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@LeonWaidmann Access is the whole game for everyday users too. Nobody in Europe cares which stablecoin is bigger globally, they care which one they can move into euros and actually spend without friction. That's exactly the gap we're building BridgeBit around.
@LeonWaidmann The issuer pushback is the real story: a tokenized share only works if the company, the custodian and the venue all agree on what the token actually represents. DTCC wrapping assets it already holds sidesteps that fight, which is probably why it went live first.
@CoinDeskData Two consecutive monthly gains while still under the May record reads more like steady demand than a speculative rush. For stablecoins, slow and consistent supply growth is arguably a healthier signal than a sudden spike.
@thefintechtimes Bundling cross-border rails with payroll is the smart part for UAE SMEs, since so many pay staff and suppliers across several currencies every month. If onboarding really takes minutes instead of weeks of paperwork, that alone moves a lot of small businesses off manual transfers.
Custody and tokenisation from one stack fixes a real headache: institutions often stitch together three vendors just to move a single tokenised asset. The harder part is connectivity, because a token that can only settle inside one network still behaves like a siloed database entry.
Sterling stablecoins are the piece that would make this practical for small businesses: most UK SMEs invoice and pay in pounds, so a dollar token adds an FX step every time. A clear path in the Budget could make faster settlement feel like normal banking rather than a crypto detour.
@thefintechtimes Prepaid plus tap-to-pay is an underrated combo for the underbanked: no credit check, but the same checkout experience as everyone else. Being able to pay contactless instead of with cash is often the real inclusion win, more than the account itself.
Worth separating a complexity-theory result from breaking SHA-256 or ECDSA: even a confirmed ETH refutation would mean faster worst-case 3-SAT algorithms, which is still a long way from practical mining shortcuts or key recovery. Fascinating for theory, but nothing here changes how anyone should secure their coins today.
Accessibility tends to get treated as a design detail, but in compliance it's a fairness problem: if a disabled customer can't read the disclosure or complete the form, the process isn't really compliant at all. Building it in early is far cheaper than retrofitting every document later.
@EdrinValecrest Exactly the distinction that gets lost: whitelisted fund tokens on a public chain get the settlement speed, not the openness people assume. The real test is whether they can ever work as collateral or payment outside the bank's own walled garden.
@TFTC21 Stablecoins at under 1% says more about how they're used than how popular they are: people hold bitcoin as savings, while stablecoins mostly pass through on their way to a payment. A snapshot of balances will always undercount money that's built to move.
Crossing $1B across Treasuries, credit and equities shows tokenized funds are moving past the pilot stage. A Nasdaq-100 fund on Stellar is the interesting bit: once mainstream index exposure sits on the same rails as stablecoins, moving between saving and spending gets a lot simpler.
@EdrinValecrest 88.5% of USDT transfer volume says TRON already won the boring job: moving dollars cheaply between people who actually need them. The next step is the last mile, where that USDT turns into rent, groceries and payroll without three conversion hops.
Halloween week π Which crypto horror story haunts you, 1 to 5?
The only treat in here: a BridgeBit Visa card you top up with USDT or USDC, credited instantly and spendable anywhere Visa is accepted.
Link in the reply π
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@ChadSteingraber Mint and redeem directly through BNY is the part that matters. Institutions trust a stablecoin when getting cash back out is as boring as a bank transfer, and having the custodian handle that removes the biggest step between holding a token and actually using it.
Live accounting data inside a chat assistant is where AI gets useful for small businesses: asking "can I afford this hire next month?" and getting an answer from real numbers, not last quarter's export. The catch is permissions, since owners will want tight control over what the model can see and do.