurans ditentukan berdasarkan profil risiko pemegang polisi. Ini basic
Pemandu yang lebih patuh dapatkan kurang risiko insurans, sekaligus syarikat insurans dapat lah justify untuk kurangkan premium.
Premium
@MarylandDisney@Moyeuzs@zuhrahx Bezza is like the most affordable car with comfort available in market out there.
Even with 6 figures stable income, if you cannot consider this car over a outdated, ugly ass, dying, car with unnecessary modifications, indicates how cheap you are.
@Moyeuzs@MarylandDisney@zuhrahx Ugly with outdated safety features car?
Despite that it is modified which indicates you prioritise unnecessary, mediocre performance (and loud noises) over comfort?
Fk yeah, I will judge your entire brain cells
@MarylandDisney@zuhrahx True colour apa bendanya 🤣 Member tu minta Bezza je pun.
Dalam apa-apa benda korang akan set satu minimum standard supaya kau tak anbil mudah
Tapi korang punya overdramatic macam dia minta jantung nyamuk 100 dulang.
@MarylandDisney@zuhrahx Zaman sekarang ni kena ada safety net untuk tahu berapa lama kau boleh go hidup dalam keadaan serba kurang.
Goodluck being single lah nak main test test ni
@whywasjoseph If you see the whole video, it is not just the spare room that will irritate you.
In another scene he says that both of his parents live in separate rooms, another fucking room wasted.
@mshahiraqil@HarirZharfan19@meinmokhtar This isn’t the case, people argue they pay more taxes per RM income earned.
Doesn’t matter if your post-tax income is positive, you’re still paying bigger chunks than the others despite the whole effort you’ve made to earn the whole pie
@HarirZharfan19@anwaribrahim That’s how progressive tax works, the more you earn, they more you pay tax per RM of your earned income relative to others.
For first and second situation, the tax system sees them as separate individual earning their low income separately, hence low relative tax
@KrishnaKum30612@ruffleseed I dont have most of these and still can’t afford a fuxking home.
You said to someone that you’re a CA? You’re an embarrassment to the entire profession
@irwan_ibrhm@RahlmlJmldn Apa yg takaful dah selesaikan sebenarnya?
Risk management frameworknya masih sama, accounting nya sama. Takde satu yg ubah selain NAMA.
Kalau sebelum ni kau berpengalaman kerja syarikat insurans, kau tak struggle SEDIKIT pun nak adapt syarikat Takaful
@irwan_ibrhm@RahlmlJmldn Kau punya konsep muamalat cuma lah rebranding, rewrap produk riba.
Ini masalah pengamal ilmu-ilmu riba ni. Konon dah cipta satu inovasi yang original sedangkan cuma wrapper riba. Jijik 🤣
@Bardhussain@datukhensem Simple je.
Yang mengarang ni pun pada masa tu mengagung-agungkan Bandar London sebagai destinasi percutian impian.
Bila yang mengarahkan pula suruh bagi segala benefits kepada yg Dipertua, tu yang dimasukkan sekali tu
@azwan_ ‘Property as an investment’ is just a stylish way for older generations to rip off younger generations without offering any added value in return.
Fuckk off, dont treat property as commodity
@ForAzhar00 Benda ni apply dekat lingkungan umur 0-19 tahun kuut..
Lepas tu nanti kau kena get ready dia simbah air panas bila kau minta belikan ubat gout kau
@edengarden09@SyedAkramin You missed a bigger question to ask:
“Why would Zakat Payors, pay to the agents instead of directly to the councils from the first place?”
The answer lies to the agents’ initiatives. The payors have stronger believe in how the agents would utilise the Zakat later.
@SyedAkramin@edengarden09 Start reading on the concept of Zakat Wakalah and things will start to make sense to you.
When it comes to collection, it not just a matter of convenience (online v physical).
It is also the matter of utilisation. The better you convince Zakat Payor, the better the collection.
@edengarden09@SyedAkramin The first thing you should do is to stop assuming that our public institutions have the capacity to carry our their activities efficiently.
You may start thinking in terms of their manpower.
Then things will start to make sense