Bryan Pon

Strategy @kiva, co-founder @CaribouData, regular at Encinal lunchtime ultimate frisbee

[Bryan Pon @BryanJustinPon]

@mrstephendeng @chernayj @j0sephbens0n Great piece, but surprised to not see any comparisons to the India case. Curious how you think Nigeria will play out differently.

[Bryan Pon @BryanJustinPon]

@mrstephendeng Congrats Chernay!! I always hoped you'd join the Caribou family :)

[Bryan Pon @BryanJustinPon]

@paulcurrion Fully agree. And hence, the existence of intermediaries who specialize in making these systems more bearable for the rest of us.

[American Economic Liberties Project @econliberties]

On this #MonopolyMonday & in honor of World Diabetes Day (yesterday), we’re spotlighting the three corporations that dominate the insulin industry —
@LillyPad, @sanofi, and @novonordisk.

[Laura Marston @Kidfears99]

The earrings @RepKatiePorter is wearing, if filled with insulin, are priced at $600.

Two vials of insulin keep me alive for around 20 days.

We need federal price caps on insulin!!!

[Bernie Sanders @BernieSanders]

I cannot understand the absurdity that it costs TEN TIMES as much for insulin in the United States as it does for the same exact drug in Canada.

[DFS @dfsventures]

👉What are the key trends when it comes to #digitalcommerce in Africa?
​👉How do different sectors like #fintech and logistics play a role?
​👉Who are some interesting companies in the space?

​✨Register to join the conversation happening on 8/7/21. https://t.co/9UJjqbQ1CV

[CV Madhukar @cvmadhukar]

Every country - developed or developing - will need to reimagine its technology infrastructure to make it fit-or-purpose for a digital century. The time for digital public infrastructure has come https://t.co/ThSNyHzzbs @OmidyarNetwork @DPGAlliance @RockefellerFdn @EthanZ @ID4D

[Bryan Pon @BryanJustinPon]

Great analysis by @emrys_s on the tensions in developing modern digital infrastructure for humanitarian goals.

[@emryss.bsky.social @emrys_s]

Pleased to share new paper w/ Dr Madon on the 'value' of #digitalID as a platform for #refugee management, and the governance requirements of ID platformisation

Digital identity as a platform for improving refugee management - ISJ (Open Access) https://t.co/fLfQADsldY

[Bryan Pon @BryanJustinPon]

@metaviv @EthanZ @chandrn_ I think you meant to link to this article instead: https://t.co/aJT9G4odJf

As for whether banned accounts still function on mods, you might ask @TheYomiKazeem as he did a story on our work and talked to some mod devs.

[NextBillion @NextBillion]

#MobileMoney fees in #Kenya are not being paid equally across gender, says @BryanJustinPon of @cariboudata. Many women are paying more than men, and he explains how understanding this situation could shed light on more complex #DigitalFinance challenges.

https://t.co/X2Gcbf3Q68

[Bryan Pon @BryanJustinPon]

@GrahamANWright @NextBillion @cariboudata @cariboudigital Great questions @GrahamANWright.... There was qual, led by the amazing @SavitaBailur and @HeleneSmertnik, so will let them chime in, but unfortunate project timing (my fault) meant these specific quant findings came too late to be directly questioned in the interviews

[Bryan Pon @BryanJustinPon]

tl;dr on our latest work with @cariboudigital and @TheDFSLab: On average, about half of M-PESA P2P transactions are below the fee threshold. But if you cut by gender, you find women are much less likely than men to make free transactions, and thus end up paying more in P2P fees.

[NextBillion @NextBillion]

Fees can be a major barrier to #FinancialServices in #LMICs — and #MobileMoney transactions via #MPesa in #Kenya are costing #women more, a recent study found. @BryanJustinPon of @cariboudata shares the details.

https://t.co/3hL3tRR4Xq

[Bryan Pon @BryanJustinPon]

@SamoraKariuki @pesa_africa @cariboudata The chart shows data only from smartphones....that is, even on smartphones, the vast majority of transactions are USSD/STK

[Bryan Pon @BryanJustinPon]

USSD is still 👑

@bmlyon @willcroft @mrstephendeng

[NextBillion @NextBillion]

#FinTech businesses are battling for the app-based #DigitalPayment space, but @cariboudata estimates that at least 94% of #MobileMoney transactions are done via USSD, @BryanJustinPon says.

https://t.co/2FBUx5b34e

@cariboudigital #FinancialInclusion #DigitalFinance

[Bryan Pon @BryanJustinPon]

@paulcurrion In my experience, it's very rarely a deliberate strategy to avoid surveillance.

[Bryan Pon @BryanJustinPon]

@paulcurrion ...there are very strong drivers of scale on both the demand side (e.g. convenience) and supply side (e.g. venture capital), and the economic nature of digital goods + network effects always trends toward winner-take-most.

[Bryan Pon @BryanJustinPon]

@paulcurrion So while fragmentation offers some refuge, it’s not clear to me to what extent that functional outcome can be designed into our systems and markets …..