Brian S Levy

Mortgage banking regulatory and transactional attorney and blogger ( Peloton enthusiast, ice hockey fan and player, husband and dad

[Brian S Levy @BrianSLevy]

@pulte Here's an idea for credit scores I posted in 2021 to create more housing opportunity: use scores for determining required guardrails for repayment -not for eligibility. Loan eligibility should be based on ATR.
https://t.co/1zbm0xAjFF

[Brian S Levy @BrianSLevy]

Ed. #91: "Interesting Times" https://t.co/8rYnWN6vfd @Pulte @MarkCalabria

[Brian S Levy @BrianSLevy]

@clownworld No words.

[Brian S Levy @BrianSLevy]

@DavidAFrench Grant, FDR, Reagan yes and Warren G. (said @JonahDispatch )

[Brian S Levy @BrianSLevy]

@whignewtons @DavidAFrench What if we just picked VP's? Tough to find any memorably admirable. Leave a spot for Pence (for Jan 6 heroics alone). So many lousy VPs.

[Brian S Levy @BrianSLevy]

#FHFA's DTI adjustments were "totally unworkable" but that embarrassment could have been avoided with a more open process in policymaking. With a shout out to my new #ohana from the #mba Hawai'i MBA, this #Mortgage Musing explains…https://t.co/dQeamf0iCD https://t.co/7Zu174ZG9j

[Brian S Levy @BrianSLevy]

I paid good money for that picture of baby in a puddle, so please read my #fairlending focused #Mortgage Musing to find out why and what #SCOTUS might think about the meaning of "discourage" in light of the recent #Twitter case. https://t.co/WD65oYvVIW

[Brian S Levy @BrianSLevy]

"If you could read my mind,".. wait, you can just read my #MortgageMusings. This time I've got a #gordonlightfoot homage and the tombstone that lies ahead for #Chevrondeference. https://t.co/ciaZ8cnVwt

[Brian S Levy @BrianSLevy]

Consumer Financial Protection Bureau has been quite busy the past few weeks. Here's my "hot takes" on several items along with a note about the passing of my friend and former colleague, Kim Newby. https://t.co/6DJxW5SRWq

[Brian S Levy @BrianSLevy]

A couple of #banks (all starting with the letter S) just failed and the Federal Deposit Insurance Corporation (FDIC) used systemic risk powers to #bailout the uninsured depositors. So, what's the narrative and impact on #mortgage industry? https://t.co/TiRpAXdheT

[Brian S Levy @BrianSLevy]

#Mortgagemusings on the Consumer Financial Protection Bureau's recently issued #RESPA "Advisory Opinion" about the need for neutrality in #mortgage shopping websites. Spoiler alert: CFPB should have focused on #UDAAP . On #RESPA, C…https://t.co/yaq2B4LfNz https://t.co/cE2NHxI5zi

[Brian S Levy @BrianSLevy]

Two huge decisions impacting #mortgagelenders were issued on 2/3. One good, one bad. Read this edition of #mortgagemusings to hear about the impact of Townstone's big win against #CFPB overeach on #fairlending and PRMI Home Financi…https://t.co/VsiD6utlT1 https://t.co/qBJokLNWH1

[Brian S Levy @BrianSLevy]

This edition of #Mortgage Musings discusses Presidential classified document handling and (i) the Federal Trade Commission's proposed rule to prohibit non-compete clauses, (ii) the Consumer Financial Protection Bureau's proposed "E…https://t.co/cJwPQTVSop https://t.co/3yalTnW43w

[Brian S Levy @BrianSLevy]

#HUD allows "double dipping" on #FHAloans now? Did they miss a #Seinfeld episode?
Check out this edition of my #Mortgage Musings for why that inch given shouldn't equal a mile. https://t.co/RyNFCdtmiP

[Brian S Levy @BrianSLevy]

This edition of #Mortgage Musings has #breakingbad's Saul Goodman , #ElonMusk, an update on the CFPB's wild monkey wrangling efforts, and, mostly, why credibility is no substitute for showing your work. https://t.co/I6Yz8sCeTw

[Brian S Levy @BrianSLevy]

@marxsterbcow @CFPB @NJTrip Other than his dig at me and my colleagues, I have to admit that I really like his approach to the consumer data issue.

[Brian S Levy @BrianSLevy]

@marxsterbcow @CFPB @NJTrip Mansions, yachts and private jets don't come cheap. Yep, regulatory compliance lawyers (all 12 of us) are the reason mortgage lenders' compliance costs are so high.

[Brian S Levy @BrianSLevy]

The #5thCircuit just taught a master class about the Appropriations Clause to #CFPB unleashing a barrel of wild monkeys on the #administrativelaw world.
My take, including the difference between dicta and Ditka. https://t.co/8gnzZFoQbV

[Brian S Levy @BrianSLevy]

Proud and excited for Danny to start his career at Epic. https://t.co/M19QYQO93D

[Brian S Levy @BrianSLevy]

The "data-driven organization" that is the Consumer Financial Protection Bureau has a new RFI asking how to make #mortgage refinance and loss mitigation easier. But what really drives policy? https://t.co/sIh97BBzQZ