Buntu

when you’ve done all you can to stand - stand therefore

[Buntu @BuntuNhlapo]

@GodPenuel A worthy price to pay for the exposure that the child will get by being in those spaces. The soft skills that they will learn in those spaces will be game changers as they advance to be professionals etc

[Buntu @BuntuNhlapo]

@AldrinSampear @AldrinSampear I think you erred a bit on this one. Only your incremental earnings are taxed at a higher tax rate. Your take home pay(in rands and cents) will never be lower because you fall into a new tax bracket.

[Buntu @BuntuNhlapo]

@thapie_018 @GodPenuel @FloMasebe A shortsighted thing to say

[Buntu @BuntuNhlapo]

@ramit 6. Not grocery shopping with a calculator in hand

[Buntu @BuntuNhlapo]

Balloon payment illustrated

[Buntu @BuntuNhlapo]

@NalediMohapi In front of 1200 boys in hall “HIERDIE IS NIE n COOLIE BAZAAR NIE”

[Buntu @BuntuNhlapo]

@madaboutmarkets Joanne, can we meet on Teams or Zoom so we can talk about what you’ve learned in the past many many years in practice?

[Buntu @BuntuNhlapo]

Part 2 of PAY AFTER 90 DAYS!

[Buntu @BuntuNhlapo]

Pay your first installment after 90 days? Is it a good deal?!

#Buntu

[Buntu @BuntuNhlapo]

@afro_tez Thank you so much man!

[Buntu @BuntuNhlapo]

Part 2

[Buntu @BuntuNhlapo]

I want to help you understand how interest is levied on a conventional loan (home loan, car loan etc)

[Buntu @BuntuNhlapo]

@Don_Savage99 The instalment has 3 components

1. Interest portion on 150000 which decreases overtime.
2. Capital component on 150000 witch increases overtime
3. Interest component on 50000 balloon which stays constant until the balloon become due

[Buntu @BuntuNhlapo]

Does the decrease instalment on a balloon payment translate to an actual savings?

[Buntu @BuntuNhlapo]

@RayMaboya @afro_tez Hi Raymond, the interest cost being a phantom cost doesn’t take away from that you are left worse off than if you had opted for straight finance.

[Buntu @BuntuNhlapo]

@msi_ncilashe @afro_tez Yes it does. Interest is charged on the balance outstanding. Additional payments decrease the balance outstanding therefore decreasing your interest expense.

[Buntu @BuntuNhlapo]

@MmusiMaimane @BuildOneSA @Our_DA @jsteenhuisen Dokotela this is bullying. He’s just a matriculant shame

[Buntu @BuntuNhlapo]

@ATswanaGoddess And you don’t know that it’s actually zero rated…ngathi niyafana yaz🫨🤔🤔

[Buntu @BuntuNhlapo]

@SATRIX_SA why did you debit my account after I cancelled the debit order mandate?