Bad_Ad84

Previously known as RetroGamerStuff. Doing none of the things I used to do and the website is gone. IBM compatible.

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@AutoInfatuation @progmgr I had someone pay by bank transfer, reported as fraudulent. They closed my personal account, but also all my business accounts with the same bank. I'd assumed exactly like you that this was best course of action rather than PayPal or cash - now I'd never let anyone send via bank

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@thelifeofjadey @Ryanair Contact them. They are actually pretty reasonable if you chat with them - had similar happen to me. You are just going though the website that is black and white to stop people changing details. Explain to a rep and they will sort it.

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@calesdad06 @brianluidog 9-5 being 8 hours....

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@V1RACY @Uncle_Jody @TheRetroHQ The saturn modchip that was the only modchip solution for many years.

I'm not sure how anyone thinks I'm making a bunch of phantom consoles to resell.

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Store has now been inactive for just over a year, so we have completed our obligations for warranties.

The shopify will now be closed down and removed from the site.

Is there any interest in the phantom still? If so, we may put up a basic way to order those only. Let me know!

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@username_gone I don't think so. I'm pretty sure they got thrown away!

I will check when in the office tomorrow though what's kicking around.

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@natalie_thenerd *laughs in metcal*

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👀 👀 Got some omvs pcbs (you will need to acquire the other components), bulk dreamcast bios chips and a bunch of phantoms to clear out. Crypto payments only. If interested, send me a message.

Might be few other last things as we clear some left over boxes.

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@Ailurophileoo @robo_is_back @Iromg @SonyUK @currys Mine was 5 years and like 10 months in, I got store credit for about 80% of the price I paid. Richer sounds everytime for a TV.

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman @12 You have kinda hit my point I was trying to make. It's not the huge massive leap everyone's making it out to be when they post the graph due to interest rates being much lower. Never said it's not worse now, but the wages vs house price graph makes it look far worse than it is

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman Anyways, done with this now. But nice to be able to actually discuss a topic without it descending into insults or name calling. It's like the Internet of the old days 👍

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman Wages vs house prices not kept up, which is what everyone is saying. But the point is, houses were cheaper but mortgages were not. You paid far far more back than the listed price then vs now.

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman I mean, that's not what happened at all. Buy a 50k house on 10% interest rate means you pay about 3x the purchase price. 250k house on 3% means you pay 1.5x purchase price. Hell interest rates were 1.x not long ago.

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman But that 50k house at 7.5% interest actually cost you 125k in repayments. 7.5% is generous as that's actually very low historically during boomer era you are all moaning about. So it actually cost even more. Low interest rates are a very recent thing.

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman You bought a house, it "gained", but if you sell the same house costs what you sold it for. There's no gain. So this is a poor line of reasoning. The real question is ease of buying a house but as per original point, people have no end of "essential" luxuries, which was ops point

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@Benjibontheta @thatsnotmine125 @CFCCFC43096628 @Jenny_1884 @Stefreeman "Value" of house only realised when you sell. When you sell, other houses also now cost more as gone up. It's not like you buy at 50k, sell at 300k then buy another at 50k. So, what "gain" have you got?

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@Benjibontheta @CFCCFC43096628 @thatsnotmine125 @Jenny_1884 @Stefreeman Found a mortgage one that shows before the 90s, before someone moans about it being bank base interest rate rather than mortgage.

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@Benjibontheta @CFCCFC43096628 @thatsnotmine125 @Jenny_1884 @Stefreeman

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@SeeDeeMcLeod @Jenny_1884 @Stefreeman Interest rates are basically the opposite of house price increase graph. Easy access to money (unlike the boomers you complain about) is more the driver of the problem. Also shows that while house prices were lower vs wage, mortgages were not so maybe not as easy as you think.

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@SeeDeeMcLeod @Jenny_1884 @Stefreeman Now do a graph with interest rates over the top.

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@Benjibontheta @CFCCFC43096628 @thatsnotmine125 @Jenny_1884 @Stefreeman Im literally of the generation that's complaining, yet I own a house but I grew up very poor, people complaining today have phones, Netflix, coffees and no end of modern luxuries. I grew up with quite literally nothing. What people consider "tough" today is an utter joke.