Brandon Koeser

#FinancialServices Senior Analyst @RSMUSLLP |
All things #Banking and #CapitalMarkets |
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Views are my own

[Brandon Koeser @BrandonKoeser]

My view on the latest FDIC proposal: The FDIC is taking aim at bank boards and how they should govern. Some of these changes will have a big impact to banks looking at life above $10 billion. https://t.co/YceqicNmO5

[Brandon Koeser @BrandonKoeser]

@khaslett

[Brandon Koeser @BrandonKoeser]

I may have used a picture from a blizzard in place of this picturesque snowscape to drive the point home.

[NWS Twin Cities @NWSTwinCities]

For those looking at the forecast on Wednesday and seeing 100 (or something close to it) and going ugh, remember, this is us in about 4 months... #mnwx #wiwx

[Brandon Koeser @BrandonKoeser]

Despite the Fed taking the risk of recession off the table in the near-term, the full effect of the recent rate campaign has yet to fully hit the real economy. Appreciative of the opportunity to join Jack Milligan on #TheSlant podcast to talk continued risk in the macroeconomy.

[Bank Director @BankDirector]

The Biggest Risk in Banking – Listen Now! https://t.co/IQIjA2TYpn @BrandonKoeser @RSMUSLLP #TheSlant #podcast

[Brandon Koeser @BrandonKoeser]

@khaslett With those stats, looks like you’re preparing a feast.

[Brandon Koeser @BrandonKoeser]

If only the overview document related to the amendments to the regulatory capital rule was enough.
*Pours cup of coffee*
Time to crack open the 1,000+ pages of the Basel III endgame proposal.

[Federal Reserve @federalreserve]

@federalreserve @FDICgov @USOCC request comment on a proposal to increase the strength and resilience of the banking system: https://t.co/SV13VOPHEi

[Bank Director @BankDirector]

“The environment is going to get tougher [for banks], but the biggest thing is stricter enforcement of existing regulation." – @RSMUSLLP's Brandon Koeser. https://t.co/9C7yNzgkGV @khaslett #riskmanagement #BDAudit23

[Bank Director @BankDirector]

Banks still benefit from performing a #risk assessment when entering a #fintechpartnership even if the company doesn't have a long operational history. https://t.co/9C7yNzgkGV @khaslett #BDAudit23

[Brandon Koeser @BrandonKoeser]

A few thoughts after reflecting on Fed Gov Waller's commentary:
1) The instability we saw in banking earlier this year is not reflective of the whole industry
2) Pay closer attention to core readings on inflation, not just the headline numbers
3) Hawks will be hawks

[Bloomberg TV @BloombergTV]

Federal Reserve Governor Christopher Waller: “I do not support altering the stance of monetary policy over worries of ineffectual management at a few banks,” as he discusses the role that recent banking strains could play on lending conditions in the US https://t.co/xGOUHh4mQF

[Brandon Koeser @BrandonKoeser]

In a mobile banking world, UX doesn't have to suffer as a result of added security measures. Appreciate the chance to share some insights for this piece exploring the balance between fast and friction.

[BAI @BAI_Info]

Security experts weigh in on how banking institutions can keep customers safer without bogging down their mobile user experience. https://t.co/OuoMx05hX0

[Brandon Koeser @BrandonKoeser]

@JNelly43 That's why Conference USA is ahead of its time.

[Brandon Koeser @BrandonKoeser]

@khaslett

[Brandon Koeser @BrandonKoeser]

It was a real honor to kick off #BDAudit23. Macro headwinds, regulatory pressures and technology advancements make these events key for bank leaders to decipher what is the signal over the noise banking. Shoutout to @BankDirector for putting on another great conference.

[Brandon Koeser @BrandonKoeser]

Informative commentary in the FOMC statement. I wonder if Chair Powell pauses just once - briefly for effect - during the prepared remarks portion of his presser to support the current and future actions of the Fed.

[Brandon Koeser @BrandonKoeser]

@khaslett @ehmccormick Always one of the best parts of #bdaudit23

[Brandon Koeser @BrandonKoeser]

@khaslett

[Brandon Koeser @BrandonKoeser]

@khaslett Not that long ago, there would have been some sort of material good in that offer. Chase branded lunch box or tote anyone? I can see your mind thinking about it for a tote and $225...

[Brandon Koeser @BrandonKoeser]

It's not if. It's when. While I've been pointing to the changes in regulatory regimes as a precursor for this shift, recent events will push this effort into overdrive. Even though congressional action may be unlikely, don't underestimate agency powers to adjust regulation.

[David J. Lynch @davidjlynch]

After JPMorgan Chase's purchase of First Republic, tougher banking regulations on the horizon - The Washington Post https://t.co/FTM48c4ET3

[Brandon Koeser @BrandonKoeser]

Fed Senior Loan Officer Opinion Survey: Lending standards are tightening; loan demand is falling. Not surprising when looking at CRE loans. My colleagues and I recently wrote about the CRE outlook in banking. Good data. Great read. https://t.co/17kVgykCFK