Bigkas

Observing people, money, relationships & life.
Turning everyday experiences into conversations.

[Olu of olumoye Not a title name @oluOFolumoye41]

The Nigeria government needs to focus more on this issues arising...... Nigeria fit turn China

[Olu of olumoye Not a title name @oluOFolumoye41]

What if the life we are all living now on earth is just a dream? When you die you wake up 🤔🤔🤔

[Emmanuel Mbooso @embooso_]

Credits to the engineer but this is more of God's mercies to be honest.

[GAIUS @GaiusMicaiah7]

Anybody story wey go touch my pocket dis period go carry medics follow body.

[GAIUS @GaiusMicaiah7]

Person go get 3k followers but anytime him tweet dem go do like say the tweet dey invisible. No wam

[Bigkas @BigKas01]

Looking rich is one of the easiest ways to stay broke.

You can finance a lifestyle that impresses people who don't care about you.

Meanwhile, the person quietly saving, investing and building assets may look "ordinary."

Don't confuse visibility with wealth, stay focused

[That_Ghanaian @That_Ghanaian01]

My bro you don't owe any girlfriend orgasm, once you cum, she cum. You both started the same time. Hustle for your own orgasm

[Big Tim @fwtim10]

i don’t care how much i like you, i’m not competing with another dude for your attention. fvck that!!!

[That_Ghanaian @That_Ghanaian01]

Would you enter or Go bek home?🤣

[misunderstood @Realklassic1]

Good morning friends of Misunderstood 🙌

Dear God, before this day ends, I pray for everyone silently fighting battles they never talk about. Heal the broken hearts, provide for those in need, open doors for the unemployed, and give strength to those who feel like giving up.

May the tears you hide today become the testimony you share tomorrow. Amen. 🙏❤️🕊️

[savvee🕷️ @wtfsavvee]

Today is going to be a good day, whether the day likes it or not

[LEXO @LexoMatax]

Honestly, it’s not easy for those of us who are still in school and still manage to show up consistently.

[Ihechukwu Ngumezi @devihechukwu]

Anyone using Google pixel 11 pro in Nigeria ?

[Ihechukwu Ngumezi @devihechukwu]

Congratulatory email awaits us next week.

Tweet the job you want into reality!

[Ohm's dee_ML @mudlime206]

Some seasons are for planting.
You’ve done the work. Now let it be.
Stop digging up the seeds to check them.
Growth happens where you can’t see.
Peace comes when you stop forcing it.

[Rites Rai @CalmEdgeTrade]

SML-110: Psychological Risk (Your Own Emotional Errors)

Psychological risk is the risk that your own emotions, biases, and behavioral tendencies - such as fear, greed, overconfidence, or impatience - lead to poor investment decisions and negatively affect your long-term returns.

Why this risk is uniquely dangerous:

Unlike market risk or credit risk, psychological risk originates within the investor rather than from an external market event. It cannot simply be diversified away or hedged. However, it can be significantly reduced through disciplined investment rules, proper asset allocation, position sizing, diversification, and a well-defined investment plan.

Common psychological errors that hurt returns:

1. Panic selling - selling quality investments during a market decline purely out of fear, potentially turning temporary losses into permanent ones.

2. FOMO buying - chasing a stock or sector after a sharp rally because of the fear of missing out, rather than making a decision based on fundamentals and valuation.

3. Overconfidence - taking excessive or concentrated positions after a few successful investments, mistaking luck or favorable market conditions for investment skill.

4. Loss aversion - feeling the pain of losses more strongly than the satisfaction of equivalent gains, which can lead to holding losing investments too long or selling winners too early.

5. Herd mentality - buying or selling an investment simply because others are doing so, without conducting independent analysis.

6. Recency bias - giving excessive weight to recent market movements and assuming that a recent rally or decline will continue indefinitely.

Example: During the March 2020 COVID-19 market crash, some investors panic-sold their holdings after steep declines. While the crash caused the temporary fall in portfolio value, selling purely out of fear could turn those temporary losses into permanent ones. Investors who remained aligned with their long-term investment plans had the opportunity to participate in the subsequent market recovery.

😇:
The biggest threat to long-term investment performance is not always the market itself - it can be the investor's reaction to the market. Fear can cause investors to sell low, greed can push them to buy high, and overconfidence can encourage excessive risk-taking. Recognizing and controlling these behavioral biases is therefore an essential part of successful investing.

Remember:
The market is often unpredictable; your behavior doesn't have to be.

[Bigkas @BigKas01]

@collectiveshub Joined

[✨Moremi🌹 @MoremiOreofe]

YOU WILL NOT LACK ANYTHING GOOD.

SAY AMEN oh.
Nah you sabi sha😂

Good morning 🌞 my oga them💯

[RBL @RBLImperial]

Maybe your life isn't moving slowly. Maybe you're building something that needs time.
Kada ka raina kanka saboda har yanzu baka kai inda kake so ba.
Some things take time to compound.
Knowledge.
Skills.
Money.
Reputation.
Relationships.
Discipline.
Ba duk progress bane zaka iya gani immediately.
Wani lokaci kana tunanin baka motsa ba, alhali kana becoming the person da zai iya handle abin da kake nema.
Keep going.
Ka yi aiki a hankali, ka gyara mistakes, ka kara koyo, ka sake gwadawa.
One day, zaka duba baya ka gane cewa:
The days you thought were taking you nowhere were actually building everything.

[Kingsley @Kinggsley001]

Two days away and somehow X kept moving without me. 😂

Anyway, I'm back.

No long explanation, no dramatic comeback speech. Just picking up where I left off, with more thoughts, observations, real spills, and conversations.

If you noticed I disappeared.
Say something. 👀